PassSprint

California Insurance Regulations Practice Questions — Page 17 of 17

820 free California-specific insurance regulation questions for the California Life & Health exam — page 17.

  1. 321.For a low-income California resident who cannot afford private long-term care insurance, which public progr…
    Difficulty 2/5CA specific
  2. 322.A client with significant savings asks how Medi-Cal eligibility for nursing home care works. Which statemen…
    Difficulty 2/5CA specific
  3. 323.Under California law, what must an agent provide or do at the time of soliciting a long-term care insurance…
    Difficulty 2/5CA specific
  4. 324.A senior wants an objective source of information about Medicare, Medigap, and long-term care options. Whic…
    Difficulty 2/5CA specific
  5. 325.A California resident buys a California Partnership for Long-Term Care policy. Which statement best describ…
    Difficulty 2/5CA specific
  6. 326.Under California Insurance Code Section 10234.8, what duty do insurers, brokers, and agents owe to policyho…
    Difficulty 1/5CA specific
  7. 327.Under CIC Section 10234.85, when is a long-term care insurance replacement presumed to be unnecessary?
    Difficulty 2/5CA specific
  8. 328.A marketing mailer aimed at seniors describes new benefits available for California residents but does not …
    Difficulty 3/5CA specific
  9. 329.Under CIC Section 10234.95, when and how must the Long-Term Care Insurance Personal Worksheet be presented …
    Difficulty 2/5CA specific
  10. 330.An LTC applicant does not meet the insurer's financial suitability standards. Under CIC Section 10234.95(h)…
    Difficulty 2/5CA specific
  11. 331.Under California Insurance Code Section 250, an 'insurable event' is:
    Difficulty 1/5CA specific
  12. 332.An applicant already diagnosed with an incurable illness wants a policy that will pay the known treatment c…
    Difficulty 2/5CA specific
  13. 333.When a long-term care policy is replaced in California, how is the first-year sales commission calculated u…
    Difficulty 3/5CA specific
  14. 334.Section 250 describes an insurable event as one 'which may damnify a person having an insurable interest.' …
    Difficulty 3/5CA specific
  15. 335.Under California law, a warranty is a statement that becomes part of the insurance contract. When a warrant…
    Difficulty 2/5CA specific
  16. 336.Under California Insurance Code Section 334, a fact is material to an insurance risk if it:
    Difficulty 1/5CA specific
  17. 337.After a claim is filed, an insurer discovers the applicant made a false statement that was material and tha…
    Difficulty 2/5CA specific
  18. 338.Under California Insurance Code Section 381, one of the six required specifications that must appear in eve…
    Difficulty 2/5CA specific
  19. 339.A California policy states the parties, the subject matter, the insured's interest, the risks insured again…
    Difficulty 3/5CA specific
  20. 340.Under California Insurance Code Section 381, the insured's interest in the subject matter must be stated in…
    Difficulty 2/5CA specific