Ohio Insurance Regulations Practice Questions — Page 6 of 9
450 free Ohio-specific insurance regulation questions for the Ohio Life & Health exam — page 6.
- 251.In reviewing a viatical transaction, an examiner must identify which party is the "provider." Under ORC 391…Difficulty 1/5OH specific
- 252.When must a resident Ohio business-entity producer license be renewed?Difficulty 1/5OH specific
- 253.The Ohio Department of Insurance sends an Ohio producer written notice of a proposed license suspension and…Difficulty 2/5OH specific
- 254.A Toledo machine shop applies for small-employer health coverage. Several employees have significant medica…Difficulty 2/5OH specific
- 255.A health insuring corporation in Cleveland is preparing the evidence-of-coverage document for a new product…Difficulty 3/5OH specific
- 256.An Ohio life producer persuades a client in Akron to change the beneficiary of a new policy from the client…Difficulty 2/5OH specific
- 257.An Ohio issuer files its Medicare supplement advertisement with the superintendent for review and the super…Difficulty 2/5OH specific
- 258.An Ohio policyholder named his wife as beneficiary of his life policy. They later divorce, and he never fil…Difficulty 2/5OH specific
- 259.Under ORC 1751.01, coverage by an Ohio health insuring corporation of services provided in intermediate or …Difficulty 1/5OH specific
- 260.Which description matches skilled nursing care as covered under long-term care policies?Difficulty 1/5OH specific
- 261.Ohio Revised Code sections 3923.041 and 1751.72 address which of the following?Difficulty 1/5OH specific
- 262.An Ohio A&H policy requires a specific additional premium for a newborn child's coverage. Within what perio…Difficulty 1/5OH specific
- 263.In an Ohio individual A&H insurance contract, what constitutes the insured's consideration?Difficulty 1/5OH specific
- 264.An Ohio insurer intends to order an investigative consumer report on an applicant for individual coverage. …Difficulty 2/5OH specific
- 265.An Ohio insurer has collected 3 annual premiums on an individual life policy and then discovers an error or…Difficulty 3/5OH specific
- 266.A Columbus man insures his wife's life for his own sole use and benefit under a lawful spousal policy. When…Difficulty 2/5OH specific
- 267.An Ohio applicant applies for Medicare supplement Plan G, but the issuer issues a policy with different ben…Difficulty 2/5OH specific
- 268.A Dayton producer runs a social media advertisement promising that an annuity will 'double your money in 5 …Difficulty 2/5OH specific
- 269.Which statement correctly describes the Ohio license renewal fee for agents?Difficulty 1/5OH specific
- 270.A policyholder in Akron let her individual life policy lapse 2 years ago and now wants it back. Her agent s…Difficulty 2/5OH specific
- 271.A Cleveland applicant asks how the daily dollar amount of long-term care benefits is determined under Ohio …Difficulty 2/5OH specific
- 272.An Ohio producer repeatedly misrepresents policy benefits during sales presentations. The superintendent, a…Difficulty 2/5OH specific
- 273.A policy provides hospital indemnity benefits on an other-than-expense-incurred basis. Which statement best…Difficulty 3/5OH specific
- 274.No insurance company may transact a life insurance business in Ohio until it has obtained:Difficulty 1/5OH specific
- 275.An A&H policy is conditionally renewable. What does this mean for the insurer?Difficulty 2/5OH specific
- 276.A policyholder in Akron named her spouse as a revocable beneficiary and now wants to name her daughter inst…Difficulty 2/5OH specific
- 277.A Youngstown producer offers every applicant a retail gift card as an inducement to buy a life policy, argu…Difficulty 3/5OH specific
- 278.A producer in Columbus is explaining to a client which services a long-term care insurance policy may cover…Difficulty 2/5OH specific
- 279.An Ohio applicant asks what a return-of-premium rider on a long-term care policy typically does. Which stat…Difficulty 2/5OH specific
- 280.Under ORC 3905.16, what benefit does an Ohio producer who has stopped selling insurance gain by applying fo…Difficulty 1/5OH specific
- 281.Which group of Ohio Revised Code sections governs the coverage of adopted children?Difficulty 1/5OH specific
- 282.Under Ohio law, which benefits may a Medicare supplement policy contain?Difficulty 2/5OH specific
- 283.An Ohio issuer delivers a long-term care policy, but the application contains no inflation-protection elect…Difficulty 3/5OH specific
- 284.Under Ohio law, which chapter of the Ohio Revised Code governs multiple-employer welfare arrangements (MEWAs)?Difficulty 1/5OH specific
- 285.An Ohio Medicare supplement policy must carry a notice, prominently printed on the first page, that the pol…Difficulty 1/5OH specific
- 286.For an accidental death rider to pay an additional benefit, which condition must be satisfied?Difficulty 1/5OH specific
- 287.A Cincinnati producer offers a new life insurance client a cash kickback out of the first-year commission a…Difficulty 2/5OH specific
- 288.A married woman insures the life of her spouse for her own sole use and names herself as beneficiary. Under…Difficulty 1/5OH specific
- 289.An agent in Dayton tells a policyholder that a new benefit he described over the phone overrides the printe…Difficulty 2/5OH specific
- 290.A Columbus health insuring corporation launches a marketing campaign whose advertisements describe member b…Difficulty 2/5OH specific
- 291.In a small-employer health plan, an open enrollment period is best described as:Difficulty 1/5OH specific
- 292.Under the Ohio standard provisions for individual life policies, when must a policy include a provision all…Difficulty 1/5OH specific
- 293.Which statement correctly states a coverage limit of the Ohio Life and Health Insurance Guaranty Associatio…Difficulty 3/5OH specific
- 294.A Dayton member wants to continue seeing her long-time family physician, who does not participate in her HI…Difficulty 2/5OH specific
- 295.A Toledo viator receives viatical settlement proceeds. Five days later — while the rescission period is sti…Difficulty 3/5OH specific
- 296.Under ORC 3924.033, what must a carrier disclose to a small employer in connection with its health plan?Difficulty 1/5OH specific
- 297.A Cincinnati health insuring corporation member with an oncology diagnosis asks whether care connected to a…Difficulty 1/5OH specific
- 298.An Ohio producer is called to active military service and cannot complete continuing education or renew on …Difficulty 2/5OH specific
- 299.After executing an agency contract with a new producer, an Ohio insurer must file the producer's notice of …Difficulty 1/5OH specific
- 300.A life insurance policy names 'the Estate of the Insured' as the sole beneficiary. What is the most signifi…Difficulty 1/5OH specific