California Insurance Regulations Practice Questions — Page 12 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 12.
- 551.Under California law (Insurance Code Section 10192.20), which practice in the sale of Medigap policies is p…Difficulty 2/5CA specific
- 552.Under California law (CIC Sections 10146 and 10147(b)), an insurer is prohibited from:Difficulty 2/5CA specific
- 553.Before an applicant completes a Medigap application, California law requires the insurer to provide:Difficulty 2/5CA specific
- 554.Under California law, an insurer that offers Medigap policies must offer which combination to eligible appl…Difficulty 2/5CA specific
- 555.Under California law, registered domestic partners of employees:Difficulty 2/5CA specific
- 556.A 68-year-old California consumer purchases a life insurance policy. Under California Insurance Code Sectio…Difficulty 2/5CA specific
- 557.A real estate company offers a free one-year life insurance policy to anyone who buys a home through it. Un…Difficulty 2/5CA specific
- 558.Under California law (Sections 10146 and 10147(b)), an insurer may not:Difficulty 2/5CA specific
- 559.Regarding ethical obligations in insurance, the California Insurance Code should be understood as:Difficulty 2/5CA specific
- 560.In California, applications and claim forms for insurance are required by Section 1871.2 to contain:Difficulty 2/5CA specific
- 561.Under California law, a life agent must complete how many hours of continuing education per renewal period,…Difficulty 1/5CA specific
- 562.Under California law, which employer size is generally classified as a small group for purposes of group he…Difficulty 1/5CA specific
- 563.In California, an insurer that unreasonably withholds policy benefits owed to an insured may face liability…Difficulty 3/5CA specific
- 564.In California, during the Medigap open enrollment period, which begins when an individual age 65 or older i…Difficulty 2/5CA specific
- 565.Under California's Medigap rules (CIC Section 10192.12), guaranteed issue rights arise when a beneficiary:Difficulty 3/5CA specific
- 566.Under California law, before selling a Medicare supplement (Medigap) policy, the insurer must provide the a…Difficulty 1/5CA specific
- 567.An insurer that holds a certificate of authority issued by the California Insurance Commissioner to transac…Difficulty 2/5CA specific
- 568.Before selling a Medigap policy that will replace an existing Medigap policy, the agent in California must:Difficulty 3/5CA specific
- 569.Under California Insurance Code Section 1749.8, a life agent who sells annuities must complete:Difficulty 2/5CA specific
- 570.A Medicare beneficiary who loses coverage because a Medicare Advantage plan discontinues its plan in the be…Difficulty 2/5CA specific
- 571.A California insurance agent prepares an advertisement for life insurance. Under Section 1725.5, the advert…Difficulty 2/5CA specific
- 572.Under California's Medigap requirements, a private insurer that sells Medicare supplement insurance must of…Difficulty 2/5CA specific
- 573.A 45-year-old California consumer receives a newly issued individual life insurance policy. Under Section 1…Difficulty 2/5CA specific
- 574.Before selling a Medicare Supplement policy, the insurer must provide the applicant with a(n):Difficulty 2/5CA specific
- 575.Under California law (CIC Sections 10146 and 10147(b)), an insurer may not use which of the following to de…Difficulty 2/5CA specific
- 576.In California, insurers that sell Medigap policies to people age 65 and older must generally also:Difficulty 3/5CA specific
- 577.At the time a Medigap policy is sold in California, the applicant must be given:Difficulty 2/5CA specific
- 578.When a Medicare supplement (Medigap) policy is being purchased to replace an existing Medigap policy, Calif…Difficulty 2/5CA specific
- 579.A California agent sells a life policy with a chronic-illness accelerated death benefit (ADB) rider to a cl…Difficulty 3/5CA specific
- 580.Under the PPACA/Medicaid expansion rules, an adult aged 19-64 in California qualifies for Medi-Cal based on…Difficulty 2/5CA specific
- 581.A private insurer in California that sells Medicare Supplement (Medigap) policies must offer which standard…Difficulty 2/5CA specific
- 582.A producer plans to replace a client's existing life insurance policy with a new one. Under California's re…Difficulty 2/5CA specific
- 583.Under California law, which of the following can be grounds for the Commissioner to deny, suspend, or revok…Difficulty 2/5CA specific
- 584.Before the first application for a Medigap policy in California, the insurer or agent must provide the appl…Difficulty 2/5CA specific
- 585.Under California law (Sections 10146 and 10147(b)), an insurer may not:Difficulty 2/5CA specific
- 586.Under California law, certain insurers are required to maintain a special investigation unit (SIU) whose pr…Difficulty 3/5CA specific
- 587.A California agent is selling a life policy with an accelerated death benefit for chronic illness. Under Ca…Difficulty 2/5CA specific
- 588.An insurer incorporated in another country but doing business in California is classified as:Difficulty 2/5CA specific
- 589.Under California law, registered domestic partners of employees must be offered what treatment under group …Difficulty 2/5CA specific
- 590.Before a Medigap policy is sold, California law requires the applicant to receive:Difficulty 2/5CA specific
- 591.A California life agent with no other license must satisfy the continuing education requirement, which is:Difficulty 2/5CA specific
- 592.Under CIC §10146, before a California life insurer may underwrite based on a test of an applicant's genetic…Difficulty 2/5CA specific
- 593.An employer discontinues its group life insurance plan. Under California Insurance Code Sections 10128.1-10…Difficulty 2/5CA specific
- 594.During the Medigap open enrollment period, which begins when a beneficiary turns 65 and enrolls in Medicare…Difficulty 2/5CA specific
- 595.In California, when a beneficiary who is eligible for both Medicare and Medi-Cal enrolls in a Medicare Adva…Difficulty 3/5CA specific
- 596.An insurer discovers that an applicant concealed a material medical condition and rescinds the policy. Whic…Difficulty 2/5CA specific
- 597.Under California law (CIC Section 10146), an insurer is prohibited from:Difficulty 2/5CA specific
- 598.Under CIC Section 10146, an insurer underwriting individual life insurance in California is prohibited from:Difficulty 2/5CA specific
- 599.Before a California agent may sell a long-term care rider attached to a life insurance policy, the agent mu…Difficulty 2/5CA specific
- 600.Under California law governing underwriting on the basis of genetic characteristics, which statement is cor…Difficulty 2/5CA specific