State RegulationsOH specificDifficulty 1/5
In a small-employer health plan, an open enrollment period is best described as:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Open enrollment, as addressed in Ohio's small-employer framework under ORC 3924.01, is the recurring window in which eligible employees may enroll in the plan or change their elections without evidence of insurability or health screening. Its purpose is to give employees a routine, health-status-free opportunity to obtain or adjust coverage.
Why the other options are wrong
- A) Rate recalculation is a pricing function under ORC 3924.04, not open enrollment.
- B) Open enrollment is precisely when health status and claims experience may not be used to keep eligible employees out.
- C) The post-hire interval before coverage begins is the service waiting period, not open enrollment.
Memory hook
Open enrollment = everyone's once-a-year, no-health-questions door.