State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Under California Insurance Code Section 10234.93, what is the long-term care training requirement for a new insurance producer who intends to sell LTC insurance?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
California requires producers who sell long-term care insurance to complete 8 hours of initial LTC training (before selling), then 8 hours in each of the first four years, and 8 hours every two years after that (CIC Section 10234.93). This specialized training is separate from general CE and is a California-specific exam point.
Why the other options are wrong
- B) A 2-hour course is far short of the statutory 8-hour initial requirement.
- C) The general CE requirement is 24 hours per license term; LTC training is a separate 8-hour track, not a 24-hour LTC requirement.
- D) A life license alone does not qualify a producer to sell LTC; the 8-hour LTC training is mandatory.
Memory hook
LTC training in California: 8 to start, 8 yearly for the first 4 years, then 8 every other year. Eights all the way.