State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Under CIC Section 1749.8, before soliciting individual consumers to sell annuities, a life agent must complete:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Section 1749.8 requires every life agent who sells annuities to complete 8 hours of commissioner-approved training before soliciting individual consumers to sell annuities, and 4 hours of training prior to each license renewal. The 8-hour initial training does not satisfy the 4-hour renewal requirement. For resident licensees, the 4-hour course counts toward continuing education but may push total hours above the minimum.
Why the other options are wrong
- A) The sequence is 8 hours before selling and 4 hours before renewal, not the reverse.
- C) 24 hours is the general CE requirement, not the annuity training quota.
- D) A life license alone does not qualify an agent to sell annuities; the annuity training is mandatory.
Memory hook
Annuity sellers: 8 before you sell, 4 before each renewal. The 8 never buys you out of the 4.