Ohio Insurance Regulations Practice Questions — Page 5 of 9
450 free Ohio-specific insurance regulation questions for the Ohio Life & Health exam — page 5.
- 201.Under Ohio law, the Ohio Children's Health Insurance Program (CHIP) is administered under which chapters of…Difficulty 1/5OH specific
- 202.A Cleveland insurer proposes a renewal rate for one small employer driven almost entirely by a single emplo…Difficulty 3/5OH specific
- 203.An Ohio underwriter receives a reporting-organization record suggesting a cardiac impairment that the appli…Difficulty 3/5OH specific
- 204.A Cincinnati producer changes her business telephone number and email address. Within what period must she …Difficulty 1/5OH specific
- 205.A Canton HIC member visits a participating physician for an examination, diagnosis, and treatment of a pers…Difficulty 2/5OH specific
- 206.After receiving a new individual sickness and accident policy, how long does an Ohio policyholder have to r…Difficulty 1/5OH specific
- 207.Under Ohio law, the optional accident and sickness provisions — such as change of occupation, misstatement …Difficulty 1/5OH specific
- 208.Under Ohio law governing life insurance policy provisions, when is a change or modification to an issued li…Difficulty 1/5OH specific
- 209.An Ohio producer wants to begin selling long-term care insurance. What initial training must the producer c…Difficulty 1/5OH specific
- 210.Under ORC 3916.17, advertisements used in connection with viatical settlements must:Difficulty 2/5OH specific
- 211.Which statement about long-term care planning programs in Ohio is correct?Difficulty 2/5OH specific
- 212.Under Ohio's long-term care rules, what measures are used to determine whether an insured qualifies for ben…Difficulty 1/5OH specific
- 213.A Cincinnati restaurant's health plan covers salaried managers but excludes hourly servers, even though bot…Difficulty 2/5OH specific
- 214.A Dayton policyholder receives her Medicare supplement policy, which prominently prints on the first page a…Difficulty 2/5OH specific
- 215.A Toledo member of a health insuring corporation has minor surgery performed in a hospital's outpatient dep…Difficulty 2/5OH specific
- 216.Beyond the permitted preexisting-condition waiting period, may an Ohio long-term care policy exclude a spec…Difficulty 1/5OH specific
- 217.A Cincinnati health insuring corporation's coverage documents contain an open enrollment provision. Under O…Difficulty 3/5OH specific
- 218.A child covered under an Ohio A&H policy is incapable of self-sustaining employment by reason of intellectu…Difficulty 1/5OH specific
- 219.Before recommending an annuity to a consumer, what information must an Ohio producer make reasonable effort…Difficulty 2/5OH specific
- 220.A Dayton resident holds a life insurance policy issued by an insolvent Ohio member insurer and wants to sur…Difficulty 1/5OH specific
- 221.Under Ohio's unfair claims settlement practices rule, an insurer receives written notice of a claim from a …Difficulty 1/5OH specific
- 222.An Ohio producer receives a written inquiry from the Ohio Department of Insurance about disputed premium re…Difficulty 3/5OH specific
- 223.A regulator in another state takes administrative disciplinary action against an Ohio licensee. When must t…Difficulty 2/5OH specific
- 224.A Dayton resident with a life-threatening condition is considering selling her life insurance policy. Under…Difficulty 1/5OH specific
- 225.An Ohio life insurer charges two applicants of the same class and equal expectation of life different premi…Difficulty 2/5OH specific
- 226.A Toledo manufacturer wants to insure the lives of several key employees for the company's own benefit. Bef…Difficulty 2/5OH specific
- 227.An insured in Akron wants to return a newly delivered Ohio long-term care policy for a refund. Within how m…Difficulty 1/5OH specific
- 228.A Columbus resident turns 65 and enrolls in Medicare Part B with coverage effective March 1. Under Ohio's o…Difficulty 2/5OH specific
- 229.A Cleveland school district wants accident coverage that automatically protects every student participating…Difficulty 2/5OH specific
- 230.After a Toledo insured submits a claim, the insurer's adjuster learns of statements the insured made to her…Difficulty 3/5OH specific
- 231.Under Ohio insurance law, which of the following activities is 'selling, soliciting, or negotiating' insura…Difficulty 1/5OH specific
- 232.A Cincinnati resident who has owned a Medicare supplement policy for 8 months is offered a replacement poli…Difficulty 2/5OH specific
- 233.After a premium default, within what period may an Ohio individual life policy be reinstated, and on what c…Difficulty 1/5OH specific
- 234.Under the adverse-benefit-determination framework reflected in ORC 3922.01-.23, which of the following is a…Difficulty 1/5OH specific
- 235.An HIC member in Springfield suffers a sudden, unexpected condition that requires immediate medical attenti…Difficulty 2/5OH specific
- 236.Under Ohio Medicare supplement law, which of the following entities qualifies as an 'issuer' of Medicare su…Difficulty 1/5OH specific
- 237.A Canton producer wants to charge clients a service fee for taking and submitting their initial application…Difficulty 2/5OH specific
- 238.An Ohio existing insurer has been notified that one of its life policies is being replaced. What is the exi…Difficulty 1/5OH specific
- 239.An Akron HIC member schedules an appointment with a dermatologist on her own, without contacting her primar…Difficulty 2/5OH specific
- 240.What continuing education must an Ohio resident producer holding a major-line license complete for each bie…Difficulty 1/5OH specific
- 241.A producer is appointed only by Insurer X. He sells an Insurer Y policy before Y appoints him. Under Ohio l…Difficulty 2/5OH specific
- 242.Health insuring corporations finance coverage on a prepaid basis. This means that:Difficulty 1/5OH specific
- 243.An eligible Ohio group long-term care insured timely submits the conversion application and first premium. …Difficulty 1/5OH specific
- 244.An insurer that issued a monthly-premium individual sickness policy to a Toledo resident decides 6 months l…Difficulty 3/5OH specific
- 245.A claimant in Cleveland gives her insurer notice of a claim, but the insurer never sends proof-of-loss form…Difficulty 2/5OH specific
- 246.A Dayton policy owner completes a viatical settlement and receives the settlement proceeds. Under ORC 3916.…Difficulty 1/5OH specific
- 247.A Dayton employer with a small workforce is not subject to the federal COBRA statute (29 U.S.C. 1161). When…Difficulty 3/5OH specific
- 248.Which requirement applies to the outline of coverage for an Ohio long-term care policy?Difficulty 2/5OH specific
- 249.An Ohio consumer holds several policies with the same failed insurer across multiple benefit categories. Un…Difficulty 3/5OH specific
- 250.Two applicants in Cincinnati apply for the same individual health policy and present essentially the same h…Difficulty 2/5OH specific