California Insurance Regulations Practice Questions — Page 2 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 2.
- 51.Before selling a Qualified Health Plan through Covered California, an insurance agent must:Difficulty 2/5CA specific
- 52.Covered California for Small Business (CCSB), the state's SHOP exchange, serves:Difficulty 2/5CA specific
- 53.Under California's MAGI-based Medi-Cal rules, children under age 19 generally qualify when household income…Difficulty 2/5CA specific
- 54.Cal-COBRA, California's continuation coverage law, primarily:Difficulty 2/5CA specific
- 55.To qualify for the federal small employer health insurance tax credit, an employer with 25 or fewer full-ti…Difficulty 2/5CA specific
- 56.In California, when a group disability policy is discontinued, what must the carrier make available to elig…Difficulty 2/5CA specific
- 57.Under California's group disability discontinuance rules, 'extension of benefits' is defined as:Difficulty 2/5CA specific
- 58.Under California law, a group health policy that provides hospital, medical, or surgical expense benefits m…Difficulty 2/5CA specific
- 59.Under the California Equal Insurance HIV Act (CIC Section 799), a disability income insurer is prohibited f…Difficulty 2/5CA specific
- 60.Under California law, a disability income insurer that underwrites based on a test of an applicant's geneti…Difficulty 3/5CA specific
- 61.In California, which regulator oversees HMO and POS health plans, while the California Department of Insura…Difficulty 1/5CA specific
- 62.A sales representative offers a contract under which a consumer pays monthly installments and the company p…Difficulty 2/5CA specific
- 63.Under California Insurance Code Section 22, insurance is a contract whereby one party undertakes to indemni…Difficulty 1/5CA specific
- 64.Under California Insurance Code Section 22, the insurer's obligation under an insurance contract is best de…Difficulty 1/5CA specific
- 65.An unlicensed person negotiates the terms of a life insurance contract with an applicant but never signs or…Difficulty 2/5CA specific
- 66.In an insurance contract, which statement correctly identifies the parties?Difficulty 1/5CA specific
- 67.Under California Insurance Code Section 22, which of the following situations triggers the insurer's indemn…Difficulty 1/5CA specific
- 68.Which of the following is NOT part of the definition of insurance under California Insurance Code Section 22?Difficulty 2/5CA specific
- 69.Under California Insurance Code Section 22, insurance is fundamentally a(n):Difficulty 1/5CA specific
- 70.A private school agrees, in exchange for a yearly fee, to refund tuition if a student is hospitalized for 3…Difficulty 2/5CA specific
- 71.Under the statutory definition of insurance in California, the insurer's obligation to indemnify may cover:Difficulty 3/5CA specific
- 72.Under California Insurance Code Section 250, an event may be insured against only if it is contingent or un…Difficulty 2/5CA specific
- 73.A life and disability analyst licensed under California Insurance Code Sections 1831-1849 is authorized to:Difficulty 3/5CA specific
- 74.Under California Insurance Code Section 10113.72, an applicant for an individual life insurance policy must…Difficulty 2/5CA specific
- 75.Under California Insurance Code Section 10110, which of the following persons has an insurable interest in …Difficulty 2/5CA specific
- 76.In California, which statement correctly describes how managed care health plans are regulated?Difficulty 2/5CA specific
- 77.Under California Insurance Code Section 380, an insurance 'policy' is:Difficulty 1/5CA specific
- 78.A company buys a key-person life insurance policy on its sales manager. Five years later the manager resign…Difficulty 2/5CA specific
- 79.Under California Insurance Code Section 10110, when must the policyowner have an insurable interest in the …Difficulty 2/5CA specific
- 80.In California, for a life insurance policy to be valid, the policyowner's insurable interest in the insured…Difficulty 2/5CA specific
- 81.Under California Insurance Code Section 10110, an insurable interest in the life of the insured must exist:Difficulty 2/5CA specific
- 82.A California disability income insurer wants to require an HIV test during underwriting. Under CIC §799 (Eq…Difficulty 2/5CA specific
- 83.An applicant's heart condition began six months ago, but neither the applicant nor the insurer was aware of…Difficulty 2/5CA specific
- 84.In California, a person who negotiates a life settlement contract, under which a life insurance policy is s…Difficulty 3/5CA specific
- 85.A person buys a life insurance policy on a business partner, and the insurable interest exists at the time …Difficulty 2/5CA specific
- 86.Under California Insurance Code Section 330, 'concealment' is defined as:Difficulty 1/5CA specific
- 87.Under California Insurance Code Section 339, which of the following matters does an insured need not commun…Difficulty 2/5CA specific
- 88.Under California law, coverage for adults' dental and vision services in a health insurance policy is gener…Difficulty 1/5CA specific
- 89.Under California Insurance Code Section 10110, every person has an insurable interest in the life of all of…Difficulty 1/5CA specific
- 90.Under California Insurance Code Section 333, an applicant for a disability policy is generally NOT required…Difficulty 2/5CA specific
- 91.Under California Insurance Code Section 10110, when must an insurable interest in the life of another perso…Difficulty 2/5CA specific
- 92.Under California law (CIC §10110), when must an insurable interest exist for a life insurance policy to be …Difficulty 2/5CA specific
- 93.Under California law (CIC Section 10110), when must an insurable interest exist on a life insurance policy?Difficulty 1/5CA specific
- 94.A real estate developer offers to give every home buyer a free life insurance policy, with no separate char…Difficulty 2/5CA specific
- 95.An agent changes the wording of a written answer on a signed disability insurance application without the a…Difficulty 2/5CA specific
- 96.A school district buys a blanket accident policy covering students during athletic events and field trips. …Difficulty 1/5CA specific
- 97.Under California Insurance Code Section 354, a representation made by the insured:Difficulty 3/5CA specific
- 98.Under California Insurance Code Section 250, which events may be insured against?Difficulty 2/5CA specific
- 99.An insurance agent asks an applicant whether, in the applicant's own opinion, the applicant's occupation wi…Difficulty 2/5CA specific
- 100.Under the law governing insurable events, which type of event may properly be insured against?Difficulty 2/5CA specific