Texas Insurance Regulations Practice Questions — Page 4 of 8
400 free Texas-specific insurance regulation questions for the Texas Life & Health exam — page 4.
- 151.A Texas life and health agent splits a commission with a friend who is licensed in Texas only for property …Difficulty 2/5TX specific
- 152.A Texas enrollee in a non-grandfathered Marketplace plan receives a recommended preventive service from an …Difficulty 2/5TX specific
- 153.Under TIC 521.003, what must the Texas Department of Insurance maintain with respect to complaints filed wi…Difficulty 1/5TX specific
- 154.A basic illustration is presented to a Texas applicant at the time the application is taken. Under 28 TAC 2…Difficulty 2/5TX specific
- 155.A Fort Worth man applies for individual HMO coverage and the HMO declines him because he neither lives nor …Difficulty 3/5TX specific
- 156.An unlicensed person in Texas takes an application for a life insurance policy from a neighbor and collects…Difficulty 2/5TX specific
- 157.A licensed Texas agency owner dies unexpectedly, leaving a book of renewal business. Under TIC 4001.151-.15…Difficulty 3/5TX specific
- 158.The essential health benefit requirement of ACA Section 1302 applies to which of the following?Difficulty 2/5TX specific
- 159.An insurer terminates an agent's appointment after a dispute over production. What is the effect of that te…Difficulty 3/5TX specific
- 160.Which of the following is a ground on which the Commissioner may suspend or revoke a Texas general lines ag…Difficulty 1/5TX specific
- 161.A Texas agent is soliciting an application for an individual long-term care policy. Under the Texas long-te…Difficulty 2/5TX specific
- 162.A Texas group health plan covers a covered employee's newborn from birth. The baby is born with a serious c…Difficulty 2/5TX specific
- 163.A Texas insurer receives a positive HIV antibody test result for an applicant who signed the required conse…Difficulty 2/5TX specific
- 164.The department determines that a Texas-authorized insurer no longer satisfies a legal requirement for the g…Difficulty 2/5TX specific
- 165.For how long after issue may a Texas life insurer contest the validity of an individual life insurance policy?Difficulty 1/5TX specific
- 166.Dana holds a Texas life, accident, and health agent license and begins soliciting for a new insurer that ha…Difficulty 2/5TX specific
- 167.A Texas insurer has no capital stock, is owned by the persons who hold its policies, and returns any divisi…Difficulty 2/5TX specific
- 168.What is the primary purpose of the Texas life insurance and annuity replacement statute?Difficulty 1/5TX specific
- 169.Under TIC 1114.002, which of the following transactions is a "replacement" of an existing life insurance po…Difficulty 2/5TX specific
- 170.An insurer chartered under the laws of Ohio applies to do business in Texas. Under TIC 841.001, how is the …Difficulty 2/5TX specific
- 171.A Texas policyholder complains to the department that her insurer has repeatedly misquoted her health premi…Difficulty 2/5TX specific
- 172.What determines which kinds of insurance a certificated insurer may write in Texas?Difficulty 1/5TX specific
- 173.Under TIC 885.001-.706, which of the following is a required characteristic of a fraternal benefit society?Difficulty 1/5TX specific
- 174.A Texas general lines life, accident and health agent renews a two-year license. Which continuing education…Difficulty 1/5TX specific
- 175.Under Texas group life conversion law, what happens to a covered person's access to individual coverage whe…Difficulty 1/5TX specific
- 176.Under TIC 843.002, how does a "health care plan" differ from ordinary health insurance that indemnifies for…Difficulty 3/5TX specific
- 177.During an examination under TIC 401.051-.056, TDI asks a Texas agency for books and papers relating to the …Difficulty 2/5TX specific
- 178.A Texas group health plan provides mental health and substance use disorder benefits. Which requirement app…Difficulty 3/5TX specific
- 179.A licensed Texas agent takes an application for a life policy that may replace existing coverage. What must…Difficulty 2/5TX specific
- 180.A fraternal benefit society and a mutual insurer are both owned by their members. What feature distinguishe…Difficulty 3/5TX specific
- 181.A Texas agent tells an applicant that because the transaction is governed by the replacement chapter, the d…Difficulty 2/5TX specific
- 182.A Texas insurer charges two applicants of the same age, health class and occupation different premiums for …Difficulty 3/5TX specific
- 183.A Texas applicant asks why one company charges higher premiums but may return part of them as policy divide…Difficulty 3/5TX specific
- 184.Under the Texas life insurance illustration rules, what is the status of a life insurance illustration pres…Difficulty 1/5TX specific
- 185.A Texas HMO enrollee is taken by ambulance to the nearest hospital, which is not in the HMO's network, for …Difficulty 3/5TX specific
- 186.The department believes an unauthorized person is engaging in the business of insurance in Texas and that t…Difficulty 2/5TX specific
- 187.A small Texas employer applies to a small group health benefit plan issuer for coverage. The issuer discove…Difficulty 2/5TX specific
- 188.A Texas insured's baby is born. The insured does not notify the plan of the birth for several weeks and has…Difficulty 2/5TX specific
- 189.TDI opens an examination of a Texas life and health agency. What must the license holder be able to do with…Difficulty 2/5TX specific
- 190.A Texas agent lets a license expire without completing the required continuing education, paying the defici…Difficulty 2/5TX specific
- 191.A person affected by an order under TIC 83.051 timely requests a hearing to contest it. At that hearing, wh…Difficulty 3/5TX specific
- 192.A Texas applicant exercises a nonforfeiture option on an existing policy, converting it to reduced paid-up …Difficulty 2/5TX specific
- 193.A Texas insurer receives an applicant's HIV test result, which is positive. Which statement best describes …Difficulty 2/5TX specific
- 194.Which statement correctly describes the continuing education requirement for a Texas general lines life and…Difficulty 1/5TX specific
- 195.An insurer organized under the laws of Ohio wants to begin soliciting life insurance to Texas consumers. Un…Difficulty 2/5TX specific
- 196.A Texas purchaser receives a newly issued fixed annuity contract. Under TIC 1116.002, for how long after de…Difficulty 2/5TX specific
- 197.A Texas life and health agent is convicted of a felony and begins serving a sentence of imprisonment. Under…Difficulty 2/5TX specific
- 198.Under TIC 801.052, what is a certificate of authority?Difficulty 1/5TX specific
- 199.Under TIC 83.051, what kind of cease and desist order may the Commissioner of Insurance issue, and on what …Difficulty 1/5TX specific
- 200.The Commissioner adopts a rule that contradicts an express provision of the Texas Insurance Code. Which pro…Difficulty 2/5TX specific