California Insurance Regulations Practice Questions — Page 16 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 16.
- 751.Under Section 10509.912, California's annuity suitability requirements do NOT apply to an annuity used to:Difficulty 2/5CA specific
- 752.Which item is NOT one of the elements a California insurance policy must specify under CIC Section 381?Difficulty 1/5CA specific
- 753.Covered California is best described as:Difficulty 1/5CA specific
- 754.Under California law, cold lead advertising for long-term care insurance must do which of the following?Difficulty 1/5CA specific
- 755.To receive premium tax credits (APTC) for an individual health plan in California, a consumer must...Difficulty 2/5CA specific
- 756.Under California Insurance Code Section 785, the special duty of honesty, good faith, and fair dealing appl…Difficulty 1/5CA specific
- 757.Before an insurance agent may sell Qualified Health Plans in California, the agent must...Difficulty 2/5CA specific
- 758.A marketer mails a card styled as a government benefits survey that does not disclose that insurance will b…Difficulty 2/5CA specific
- 759.Covered California for Small Business (CCSB) offers group health coverage to employers with up to how many …Difficulty 2/5CA specific
- 760.When selling an annuity to a 70-year-old California consumer, the producer is required by Section 785 to:Difficulty 2/5CA specific
- 761.Before an agent may sell Qualified Health Plans through Covered California, the agent must:Difficulty 1/5CA specific
- 762.Under Section 785(b), in an action alleging a breach of the senior duty of good faith and fair dealing, whi…Difficulty 2/5CA specific
- 763.Under California Insurance Code Section 10234.95, how is the Long-Term Care Insurance Personal Worksheet ha…Difficulty 2/5CA specific
- 764.If an LTC applicant does not meet the insurer's financial suitability standards or declines to provide the …Difficulty 2/5CA specific
- 765.Covered California for Small Business (CCSB) offers group coverage to employers with...Difficulty 1/5CA specific
- 766.When long-term care coverage is replaced, how is the first-year sales commission paid by the insurer calcul…Difficulty 2/5CA specific
- 767.Under California law, replacement of long-term care coverage is contingent on the insurer declaring which o…Difficulty 2/5CA specific
- 768.Under California law, which of the following is a permissible eligible group for group life insurance?Difficulty 2/5CA specific
- 769.An insured under a group life certificate misstated his age at issue. When the insurer discovers the error,…Difficulty 2/5CA specific
- 770.After issuing a policy, a licensed life agent helps the policyowner change a beneficiary, processes premium…Difficulty 3/5CA specific
- 771.Which statement correctly describes blanket life insurance under California law?Difficulty 2/5CA specific
- 772.Under California law, a registered domestic partner of a group insurance member must be offered group life …Difficulty 2/5CA specific
- 773.A producer who sells a life insurance policy that includes a long-term care rider must satisfy which requir…Difficulty 2/5CA specific
- 774.Under California Insurance Code Section 1633, a person who transacts insurance without a valid license:Difficulty 2/5CA specific
- 775.Under California law, an employer's group life insurance plan covering spouses of employees must also:Difficulty 2/5CA specific
- 776.Which of the following is generally an eligible group for group life insurance under California law?Difficulty 2/5CA specific
- 777.In California, a person who sells life or health insurance on behalf of insurers holds a license as a(n):Difficulty 2/5CA specific
- 778.An accelerated death benefit payable for chronic illness may be paid in which manner?Difficulty 2/5CA specific
- 779.When a producer presents an accelerated death benefit product as an alternative to long-term care insurance…Difficulty 3/5CA specific
- 780.Under California Insurance Code Section 703, a licensed California agent may place business with a nonadmit…Difficulty 2/5CA specific
- 781.HICAP counselors provide free counseling to California seniors on which set of topics?Difficulty 1/5CA specific
- 782.Under California law, an insurer may not use a person's genetic characteristics to:Difficulty 2/5CA specific
- 783.Under California Insurance Code Section 777.1, which arrangement is EXCEPTED from the general prohibition o…Difficulty 3/5CA specific
- 784.In California, an insurer that sells Medicare supplement (Medigap) insurance must offer which plans?Difficulty 2/5CA specific
- 785.Which statement describes the cost of HICAP counseling services?Difficulty 1/5CA specific
- 786.Under California Insurance Code Section 1729.2, a licensee who learns of a change in background information…Difficulty 1/5CA specific
- 787.How does a HICAP counselor differ from a licensed insurance agent selling long-term care products?Difficulty 2/5CA specific
- 788.Under California Insurance Code Section 1733, funds a licensee receives as premium or return premium are held:Difficulty 2/5CA specific
- 789.A Medicare Advantage Special Needs Plan for dual-eligible beneficiaries (D-SNP) is designed for individuals…Difficulty 3/5CA specific
- 790.To renew a California life agent license, the licensee must complete continuing education of:Difficulty 1/5CA specific
- 791.Under California law, the Medigap open enrollment period begins when a beneficiary...Difficulty 2/5CA specific
- 792.Under CIC Section 1749.8, before soliciting individual consumers to sell annuities, a life agent must compl…Difficulty 2/5CA specific
- 793.Under California Insurance Code Section 10192.20, which Medigap sales practice is prohibited?Difficulty 2/5CA specific
- 794.A Medicare Special Needs Plan (SNP) for dual-eligible beneficiaries (D-SNP) is designed for people who...Difficulty 3/5CA specific
- 795.An insurer formed under the laws of New York but licensed to transact business in California is classified,…Difficulty 2/5CA specific
- 796.An agent sells a life insurance policy with an accelerated death benefit for chronic illness. Under Califor…Difficulty 3/5CA specific
- 797.An agent who has never sold long-term care insurance wants to add a long-term care rider to the life polici…Difficulty 2/5CA specific
- 798.When offering a life insurance policy with a chronic illness accelerated death benefit rider in California,…Difficulty 3/5CA specific
- 799.Before an agent may solicit or sell life insurance policies with a long-term care rider in California, the …Difficulty 2/5CA specific
- 800.Under California Insurance Code Section 22, insurance is defined as a contract in which one party agrees to…Difficulty 1/5CA specific