State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Under California law, registered domestic partners of employees:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
California law requires group health insurers to offer coverage to registered domestic partners on the same basis as spouses (CIC Section 10121.7(a)-(b)). Insurers may not treat registered domestic partners differently from spouses — including premium rates — and may require verification of the partnership (such as a Declaration of Domestic Partnership) only to the same extent they verify spousal status (Section 10121.7(d)).
Why the other options are wrong
- B) Registered domestic partners are expressly entitled to spousal-equivalent coverage under California law.
- C) Coverage is based on the partner relationship, not on the partner also being an employee of the employer.
- D) Premiums must be the same as for spousal coverage; charging more would be unlawful discrimination between the two statuses.
Memory hook
In California, a registered domestic partner = a spouse for group health purposes. Same coverage, same premium — verification may be required, but no extra hoops beyond what a spouse faces.