State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 3/5
Under California Insurance Code Section 10234.93, when must a producer complete the initial long-term care training requirement?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
CIC Section 10234.93(a)(4) states that licensees must complete the initial LTC training before being authorized to solicit individual consumers for the sale of long-term care insurance. Ongoing 8-hour training continues in later years, but the gate to selling is the initial training completed in advance. AH-V.2a anchors this California-specific training requirement.
Why the other options are wrong
- A) The requirement is not a 24-month grace period; training must precede any individual solicitation.
- C) The training requirement applies to all LTC sales regardless of the applicant's age.
- D) The trigger is the start of solicitation authority, not the next renewal date.
Memory hook
No training, no soliciting — the initial 8 hours come before the first LTC pitch.