State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Before selling annuities for the first time, a California life agent must complete annuity sales training of:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
CIC Section 1749.8 requires life agents to complete 8 hours of approved annuity sales training before selling annuities, and an additional 4 hours every two years before license renewal. The annuity training does not add to the total CE hours required — it counts toward the 24-hour biennial requirement rather than being stacked on top of it.
Why the other options are wrong
- B) The ratio is reversed: the requirement is 8 hours initially and 4 hours biennially, not 4 and 8.
- C) There is a continuing requirement — 4 hours every two years — not a one-time-only 12-hour course.
- D) The ethics requirement is a separate 3-hour component of the 24-hour CE; annuity training is 8 plus 4, not 3.
Memory hook
Annuity training: 8 to start, 4 to keep going — every two years, no exceptions.