California Insurance Regulations Practice Questions — Page 15 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 15.
- 701.In California insurance statutes, the word 'shall' as used in the Insurance Code means:Difficulty 1/5CA specific
- 702.Under California Insurance Code Section 10110, which of the following persons has an insurable interest in …Difficulty 2/5CA specific
- 703.Under CIC Section 381, a California insurance policy must state the premium charged or:Difficulty 2/5CA specific
- 704.A California life insurance applicant tests positive for HIV. Under California Insurance Code Section 799, …Difficulty 2/5CA specific
- 705.HICAP (Health Insurance Counseling and Advocacy Program) is best described as:Difficulty 1/5CA specific
- 706.A homeowner asks their neighbor to cosign a loan, promising to repay the lender if the homeowner defaults. …Difficulty 3/5CA specific
- 707.Under California Insurance Code Section 10234.93, what is the long-term care training requirement for a new…Difficulty 2/5CA specific
- 708.Which statement about Medi-Cal and long-term care is correct?Difficulty 2/5CA specific
- 709.Under California individual health insurance rules, adult dental and vision coverage is best characterized as:Difficulty 1/5CA specific
- 710.A woman takes out a life insurance policy on her husband. For the contract to be valid, when must her insur…Difficulty 1/5CA specific
- 711.A business owner purchases a life insurance policy on a business partner. Three years later, the partnershi…Difficulty 2/5CA specific
- 712.Under California Insurance Code Section 250, which statement correctly describes what may be insured against?Difficulty 2/5CA specific
- 713.In California, a Residential Care Facility for the Elderly (RCFE) is licensed to provide which of the follo…Difficulty 2/5CA specific
- 714.Under California law, which of the following would generally NOT qualify as an eligible group for group hea…Difficulty 2/5CA specific
- 715.Under California Insurance Code Section 10270.5, group disability insurance is issued under a master policy…Difficulty 2/5CA specific
- 716.Blanket health insurance is best characterized as coverage that:Difficulty 2/5CA specific
- 717.Under California Insurance Code Section 10270.65, excess dividends or premium refunds under a group disabil…Difficulty 2/5CA specific
- 718.California LTC marketing materials must point applicants to HICAP, which is which of the following?Difficulty 1/5CA specific
- 719.Which statement correctly describes blanket insurance under California Insurance Code Section 10270.2?Difficulty 2/5CA specific
- 720.A life insurance illustration shows policy values based on interest rates higher than the insurer's current…Difficulty 2/5CA specific
- 721.Under the California licensing examination objectives, for a contract to qualify as an immediate annuity, t…Difficulty 1/5CA specific
- 722.An employee applies for life insurance on the life of her employer, who has consented to the coverage. Who …Difficulty 1/5CA specific
- 723.Which statement about HICAP is correct?Difficulty 2/5CA specific
- 724.The federal small business health care tax credit is generally available to employers with...Difficulty 2/5CA specific
- 725.The federal small employer health insurance tax credit is generally available to employers with:Difficulty 2/5CA specific
- 726.An individual life insurance policy issued in California generally takes effect when:Difficulty 2/5CA specific
- 727.When a life insurance policy is delivered to the applicant, why is a delivery receipt usually obtained from…Difficulty 1/5CA specific
- 728.Under California's annuity suitability requirements (Insurance Code Section 10509.912), which of the follow…Difficulty 2/5CA specific
- 729.A key benefit of a California Partnership for Long-Term Care policy is that it provides which of the follow…Difficulty 2/5CA specific
- 730.Which statement about California's continuation coverage (Cal-COBRA) is correct?Difficulty 2/5CA specific
- 731.Under California Insurance Code Section 380, the "policy" is defined as:Difficulty 1/5CA specific
- 732.Under California Insurance Code Section 333, which of the following need NOT be communicated by an applican…Difficulty 2/5CA specific
- 733.A life insurance policy lapses and is later reinstated. Under California law, after reinstatement the insur…Difficulty 3/5CA specific
- 734.California's Cal-COBRA continuation coverage is primarily intended for:Difficulty 2/5CA specific
- 735.Under California law, if an insured violates a material warranty or other material provision of the policy:Difficulty 2/5CA specific
- 736.When an individual life insurance policy is issued in California, the applicant must be given the right to:Difficulty 3/5CA specific
- 737.In California, children under age 19 are eligible for Medi-Cal when family income is at or below what perce…Difficulty 2/5CA specific
- 738.Under California Insurance Code Section 358, a representation is deemed false when:Difficulty 2/5CA specific
- 739.Under California Insurance Code Section 780, an insurer or its agent may not issue, circulate, or use a sta…Difficulty 2/5CA specific
- 740.Under California's MAGI-based Medi-Cal rules, children under age 19 are generally eligible for Medi-Cal whe…Difficulty 2/5CA specific
- 741.Under California Insurance Code Section 10234.93, when must a producer complete the initial long-term care …Difficulty 3/5CA specific
- 742.For a resident California producer, hours spent completing the required long-term care training are treated…Difficulty 2/5CA specific
- 743.Under California Insurance Code Section 334, the materiality of a fact is determined by:Difficulty 3/5CA specific
- 744.Under California Insurance Code Section 10509.913, a "recommendation" in the annuity context is defined as:Difficulty 1/5CA specific
- 745.Under California Insurance Code Section 338, if an insured intentionally and fraudulently omits to communic…Difficulty 2/5CA specific
- 746.Under California Insurance Code Section 10234.8, insurers, agents, and others engaged in long-term care ins…Difficulty 1/5CA specific
- 747.Under California's annuity suitability article, the suitability requirements apply to an annuity that is:Difficulty 1/5CA specific
- 748.Under California Insurance Code Section 10234.85, an LTC policy that is the which policy sold to a policyho…Difficulty 2/5CA specific
- 749.An insurer issues a policy on a reporting basis where the exact premium cannot be determined until the cont…Difficulty 3/5CA specific
- 750.California law prohibits causing a policyholder to replace a long-term care policy when the replacement wou…Difficulty 2/5CA specific