Texas Insurance Regulations Practice Questions — Page 7 of 8
400 free Texas-specific insurance regulation questions for the Texas Life & Health exam — page 7.
- 301.A Texas HMO enrollee has surgery at a network hospital, but the anesthesiologist who treats the enrollee is…Difficulty 2/5TX specific
- 302.An agency sponsors a group of 20 individuals on temporary licenses during the year. Under TIC 4001.151-.156…Difficulty 2/5TX specific
- 303.A Texas client with a modest household income asks her agent whether she can receive a premium tax credit i…Difficulty 2/5TX specific
- 304.A Texas agent offers a policy that pays the insured the full Medicare-approved charge for a service already…Difficulty 2/5TX specific
- 305.When the Texas Department of Insurance examines a carrier under TIC 401.051, what must that examination cover?Difficulty 1/5TX specific
- 306.Which arrangement for sharing a life insurance commission is permitted under the Texas commission sharing r…Difficulty 2/5TX specific
- 307.Under the Texas Buyer's Guide and policy summary rule, what is the primary purpose of the policy summary th…Difficulty 1/5TX specific
- 308.A Texas insurer receives a positive HIV antibody test result on an applicant. Under 28 TAC 21.704-21.705, t…Difficulty 2/5TX specific
- 309.Under 28 TAC 4.2310, which statement about the form and content of the life insurance Buyer's Guide is corr…Difficulty 2/5TX specific
- 310.The Texas Insurance Code addresses coverage for treatment of chemical dependency. How must a health benefit…Difficulty 1/5TX specific
- 311.A licensed Texas agent is the respondent in a contested case brought by the department. Under the contested…Difficulty 2/5TX specific
- 312.A Texas life insurance policy form provides that if the policy matures as an endowment, the insurer will pa…Difficulty 2/5TX specific
- 313.A Texas agent describes a level term life policy as one that builds a cash value the insured may borrow aga…Difficulty 2/5TX specific
- 314.To close a sale, a Texas agent tells the applicant that he will pay part of the first-year premium out of h…Difficulty 2/5TX specific
- 315.A life insurance company organized under Texas law issues a policy in another state to a resident of that s…Difficulty 3/5TX specific
- 316.Under the temporary license provisions of TIC 4001.151-.156, at least what percentage of an agency's tempor…Difficulty 1/5TX specific
- 317.Under 28 TAC 1.502, how does the Texas Department of Insurance treat a criminal conviction of a license hol…Difficulty 2/5TX specific
- 318.A Texas employee covered under a group life policy with dependent coverage terminates employment and her gr…Difficulty 2/5TX specific
- 319.A life insurance company is incorporated under the laws of the State of Texas and holds a Texas certificate…Difficulty 1/5TX specific
- 320.A Texas agent tells an applicant, 'Buy the policy through me and I will hand you back part of my commission…Difficulty 1/5TX specific
- 321.Under TIC 843.002, which individual is an "enrollee" of a health maintenance organization?Difficulty 1/5TX specific
- 322.A Texas insurer has received proof of the insured's death on a life policy, but the named beneficiary has n…Difficulty 2/5TX specific
- 323.Which statement about the assignment of rights under a Texas group life insurance policy is correct?Difficulty 1/5TX specific
- 324.Texas has not established its own health benefit exchange. Under the Affordable Care Act, who is responsibl…Difficulty 1/5TX specific
- 325.A Texas small employer health benefit plan imposes minimum participation and employer contribution requirem…Difficulty 2/5TX specific
- 326.The Commissioner of Insurance finds that a licensee violated the Insurance Code and concludes that revocati…Difficulty 2/5TX specific
- 327.A Texas individual life insurance policyowner fails to pay the renewal premium when it comes due. What grac…Difficulty 1/5TX specific
- 328.Under TIC 1367.003, a health benefit plan that provides maternity benefits or coverage for newborn children…Difficulty 2/5TX specific
- 329.Which statement correctly distinguishes the two forms of Marketplace financial assistance available under t…Difficulty 3/5TX specific
- 330.Which statement correctly distinguishes a Medicare supplement policy from a Medicare Advantage plan for a T…Difficulty 3/5TX specific
- 331.An unauthorized insurer argues that it only collects renewal premiums and handles claims on Texas policies,…Difficulty 3/5TX specific
- 332.Which of the following is required for an individual to receive the premium tax credit under ACA Section 1401?Difficulty 3/5TX specific
- 333.A Texas-authorized insurer stops filing the annual statement required by law with the department. What cons…Difficulty 2/5TX specific
- 334.A Texas health benefit plan provides coverage for the treatment of chemical dependency. The insured seeks t…Difficulty 2/5TX specific
- 335.In a Texas employer group life plan, an employee declines coverage during the initial eligibility period an…Difficulty 2/5TX specific
- 336.A Texas life agent asks an unlicensed acquaintance to send clients over and pays that person a percentage o…Difficulty 2/5TX specific
- 337.A Texas agency tells its unlicensed receptionist to answer incoming calls, quote rates to applicants, and r…Difficulty 3/5TX specific
- 338.To be eligible for a Texas general lines life, accident and health agent license, an applicant must, among …Difficulty 1/5TX specific
- 339.The department's financial review of a Texas-authorized life insurer shows a condition that could make the …Difficulty 3/5TX specific
- 340.What is the minimum age required to obtain a Texas life, accident, and health insurance agent license?Difficulty 1/5TX specific
- 341.Under TIC 4005.053, with whom may a Texas life and health agent share the commission on a sale?Difficulty 1/5TX specific
- 342.An agent tells TDI examiners that the only copy of her business records is abroad and offers to make it ava…Difficulty 3/5TX specific
- 343.Under TIC 1114.001, which of the following best states the purpose of the Texas life insurance replacement …Difficulty 1/5TX specific
- 344.Under the essential health benefits provisions of the federal health care reform law, which of the followin…Difficulty 1/5TX specific
- 345.Under 28 TAC 11.506(3), a Texas HMO wants to cancel a group subscriber's coverage because the subscriber no…Difficulty 3/5TX specific
- 346.Under TIC 1101.009, how long may a Texas insurer defer making a policy loan after the policyowner applies f…Difficulty 1/5TX specific
- 347.In a contested case brought against a Texas agent by the department, what is the agent entitled to under th…Difficulty 3/5TX specific
- 348.A licensed Texas agent moves from Dallas to El Paso and changes both the mailing and the email address on f…Difficulty 1/5TX specific
- 349.Which employers are subject to the Affordable Care Act requirement to provide employees with written notice…Difficulty 1/5TX specific
- 350.The Commissioner finds that a licensed Texas agent violated a provision of the Insurance Code. Under TIC 82…Difficulty 1/5TX specific