California Insurance Regulations Practice Questions — Page 13 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 13.
- 601.In California, which entities regulate the two categories of managed care plans?Difficulty 2/5CA specific
- 602.A California individual life insurance policy is not paid when the premium is due. Under Section 10113.71, …Difficulty 2/5CA specific
- 603.In California, when a life agent works with a member of the public, the agent is considered to represent:Difficulty 1/5CA specific
- 604.An applicant has a genetic characteristic that indicates a statistically increased risk of a future disease…Difficulty 2/5CA specific
- 605.Under California Insurance Code Section 10192.11, the Medigap open enrollment period provides:Difficulty 2/5CA specific
- 606.Under the California Fair Claims Settlement Practices Regulations, a 'proof of claim' is best described as:Difficulty 2/5CA specific
- 607.Before selling annuities for the first time, a California life agent must complete annuity sales training of:Difficulty 2/5CA specific
- 608.Under California law, an insurer issuing life insurance is generally prohibited from:Difficulty 1/5CA specific
- 609.Under California law (CIC Section 10234.93), before an agent may be authorized to solicit the sale of life …Difficulty 2/5CA specific
- 610.An individual is eligible for premium tax credits (APTC) through Covered California if household income is:Difficulty 2/5CA specific
- 611.Under California law, how may an insurer treat HIV/AIDS in underwriting a health, life, or disability appli…Difficulty 2/5CA specific
- 612.Within two years of a premium default, an individual life insurance policyowner in California applies to re…Difficulty 2/5CA specific
- 613.Under the California Unfair Practices Act, enforcement actions against insurers for prohibited practices su…Difficulty 3/5CA specific
- 614.An insurer issues a health policy even though its own records show the applicant disclosed a heart conditio…Difficulty 3/5CA specific
- 615.Under the California Fair Claims Settlement Practices Regulations, a 'notice of legal action' is:Difficulty 2/5CA specific
- 616.Under California law (CIC §10146), an insurer may use a test of an applicant's genetic characteristics for …Difficulty 2/5CA specific
- 617.An applicant for disability insurance unintentionally fails to mention a prior hospitalization because she …Difficulty 2/5CA specific
- 618.Under California law, an insurer is prohibited from:Difficulty 2/5CA specific
- 619.Which statement correctly distinguishes the legal effect of a warranty from that of a representation in an …Difficulty 2/5CA specific
- 620.A California individual life insurance policy has been in force for three years. The insurer now discovers …Difficulty 3/5CA specific
- 621.Under California Insurance Code Section 785, insurers and agents owe a prospective insured aged 65 or older:Difficulty 2/5CA specific
- 622.Under California Insurance Code Section 10192.12, an individual who loses employer-sponsored group coverage…Difficulty 3/5CA specific
- 623.A core principle of the ethics requirements for California insurance professionals is that, when recommendi…Difficulty 1/5CA specific
- 624.In insurance classification, an insurer organized under the laws of a foreign country and admitted to do bu…Difficulty 1/5CA specific
- 625.Under California Insurance Code Section 333, an applicant is generally NOT required to disclose to the insu…Difficulty 2/5CA specific
- 626.Under California Insurance Code Section 10382, an agent may alter a disability insurance application form:Difficulty 3/5CA specific
- 627.Under California Fair Claims regulations (Section 2695.3), an insurer handling a claim must:Difficulty 2/5CA specific
- 628.Under California law, when a Medigap policy is sold to replace an existing Medigap or similar policy, the i…Difficulty 2/5CA specific
- 629.Under the ethical obligations of a California insurance producer, when recommending a product the producer …Difficulty 2/5CA specific
- 630.Under California Insurance Code Section 381, an insurance policy must specify the parties between whom the …Difficulty 1/5CA specific
- 631.A dual-eligible beneficiary enrolls in a Dual-Eligible Special Needs Plan (D-SNP) in California. Regarding …Difficulty 3/5CA specific
- 632.Under California law, an insurer may NOT refuse to issue a life insurance policy or charge a different prem…Difficulty 3/5CA specific
- 633.Before a life agent may first solicit individual consumers to sell annuities in California, the agent must …Difficulty 1/5CA specific
- 634.Under California law, what is the initial long-term care training requirement for an agent before selling L…Difficulty 2/5CA specific
- 635.Before recommending an annuity, a California producer must evaluate suitability information about the consu…Difficulty 2/5CA specific
- 636.Under California law (Section 10295 et seq.), when an accelerated death benefit tied to chronic illness is …Difficulty 3/5CA specific
- 637.Under California Insurance Code Section 10350.2, after a disability policy has been in force for two years,…Difficulty 3/5CA specific
- 638.Under CIC §338, if an insured intentionally and fraudulently omits to communicate information that proves o…Difficulty 2/5CA specific
- 639.Under California Insurance Code Section 381, which of the following items must a health insurance policy sp…Difficulty 2/5CA specific
- 640.In the California Insurance Code, the word "shall" means that the action described is:Difficulty 1/5CA specific
- 641.Under California law, an accelerated death benefit provided under a life insurance policy may be paid:Difficulty 3/5CA specific
- 642.Under California law, if an insured's statement constitutes a warranty and the warranty is breached and mat…Difficulty 2/5CA specific
- 643.An insured submits a claim notice to the insurer. Under California Fair Claims regulations (Section 2695.5)…Difficulty 2/5CA specific
- 644.A 25-year-old California resident has household income equal to 200 percent of the federal poverty level (F…Difficulty 3/5CA specific
- 645.Under CIC §358, a representation is considered false when:Difficulty 2/5CA specific
- 646.Under California Fair Claims Settlement Practices Regulations, an insurer that has determined that a claim …Difficulty 2/5CA specific
- 647.In addition to the initial training, a California life agent who sells annuities must complete four hours o…Difficulty 2/5CA specific
- 648.In California, an entity may act as an insurer only if it:Difficulty 2/5CA specific
- 649.Under California Insurance Code Section 381, the requirement that a policy specify 'the risks insured again…Difficulty 2/5CA specific
- 650.An agent in California is selling a life policy with an accelerated death benefit for chronic illness. Unde…Difficulty 2/5CA specific