California Life & Health Insurance Exam Practice Test

The California Life, Accident and Health exam administered by PSI contains 150 scored questions plus 10 unscored experimental questions, with a 195-minute time limit. The passing score is 60% — you need 90 correct answers out of 150.

Yes. Every question on PassSprint is free to answer, with the full explanation, no signup, and no daily limits. An optional $29 one-time unlock adds the Exam Engine — unlimited randomized practice, timed quizzes, a wrong-answer book, and domain weakness analysis.

ExamFX charges roughly $150–$350 for a package that expires after 60 days. PassSprint keeps every question free forever and charges $29 once for the practice engine — a launch price that rises to $39.99 once the full question bank ships. ExamFX is a trademark of its respective owner; references here are for factual comparison only.

Every question includes three things: (1) why the correct option is correct, (2) why each wrong option is wrong, and (3) a memory hook — a plain-English analogy that makes the concept stick on exam day.

Yes. California Code & Ethics makes up 20–30% of the exam, and the question bank includes California-specific questions (marked as CA) alongside nationally reusable content across all Life & Health domains.

Apply for your license with the California Department of Insurance (CDI), complete your 52 pre-license hours, then schedule your exam with PSI. PassSprint is not affiliated with either organization — always verify current requirements on their official websites.