Ohio Insurance Regulations Practice Questions — Page 2 of 9
450 free Ohio-specific insurance regulation questions for the Ohio Life & Health exam — page 2.
- 51.An Ohio producer also holds a license in another state, and that state's insurance regulator suspends the l…Difficulty 2/5OH specific
- 52.Under Ohio's long-term care rules, which measures are used to determine whether an insured qualifies for be…Difficulty 1/5OH specific
- 53.A producer holding Life authority wants to begin selling annuities in Ohio. Which training requirement appl…Difficulty 3/5OH specific
- 54.An Ohio life policy and its policy summary contain an unconditional refund provision of at least 10 days. U…Difficulty 2/5OH specific
- 55.A member of a Toledo health insuring corporation complains that she cannot tell from her documents which se…Difficulty 2/5OH specific
- 56.During her Medicare supplement open-enrollment period, an Akron applicant with diabetes and a recent hospit…Difficulty 2/5OH specific
- 57.A Dayton resident sells several life insurance policies to neighbors and keeps the commissions, without eve…Difficulty 2/5OH specific
- 58.An insured in Dayton submits a reinstatement application with the reinstatement premium and a conditional r…Difficulty 2/5OH specific
- 59.A blanket insurance policy, as contemplated by ORC 3923.13, is best described as:Difficulty 1/5OH specific
- 60.A house painter in Toledo takes a weekend job performing electrical work that Ohio law reserves to licensed…Difficulty 3/5OH specific
- 61.A producer in Toledo proposes replacing a Medicare supplement policy that has been in effect for only 2 mon…Difficulty 3/5OH specific
- 62.A Columbus policyowner sells his life policy through a viatical settlement contract and receives the settle…Difficulty 2/5OH specific
- 63.Under ORC 3901.21(A), which conduct by an Ohio producer is misrepresentation, an unfair or deceptive act?Difficulty 1/5OH specific
- 64.An insurer in Cleveland writes an individual life policy with a fixed policy-loan interest rate. What is th…Difficulty 1/5OH specific
- 65.An Ohio producer based in Cincinnati writes almost exclusively for her own household and extended family, u…Difficulty 2/5OH specific
- 66.A Cleveland health insuring corporation covers X-rays, laboratory work, and other testing used to identify …Difficulty 1/5OH specific
- 67.A Cincinnati resident who owns a life insurance policy insuring a person with a life-threatening condition …Difficulty 2/5OH specific
- 68.How does Ohio's Children's Health Insurance Program relate to the Medicaid provisions found in ORC Chapter …Difficulty 2/5OH specific
- 69.Under ORC 3924.03, the renewability requirement for Ohio small-employer health plans is that coverage:Difficulty 1/5OH specific
- 70.A Toledo producer plans to step away from the insurance business but wants to avoid falling behind on conti…Difficulty 2/5OH specific
- 71.A Toledo employee is covered under her own employer's group health plan and also as a dependent under her s…Difficulty 2/5OH specific
- 72.Under Ohio Medicare supplement rules, when must an issuer deliver the outline of coverage to an applicant?Difficulty 1/5OH specific
- 73.What does 'renewable at the option of the insurer' mean in an individual A&H policy?Difficulty 1/5OH specific
- 74.An Ohio insured and her spouse, the primary beneficiary, die in the same auto accident, and the spouse surv…Difficulty 3/5OH specific
- 75.In Ohio, unfair discrimination in life insurance occurs when an insurer discriminates in rates, dividends, …Difficulty 1/5OH specific
- 76.Under ORC 3924.01, eligibility of employees for a small-employer health benefit plan is determined by:Difficulty 1/5OH specific
- 77.An Ohio producer accused of an administrative violation wants to resolve the matter without a contested hea…Difficulty 2/5OH specific
- 78.An Ohio Medicare supplement policyholder who is not satisfied with a newly issued policy may return it for …Difficulty 1/5OH specific
- 79.An Ohio policyholder returns an individual A&H policy during the free-look period. The policy provided pro …Difficulty 2/5OH specific
- 80.During a phone interview, an Ohio insurance applicant verbally agrees to an HIV-related test that the insur…Difficulty 2/5OH specific
- 81.Under ORC 1751.01, the services offered by an Ohio health insuring corporation are classified into which ca…Difficulty 1/5OH specific
- 82.Under the Ohio standard provisions, after what period does an individual life policy become incontestable?Difficulty 1/5OH specific
- 83.How often, and by when, must an individual resident Ohio producer renew the license?Difficulty 1/5OH specific
- 84.A licensed Ohio producer sold a life policy two years ago, and the insurer deferred part of the commission.…Difficulty 3/5OH specific
- 85.A Cleveland insurer refuses to issue a disability income policy to an applicant solely because she is a ful…Difficulty 2/5OH specific
- 86.An Ohio insured suffers a covered loss and submits proof of loss more than 90 days later, because hospitali…Difficulty 2/5OH specific
- 87.An agent is asked which kinds of Ohio health coverage are subject to the state's prior-authorization statut…Difficulty 2/5OH specific
- 88.Which statement about the producer's (agent's) report in Ohio underwriting is correct?Difficulty 2/5OH specific
- 89.A Dayton member assumes that foot care provided by a podiatrist must be a specialty health care service bec…Difficulty 2/5OH specific
- 90.A child is born in Columbus on March 1 under a policy that requires a specific additional premium for newbo…Difficulty 3/5OH specific
- 91.A licensed producer in Toledo persuades a client to purchase a life policy and to name the producer's daugh…Difficulty 2/5OH specific
- 92.At termination, an employer notifies a Dayton employee of the right to continue group medical coverage unde…Difficulty 2/5OH specific
- 93.An Ohio senior with Medicare coverage asks his producer why he should consider long-term care insurance. Wh…Difficulty 2/5OH specific
- 94.What grace period must an Ohio individual sickness and accident policy provide when premiums are payable mo…Difficulty 1/5OH specific
- 95.A licensed viatical settlement broker encourages healthy seniors in Youngstown to buy new policies with the…Difficulty 2/5OH specific
- 96.A Cleveland producer tells prospective clients that the policies she sells are extra safe because the Ohio …Difficulty 2/5OH specific
- 97.In Ohio, the Medicare supplement open enrollment period is the 6-month period beginning on the first day of…Difficulty 1/5OH specific
- 98.An Ohio licensee receives a written inquiry from the Ohio Department of Insurance. Within how many calendar…Difficulty 1/5OH specific
- 99.Which statement correctly distinguishes a service waiting period from a preexisting-condition waiting perio…Difficulty 3/5OH specific
- 100.A charitable organization described in Section 501(c)(3) of the Internal Revenue Code wants to own life ins…Difficulty 1/5OH specific