Texas Insurance Regulations Practice Questions — Page 2 of 8
400 free Texas-specific insurance regulation questions for the Texas Life & Health exam — page 2.
- 51.A Texas HMO enrollee needs a covered specialty service, but no provider in the HMO's network can furnish it…Difficulty 2/5TX specific
- 52.Which of the following is a duty that the Texas Insurance Code assigns to the Texas Department of Insurance?Difficulty 2/5TX specific
- 53.What is the purpose of the Small Business Health Options Program operated within the health insurance Marke…Difficulty 1/5TX specific
- 54.Under the temporary license provisions of TIC 4001.151-.156, what limit applies to an agency's use of tempo…Difficulty 1/5TX specific
- 55.Under the Texas policy loan statute, for how long may a Texas insurer defer payment of a policy loan the ow…Difficulty 1/5TX specific
- 56.Which conduct may be the subject of a cease and desist order issued under the unfair and deceptive practice…Difficulty 3/5TX specific
- 57.A Texas Medicare supplement issuer seeks to cancel a policy because of an answer the insured gave on the ap…Difficulty 3/5TX specific
- 58.The Texas Medicare supplement minimum standards found in 28 TAC 3.3301-3.3310, 3.3312-3.3313, and 3.3315-3.…Difficulty 1/5TX specific
- 59.Under the Texas chemical dependency coverage statute, what must a health benefit plan that is subject to th…Difficulty 1/5TX specific
- 60.A Texas insurer receives a positive HIV test result on an applicant who listed an employer on the applicati…Difficulty 2/5TX specific
- 61.Under a Texas group life policy, a covered spouse's status as a dependent ends when the marriage is dissolv…Difficulty 2/5TX specific
- 62.Under ACA Section 1321, what does the Marketplace make available to individuals and small employers?Difficulty 1/5TX specific
- 63.Which of the following is not among the essential health benefit categories that a non-grandfathered indivi…Difficulty 2/5TX specific
- 64.Under TIC 801.052, what does a certificate of authority issued to a Texas insurer authorize, and what must …Difficulty 1/5TX specific
- 65.A Texas applicant for an annuity was not given the buyer's guide and the required disclosure at or before a…Difficulty 3/5TX specific
- 66.A Texas policyholder files a written complaint with the department about her health insurer's claim denial.…Difficulty 1/5TX specific
- 67.A Texas insured dies during the policy's grace period, before the overdue renewal premium has been paid. Ho…Difficulty 2/5TX specific
- 68.A Texas life and health agent is convicted of a felony arising from the misappropriation of a client's fund…Difficulty 2/5TX specific
- 69.A Texas agent hands out a flyer that quotes a competitor's published premium accurately but leaves out the …Difficulty 3/5TX specific
- 70.Miles is described on an insurer's payroll as an employee. He calls prospective purchasers, explains policy…Difficulty 3/5TX specific
- 71.How is the term of a Texas general lines agent license described under TIC 4003.001 and the related renewal…Difficulty 1/5TX specific
- 72.A Texas resident owns an individual life policy with a death benefit of $500,000. The insurer becomes insol…Difficulty 1/5TX specific
- 73.Under TIC 1101.051-.056, which of the following provisions may NOT be included in an individual life insura…Difficulty 3/5TX specific
- 74.A Texas agency collects premiums from applicants and holds the money before remitting it to insurers. What …Difficulty 2/5TX specific
- 75.When a Texas insurer receives an application involving the replacement of an existing life policy, what mus…Difficulty 2/5TX specific
- 76.A licensed Texas agent tells a Dallas applicant that the HMO will pay for a treatment the evidence of cover…Difficulty 2/5TX specific
- 77.Under TIC 1101.051, to which life insurance policies do the Texas prohibited-provisions restrictions apply?Difficulty 2/5TX specific
- 78.Which statement about the financial position of a member of a Texas fraternal benefit society is correct?Difficulty 2/5TX specific
- 79.A Texas resident received advance payments of the federal premium tax credit during the year. What is the e…Difficulty 2/5TX specific
- 80.Under Texas group life law, which of the following does NOT give rise to the conversion privilege?Difficulty 3/5TX specific
- 81.Under TIC 101.051, which of the following activities is part of the business of insurance in this state?Difficulty 1/5TX specific
- 82.Under TIC 1101.006, after what period may a Texas insurer no longer contest an individual life insurance po…Difficulty 1/5TX specific
- 83.An applicant who took an insurer-required HIV-related test directs the insurer in writing to send the resul…Difficulty 2/5TX specific
- 84.Marcus holds no Texas license. He takes life insurance applications from his co-workers and forwards them t…Difficulty 2/5TX specific
- 85.What is the legal effect of a certificate of authority issued to an insurer under TIC Chapter 801?Difficulty 1/5TX specific
- 86.Under Texas group life eligibility law, which characteristic must a group possess in order to be an eligibl…Difficulty 1/5TX specific
- 87.A Texas HMO enrollee applies for coverage but does not select a primary care physician or provider at the t…Difficulty 2/5TX specific
- 88.Under TIC 4001.151-.156, what is the limit on the number of temporary agent licenses an agency may be issued?Difficulty 1/5TX specific
- 89.When a Texas insured exercises the group life conversion privilege, which statement describes the individua…Difficulty 1/5TX specific
- 90.Under TIC 1101.005, what grace period must an individual life insurance policy delivered in Texas provide f…Difficulty 1/5TX specific
- 91.A Texas insurer that issued a life insurance policy to a Houston resident is declared insolvent and placed …Difficulty 1/5TX specific
- 92.A Texas policyowner with an outstanding policy loan stops paying premiums and elects the extended term nonf…Difficulty 2/5TX specific
- 93.A Texas HMO enrollee was assigned a primary care physician at enrollment and now wants a different one. Und…Difficulty 3/5TX specific
- 94.Who owns a mutual insurance company?Difficulty 1/5TX specific
- 95.A Texas agent completes all of his continuing education for the period through online self-study correspond…Difficulty 2/5TX specific
- 96.A Texas agent presents a life insurance illustration showing projected cash values based on the insurer's c…Difficulty 1/5TX specific
- 97.An unlicensed person operating from an office in Texas solicits insurance by mail and the solicitation affe…Difficulty 2/5TX specific
- 98.Under TIC 4002.003, which of these persons may perform the activity described without holding a Texas agent…Difficulty 2/5TX specific
- 99.Which conduct is a ground for the department to suspend or revoke a Texas agent license under TIC 4005.101-…Difficulty 2/5TX specific
- 100.Which statement best distinguishes a Texas stock insurance company from a Texas mutual insurance company?Difficulty 3/5TX specific