California Insurance Regulations Practice Questions — Page 17 of 17

820 free California-specific insurance regulation questions for the California Life & Health exam — page 17.

1. 321.For a low-income California resident who cannot afford private long-term care insurance, which public progr…
   Difficulty 2/5CA specific
2. 322.A client with significant savings asks how Medi-Cal eligibility for nursing home care works. Which statemen…
   Difficulty 2/5CA specific
3. 323.Under California law, what must an agent provide or do at the time of soliciting a long-term care insurance…
   Difficulty 2/5CA specific
4. 324.A senior wants an objective source of information about Medicare, Medigap, and long-term care options. Whic…
   Difficulty 2/5CA specific
5. 325.A California resident buys a California Partnership for Long-Term Care policy. Which statement best describ…
   Difficulty 2/5CA specific
6. 326.Under California Insurance Code Section 10234.8, what duty do insurers, brokers, and agents owe to policyho…
   Difficulty 1/5CA specific
7. 327.Under CIC Section 10234.85, when is a long-term care insurance replacement presumed to be unnecessary?
   Difficulty 2/5CA specific
8. 328.A marketing mailer aimed at seniors describes new benefits available for California residents but does not …
   Difficulty 3/5CA specific
9. 329.Under CIC Section 10234.95, when and how must the Long-Term Care Insurance Personal Worksheet be presented …
   Difficulty 2/5CA specific
10. 330.Under California Insurance Code Section 250, an 'insurable event' is:
    Difficulty 1/5CA specific
11. 331.An LTC applicant does not meet the insurer's financial suitability standards. Under CIC Section 10234.95(h)…
    Difficulty 2/5CA specific
12. 332.When a long-term care policy is replaced in California, how is the first-year sales commission calculated u…
    Difficulty 3/5CA specific
13. 333.An applicant already diagnosed with an incurable illness wants a policy that will pay the known treatment c…
    Difficulty 2/5CA specific
14. 334.Section 250 describes an insurable event as one 'which may damnify a person having an insurable interest.' …
    Difficulty 3/5CA specific
15. 335.Under California law, a warranty is a statement that becomes part of the insurance contract. When a warrant…
    Difficulty 2/5CA specific
16. 336.Under California Insurance Code Section 334, a fact is material to an insurance risk if it:
    Difficulty 1/5CA specific
17. 337.After a claim is filed, an insurer discovers the applicant made a false statement that was material and tha…
    Difficulty 2/5CA specific
18. 338.Under California Insurance Code Section 381, one of the six required specifications that must appear in eve…
    Difficulty 2/5CA specific
19. 339.A California policy states the parties, the subject matter, the insured's interest, the risks insured again…
    Difficulty 3/5CA specific
20. 340.Under California Insurance Code Section 381, the insured's interest in the subject matter must be stated in…
    Difficulty 2/5CA specific