Texas Insurance Regulations Practice Questions — Page 3 of 8
400 free Texas-specific insurance regulation questions for the Texas Life & Health exam — page 3.
- 101.Under TIC 1131.151, which statement about dependent coverage under a Texas group life insurance policy is c…Difficulty 2/5TX specific
- 102.Which statement correctly describes the term and renewal of a Texas general lines life and health agent lic…Difficulty 1/5TX specific
- 103.A licensed Texas agent takes an HMO application and the first payment from an El Paso applicant. When does …Difficulty 2/5TX specific
- 104.A Texas consumer is comparing a participating life policy issued by a mutual insurer with a nonparticipatin…Difficulty 2/5TX specific
- 105.A life insurer incorporated in Texas keeps its only claims office in another state and is managed from ther…Difficulty 2/5TX specific
- 106.Cost-sharing reductions lower an enrollee's out-of-pocket cost at the point of service. To receive them, an…Difficulty 1/5TX specific
- 107.A life insurance company organized under the laws of Illinois is authorized to write life insurance in Texa…Difficulty 1/5TX specific
- 108.A Texas agent tells an applicant that he will pay the applicant part of his commission so that the first-ye…Difficulty 3/5TX specific
- 109.Under ACA Section 1402, an otherwise eligible Marketplace enrollee must be enrolled in a qualified health p…Difficulty 1/5TX specific
- 110.Under the Texas HMO statute, what is the term for the document that a health maintenance organization issue…Difficulty 1/5TX specific
- 111.Under the Texas long-term care insurance rules adopted by TDI, eligibility for benefits under a long-term c…Difficulty 1/5TX specific
- 112.A Texas insurer charges two applicants of the same age, sex and health class different premiums for the sam…Difficulty 3/5TX specific
- 113.A licensed Texas agent moves her residence and business mailing address from Lubbock to Beaumont. What is s…Difficulty 1/5TX specific
- 114.What is the difference between cancellation and nonrenewal of a Texas HMO evidence of coverage?Difficulty 3/5TX specific
- 115.What distinction does the Texas Medicare supplement cancellation rule draw between cancellation and nonrene…Difficulty 3/5TX specific
- 116.A Texas HMO prepares a revised enrollee certificate reflecting a change in covered services and gives copie…Difficulty 2/5TX specific
- 117.A Texas policyowner applies for a policy loan under TIC 1101.009. Which of the following is a condition tha…Difficulty 2/5TX specific
- 118.Under the Texas nonforfeiture requirements, including 28 TAC 3.3844, what must an individual deferred annui…Difficulty 2/5TX specific
- 119.Dana works full time in the home office of a Texas insurer. She answers policyholders' billing questions, p…Difficulty 2/5TX specific
- 120.In determining the amount of an administrative penalty under Chapter 84, which factor is the Commissioner o…Difficulty 2/5TX specific
- 121.During a department examination of a Texas-authorized life insurer, an appointed examiner asks the insurer'…Difficulty 2/5TX specific
- 122.Under the Texas policy loan statute, what is the maximum amount a Texas policyowner may borrow on a life in…Difficulty 2/5TX specific
- 123.Two Texas agencies agree between themselves to refuse to write policies for any customer who continues to d…Difficulty 3/5TX specific
- 124.Without any basis, a Texas agent tells a prospect that a competing insurer is "about to be shut down by TDI…Difficulty 3/5TX specific
- 125.A Texas-authorized life insurer is placed in liquidation, and a Texas resident holds an individual life pol…Difficulty 1/5TX specific
- 126.Before issuing a new policy in a Texas replacement transaction, what must the replacing insurer obtain from…Difficulty 1/5TX specific
- 127.A Houston resident who belongs to no lodge asks a newly licensed Texas agent to buy a fraternal benefit soc…Difficulty 2/5TX specific
- 128.Which of the following is one of the categories of essential health benefits that must be covered by a non-…Difficulty 1/5TX specific
- 129.A Texas contract holder receives a newly issued variable life insurance contract. Under the Texas free-look…Difficulty 2/5TX specific
- 130.Before taking an application for a long-term care policy in Texas, an agent must give the applicant a writt…Difficulty 2/5TX specific
- 131.A Texas-licensed agent has her license suspended by the insurance regulator in another state. What does Tex…Difficulty 2/5TX specific
- 132.For which of the following Texas license authorities is the continuing education requirement reduced to 10 …Difficulty 2/5TX specific
- 133.A Texas employee insured under an employer's group life policy leaves the job and her coverage under the gr…Difficulty 1/5TX specific
- 134.Which of the following provisions may a Texas long-term care policy NOT contain, under the long-term care i…Difficulty 1/5TX specific
- 135.Under the Texas newborn coverage requirement, a health benefit plan's coverage of an insured's newborn chil…Difficulty 1/5TX specific
- 136.A licensed Texas agent tells a prospect, Buy this annuity now, and if the company ever fails, the Texas Lif…Difficulty 2/5TX specific
- 137.Who serves as the chief executive and administrative officer of the Texas Department of Insurance?Difficulty 1/5TX specific
- 138.Which of the following is a proper ground for a Texas HMO to cancel an enrollee's evidence of coverage duri…Difficulty 1/5TX specific
- 139.Before a Texas insurer may require an applicant for a life or health insurance policy to submit to a test f…Difficulty 1/5TX specific
- 140.Which statement correctly describes how a Texas agent may complete the continuing education hours required …Difficulty 2/5TX specific
- 141.Under the Texas advertising rules at 28 TAC 21.104-.105 and 21.111, which statement about an advertisement …Difficulty 1/5TX specific
- 142.Under the Affordable Care Act's employer notification provisions, a written notice to employees must inform…Difficulty 2/5TX specific
- 143.A Texas HMO discovers that an enrollee honestly misstated her weight on the enrollment application, and the…Difficulty 2/5TX specific
- 144.After a hearing under TIC Chapter 541, the department determines that a Texas insurer engaged in an unfair …Difficulty 3/5TX specific
- 145.A Texas agent persuades a policyowner in Dallas to surrender an existing life policy and buy a new one from…Difficulty 2/5TX specific
- 146.Under TIC 1368.005, a Texas group health benefit plan's required chemical dependency coverage generally mus…Difficulty 2/5TX specific
- 147.Under the Texas nonforfeiture law, TIC Chapter 1105 and 28 TAC 3.3844, which of the following is a standard…Difficulty 1/5TX specific
- 148.Under TIC 4002.003, which of the following persons is generally NOT required to hold a Texas agent license …Difficulty 2/5TX specific
- 149.A Texas whole life policyowner stops paying premiums after the policy has accumulated cash value. Under the…Difficulty 1/5TX specific
- 150.An employer covered by the employer notification provisions of the federal health care reform law must give…Difficulty 2/5TX specific