State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
In addition to the initial training, a California life agent who sells annuities must complete four hours of annuity training:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Section 1749.8(b) requires every life agent who sells annuities to complete four hours of annuity training prior to each license renewal. The initial eight hours does not satisfy this four-hour renewal requirement. For resident licensees, the training counts toward the continuing education requirement but may push total CE hours above the minimum. The renewal training keeps agents current on annuity law and sales practices.
Why the other options are wrong
- B) The four-hour renewal course is a recurring, per-renewal obligation, not a one-time career event.
- C) The cycle is tied to each license renewal, which occurs biennially, not on a five-year schedule.
- D) The training applies to all life agents who sell any annuities, whether fixed, indexed, or variable.
Memory hook
Renewal time = four more annuity hours. Every cycle, not a lifetime one-and-done.