Texas Insurance Regulations Practice Questions — Page 8 of 8
400 free Texas-specific insurance regulation questions for the Texas Life & Health exam — page 8.
- 351.Before the Commissioner of Insurance revokes or modifies a carrier's certificate of authority, what does TI…Difficulty 2/5TX specific
- 352.A Texas applicant pays the premiums on a new life policy by taking withdrawals and policy loans from the ca…Difficulty 3/5TX specific
- 353.A Texas small employer's plan uses a uniformly applied waiting period before newly hired employees become e…Difficulty 2/5TX specific
- 354.TDI is reviewing an original application for a Texas life and health agent license. Which of the following …Difficulty 2/5TX specific
- 355.A Texas applicant asks the agent to backdate the life insurance policy so that coverage begins as of a date…Difficulty 2/5TX specific
- 356.Under 28 TAC 4.2310, when must a Texas agent deliver the Buyer's Guide to an applicant for individual life …Difficulty 1/5TX specific
- 357.Under the Texas Insurance Code, which of the following best describes the responsibility the Commissioner o…Difficulty 2/5TX specific
- 358.A licensed Texas life and health agent whose address of record with TDI is her Houston office moves her pri…Difficulty 1/5TX specific
- 359.Under the Texas Insurance Code, how is the Commissioner of Insurance characterized within the Texas Departm…Difficulty 1/5TX specific
- 360.Which statement about the Texas Life and Health Guaranty Association is correct?Difficulty 2/5TX specific
- 361.A newly appointed Texas agent tells a client that her agency's certificate of authority permits her persona…Difficulty 2/5TX specific
- 362.A Texas producer replaces an existing individual life policy with a new one. Under the Texas free-look rule…Difficulty 2/5TX specific
- 363.A Texas long-term care policy pays benefits only once the insured satisfies the policy's benefit trigger. W…Difficulty 2/5TX specific
- 364.Under the Texas Medicare supplement cancellation rule, on which of the following grounds may an insurer can…Difficulty 1/5TX specific
- 365.Under the Insurance Code definitions in TIC 801.001 and the mutual insurer provisions of TIC 547.001, who o…Difficulty 1/5TX specific
- 366.A Dallas employer has full-time, part-time and seasonal workers on its payroll. Under the Texas small group…Difficulty 2/5TX specific
- 367.Under TIC 885.001-.706, which of the following is required of a fraternal benefit society operating in Texas?Difficulty 1/5TX specific
- 368.TDI is investigating a complaint that a Texas agent misrepresented a policy. Under TIC 541.102, what must t…Difficulty 2/5TX specific
- 369.A Texas insurer that issued an individual life policy to a Texas resident is declared insolvent and ordered…Difficulty 1/5TX specific
- 370.A person served with an emergency cease and desist order under TIC Chapter 83 requests a hearing. What must…Difficulty 1/5TX specific
- 371.A Texas agent renews a license while still short of the required continuing education hours. Under 28 TAC 1…Difficulty 1/5TX specific
- 372.When the Commissioner of Insurance issues an order under TIC 83.051, what must the order served on the affe…Difficulty 2/5TX specific
- 373.Under the Texas small group eligibility rule, what determines whether an employer may purchase a small empl…Difficulty 1/5TX specific
- 374.A Texas HMO enrollee insists on using a specialist who is not in the HMO's delivery network, even though th…Difficulty 3/5TX specific
- 375.Which of the following must the Commissioner consider in setting the amount of an administrative penalty un…Difficulty 1/5TX specific
- 376.Under TIC 4001.151-.156, what is the purpose of a temporary license?Difficulty 2/5TX specific
- 377.A fraternal benefit society wants to issue life insurance certificates in Texas. Under TIC 885.001-.706, to…Difficulty 2/5TX specific
- 378.A Texas applicant for a deferred annuity was not given the buyer's guide and the required disclosure docume…Difficulty 2/5TX specific
- 379.How does TIC 101.051 treat acts that are merely preparatory to, or that follow, an insurance contract?Difficulty 2/5TX specific
- 380.Under TIC 4001.201-.206, what is the effect when an insurer terminates an agent's appointment?Difficulty 3/5TX specific
- 381.A small employer in Texas applies to a carrier for a small employer health benefit plan. What is the carrie…Difficulty 2/5TX specific
- 382.A Texas agent wants to split his commission with an unlicensed friend who explained the policy and helped c…Difficulty 2/5TX specific
- 383.Under the Texas small employer health benefit plan law, such a plan must be renewed at the option of the pl…Difficulty 3/5TX specific
- 384.Under TIC 401.054, what power does an examiner have in addition to access to books and papers?Difficulty 2/5TX specific
- 385.Under TIC 4005.101-.102, how does a suspension of a Texas agent license differ from a revocation?Difficulty 1/5TX specific
- 386.A Texas agent is taking an application for a new life policy that will replace the applicant's existing pol…Difficulty 3/5TX specific
- 387.A Texas Medicare supplement insured is diagnosed with a costly chronic illness. At renewal the insurer refu…Difficulty 2/5TX specific
- 388.A newly licensed Texas agent has passed the examination and holds an active license, but no insurer has app…Difficulty 2/5TX specific
- 389.A Texas insurer sells a hospital indemnity policy that it advertises as designed to fill the gaps left by M…Difficulty 2/5TX specific
- 390.TDI revokes a Texas agent's license after a contested proceeding. Under TIC 4005.105, what is the agent's p…Difficulty 2/5TX specific
- 391.A Texas health benefit plan is subject to the chemical dependency coverage statute. Which of the following …Difficulty 2/5TX specific
- 392.Under TIC 83.051, when may the Commissioner of Insurance issue a cease and desist order?Difficulty 1/5TX specific
- 393.TDI has revoked a Texas general lines agent's license for violating the Insurance Code. What is the effect …Difficulty 1/5TX specific
- 394.How is dependent coverage provided under a Texas group life insurance policy?Difficulty 1/5TX specific
- 395.A Texas consumer purchases credit life insurance in connection with an installment loan. Which statement be…Difficulty 1/5TX specific
- 396.At the time of application for a Medicare supplement policy in Texas, which of the following must be delive…Difficulty 2/5TX specific
- 397.A Texas agent completes the full 24 hours of approved continuing education for the term, but none of the co…Difficulty 2/5TX specific
- 398.Under TIC 801.001, which of the following is expressly included in the definition of "insurer"?Difficulty 2/5TX specific
- 399.A temporary agent license is issued to a new recruit sponsored by a Texas agency. Under TIC 4001.155, for h…Difficulty 3/5TX specific
- 400.Under TIC 701.001, which of the following correctly describes a "fraudulent insurance act" in Texas?Difficulty 2/5TX specific