Ohio Insurance Regulations Practice Questions — Page 8 of 9
450 free Ohio-specific insurance regulation questions for the Ohio Life & Health exam — page 8.
- 351.Under the legal-actions provision of an Ohio individual sickness and accident policy, how soon after writte…Difficulty 1/5OH specific
- 352.A producer missed the renewal date, never renewed during the late period, and the license was automatically…Difficulty 3/5OH specific
- 353.Under ORC 1751.01, chiropractic services offered by an Ohio health insuring corporation are classified as:Difficulty 1/5OH specific
- 354.An Ohio replacing insurer receives a completed life insurance application that involves replacement of an e…Difficulty 1/5OH specific
- 355.Under the Ohio standard provisions for individual life policies, which documents together constitute the en…Difficulty 1/5OH specific
- 356.An Ohio health insuring corporation (HIC) prepares its evidence-of-coverage document for filing with the Su…Difficulty 3/5OH specific
- 357.After a viatical settlement is completed, who is responsible for keeping the policy in force by paying futu…Difficulty 1/5OH specific
- 358.A policyowner in Ohio adds a cost-of-living rider to a life policy. What is the rider designed to accomplish?Difficulty 1/5OH specific
- 359.An Ohio court finds an insurer committed unfair trade practices in violation of ORC 3901.20. Under ORC 3901…Difficulty 2/5OH specific
- 360.An individual sickness and accident policy returned within the 10-day free-look period does not provide pro…Difficulty 2/5OH specific
- 361.An insured cancels her Ohio individual sickness and accident policy mid-term. Under Ohio law, what happens …Difficulty 1/5OH specific
- 362.A Columbus producer submits her first application for an insurer's policy before the parties formally execu…Difficulty 2/5OH specific
- 363.An insured in Cincinnati borrowed against his life policy and then missed several loan repayments, but his …Difficulty 2/5OH specific
- 364.An underwriter in Cleveland wants to exclude a chronic disease from coverage under a new individual sicknes…Difficulty 3/5OH specific
- 365.Following a hearing, the superintendent imposes an administrative civil penalty on an Ohio producer for vio…Difficulty 1/5OH specific
- 366.Which statement best describes home health care coverage under an Ohio long-term care policy?Difficulty 1/5OH specific
- 367.A contract holder holds an unallocated annuity contract issued by a failed Ohio member insurer; the contrac…Difficulty 3/5OH specific
- 368.A licensed Ohio producer wants to market services under a business name other than the producer's own licen…Difficulty 1/5OH specific
- 369.An applicant in Cincinnati signs an A&H application and pays the initial premium. Under the policy's consid…Difficulty 2/5OH specific
- 370.Which statement best describes a general duty of the Ohio Superintendent of Insurance?Difficulty 2/5OH specific
- 371.A producer takes an application for a new Medicare supplement policy that will replace an existing policy t…Difficulty 3/5OH specific
- 372.An insured in Toledo dies one week into the grace month with the premium still unpaid. Under the Ohio stand…Difficulty 2/5OH specific
- 373.An Akron man in good health is recruited by a promoter to apply for a new life insurance policy, with the u…Difficulty 2/5OH specific
- 374.A Toledo agent circulates a letter to area policyholders falsely claiming that a competing insurer is insol…Difficulty 2/5OH specific
- 375.Which of the following would subject a viatical settlement broker to disciplinary action under ORC 3916.15?Difficulty 3/5OH specific
- 376.A Columbus insured whose condition meets the policy's terminal-illness definition elects to receive an acce…Difficulty 2/5OH specific
- 377.Which statement accurately distinguishes the primary care physician from the referral (specialty) physician…Difficulty 3/5OH specific
- 378.At a community event in Cleveland, an unlicensed individual describes the benefits of a sickness and accide…Difficulty 2/5OH specific
- 379.The primary function of the Medical Information Bureau (MIB) in insurance underwriting is to:Difficulty 1/5OH specific
- 380.A plaintiff's attorney seeks, by civil subpoena, the Superintendent's records from an open insurance fraud …Difficulty 2/5OH specific
- 381.What is the primary purpose of the optional 'insurance with other insurers' provision in an individual acci…Difficulty 1/5OH specific
- 382.A prospective member in Youngstown asks a health insuring corporation producer how the plan organizes its c…Difficulty 3/5OH specific
- 383.An issuer markets a Medicare supplement policy exclusively by mail, telephone, and online enrollment, with …Difficulty 2/5OH specific
- 384.An Ohio candidate finishes the required prelicensing education for both major lines and receives electronic…Difficulty 2/5OH specific
- 385.A child is covered as a dependent under both parents' group health plans, and no court decree governs the c…Difficulty 3/5OH specific
- 386.Which of the following demographic changes must an Ohio licensee report to the superintendent?Difficulty 2/5OH specific
- 387.A Cincinnati family has been caring for their elderly mother at home for two years, and the daughter needs …Difficulty 2/5OH specific
- 388.An Ohio-licensed producer wants to thank an unlicensed friend for sending him prospective clients. Which ar…Difficulty 2/5OH specific
- 389.Under ORC 3916.01(N), a viatical settlement broker is a person who, on behalf of an owner and for a fee or …Difficulty 2/5OH specific
- 390.Which statement best describes the scope of newborn benefits required by ORC 3923.26 in an Ohio A&H policy?Difficulty 1/5OH specific
- 391.A Youngstown resident owns a Medicare SELECT policy and needs urgent treatment while traveling outside the …Difficulty 2/5OH specific
- 392.An insurer in Springfield discovers after a claim that the insured's age was misstated on the application, …Difficulty 1/5OH specific
- 393.The superintendent proposes to revoke an Ohio producer's license after alleging fraudulent misstatements on…Difficulty 2/5OH specific
- 394.After a covered loss occurs, within how many days of the occurrence or commencement of loss must written no…Difficulty 1/5OH specific
- 395.An Ohio insurer declines to issue health coverage to an applicant solely because the applicant has been a v…Difficulty 2/5OH specific
- 396.Under Ohio's Medicare supplement rules, how do periods of prior creditable coverage affect preexisting-cond…Difficulty 3/5OH specific
- 397.A viator receives the settlement proceeds under a viatical settlement contract, and the insured dies before…Difficulty 3/5OH specific
- 398.A Toledo health insuring corporation's contract covers treatment programs for alcohol and drug abuse. A mem…Difficulty 2/5OH specific
- 399.In an individual accident and sickness policy, which clause contains the insurer's basic promise to pay the…Difficulty 1/5OH specific
- 400.Under Ohio law, what must an insurer obtain before conducting an HIV-related test on an insurance applicant?Difficulty 1/5OH specific