Texas Insurance Regulations Practice Questions — Page 5 of 8
400 free Texas-specific insurance regulation questions for the Texas Life & Health exam — page 5.
- 201.A Texas agent tells a prospect that the prospect's current insurer is about to become insolvent and will no…Difficulty 3/5TX specific
- 202.A Texas agent lets his license expire and, 90 days later, still has not completed continuing education, pai…Difficulty 2/5TX specific
- 203.The incontestability period on a Texas life policy has already expired. Which ground may the insurer still …Difficulty 3/5TX specific
- 204.Under TIC 84.022, what is the maximum administrative penalty the Commissioner of Insurance may impose for a…Difficulty 1/5TX specific
- 205.A Texas applicant answers no on the replacement statement, but before the policy is issued she tells the ag…Difficulty 2/5TX specific
- 206.Under TIC 4001.254-255, where must a licensed Texas agent keep the records of the insurance transactions th…Difficulty 1/5TX specific
- 207.A Texas HMO determines that a claim from a non-network physician or provider is payable and pays it at a ra…Difficulty 2/5TX specific
- 208.An organization operating under TIC Chapter 885 as a fraternal benefit society must have which of the follo…Difficulty 1/5TX specific
- 209.Under the federal health care reform law, employers subject to the notice requirement must give each employ…Difficulty 1/5TX specific
- 210.A Texas agent pays clients part of the commission in cash to close sales and misstates policy benefits whil…Difficulty 2/5TX specific
- 211.Under TIC 1368.005, how must a Texas group health benefit plan that provides coverage for the treatment of …Difficulty 1/5TX specific
- 212.A Texas resident holds a Medicare Supplement policy issued by a life and health insurer that the department…Difficulty 3/5TX specific
- 213.Under TIC 1101.009, what is the maximum amount a Texas insurer must lend against an eligible life insurance…Difficulty 2/5TX specific
- 214.In a Texas mutual insurance company, who owns the company and has the right to elect its board of directors?Difficulty 1/5TX specific
- 215.Information the department discovers or develops during a TDI examination - may the commissioner later use …Difficulty 3/5TX specific
- 216.A Texas small employer health benefit plan issuer may not do which of the following?Difficulty 2/5TX specific
- 217.A Texas health benefit plan contains a provision excluding all treatment for drug or alcohol dependency. Un…Difficulty 2/5TX specific
- 218.Several self-employed Texans with no common employer or business relationship form an association and apply…Difficulty 3/5TX specific
- 219.Under the Texas replacement definitions, whether a transaction is a replacement depends primarily on which …Difficulty 1/5TX specific
- 220.Before a Texas insurer may require an applicant for health coverage to submit to a test for antibodies to t…Difficulty 1/5TX specific
- 221.A Texas agency deposits premiums collected from applicants into the agency's general operating account and …Difficulty 1/5TX specific
- 222.A Texas long-term care insurer is drafting the provision that determines when an insured becomes eligible f…Difficulty 3/5TX specific
- 223.How may an insurer use an AIDS-related test result that was obtained in connection with a Texas insurance a…Difficulty 3/5TX specific
- 224.A Texas life policyowner pays the renewal premium on the last day of the grace period, and the billing stat…Difficulty 3/5TX specific
- 225.Which statement best describes the employer shared responsibility requirement under the federal health care…Difficulty 2/5TX specific
- 226.A Texas-authorized life insurer's certificate of authority was issued several years ago. Under TIC 801.053,…Difficulty 1/5TX specific
- 227.Under TIC 1367.003, the prohibition on excluding or restricting newborn coverage applies to which health be…Difficulty 3/5TX specific
- 228.TDI suspends a Texas agent's license for a stated period instead of revoking it. Which statement correctly …Difficulty 3/5TX specific
- 229.A Texas agent's brochure tells prospects that their coverage is 'backed by the Texas Life and Health Insura…Difficulty 1/5TX specific
- 230.For purposes of Texas HMO law, who is an "enrollee"?Difficulty 1/5TX specific
- 231.A Texas resident holds a Medicare Supplement policy issued by a Texas insurer that is placed into liquidati…Difficulty 1/5TX specific
- 232.A Texas business entity operates an insurance agency through which several licensed individuals solicit lif…Difficulty 2/5TX specific
- 233.TDI revokes a Texas life and health agent's license. What is the immediate consequence for that agent's app…Difficulty 2/5TX specific
- 234.Under the Texas HMO statute, if children are eligible for coverage under an HMO's evidence of coverage, wha…Difficulty 2/5TX specific
- 235.A Texas long-term care insurer issues a policy even though the application contains an unresolved inconsist…Difficulty 2/5TX specific
- 236.A Texas insured executes a written assignment of his group life ownership rights, but no notice of the assi…Difficulty 2/5TX specific
- 237.A Texas lender requires a borrower to furnish credit life insurance as security for a loan. Which action ma…Difficulty 2/5TX specific
- 238.An insurer with no office, agents, or property in Texas mails a life insurance policy to a person who lives…Difficulty 2/5TX specific
- 239.The department issues an order suspending an agent's license under TIC 4005.101-.102 and 4005.105. What is …Difficulty 2/5TX specific
- 240.A Texas family purchases a qualified health plan through the Marketplace and receives financial assistance …Difficulty 2/5TX specific
- 241.When a Texas small employer plan applies a preexisting condition exclusion to a newly eligible employee, wh…Difficulty 2/5TX specific
- 242.Under TIC 401.051, which carriers must the department or an examiner appointed by the department visit and …Difficulty 1/5TX specific
- 243.Under the Texas chemical dependency coverage statute, which of the following may a Texas health benefit pla…Difficulty 3/5TX specific
- 244.A Texas small employer health benefit plan has covered a group for several years. One covered employee is d…Difficulty 2/5TX specific
- 245.A Texas agent lets the license expire and does not complete continuing education, pay the deficiency fine o…Difficulty 2/5TX specific
- 246.A life insurer is organized under the laws of Canada and is authorized to engage in the business of insuran…Difficulty 2/5TX specific
- 247.A Texas agent renews his license while short of the required continuing education hours. Under 28 TAC 19.10…Difficulty 1/5TX specific
- 248.Before the department issues a certificate of authority, what must the Commissioner determine under TIC 801…Difficulty 2/5TX specific
- 249.A Texas group health benefit plan covers an employee and the employee's spouse. The employee's child is bor…Difficulty 1/5TX specific
- 250.A Houston agency receives a cease and desist order from TDI. Under TIC 83.052, which of the following must …Difficulty 2/5TX specific