Ohio Insurance Regulations Practice Questions — Page 4 of 9
450 free Ohio-specific insurance regulation questions for the Ohio Life & Health exam — page 4.
- 151.Under Ohio law, which of the following is required of every applicant for a resident insurance producer lic…Difficulty 1/5OH specific
- 152.A licensed Ohio life producer from Dayton is called to active military service and expects to miss the upco…Difficulty 2/5OH specific
- 153.For a life policy applied for on or after the effective date of Ohio's illustration rule, what may the acco…Difficulty 3/5OH specific
- 154.While presenting a life insurance proposal to a client in Cleveland, an Ohio producer explains that if the …Difficulty 2/5OH specific
- 155.In HIC coverage, a copayment is best described as:Difficulty 1/5OH specific
- 156.An agent completes a life application for a client who is unavailable to sign. The agent signs the client's…Difficulty 2/5OH specific
- 157.The primary purpose of a Medicare supplement (Medigap) policy sold in Ohio is to:Difficulty 1/5OH specific
- 158.A Cleveland parent names her 9-year-old son as the sole beneficiary of her life policy. If she dies while h…Difficulty 2/5OH specific
- 159.Maria, who owns a policy insuring her own life-threatening illness, hires Sam to find a buyer, and a viatic…Difficulty 2/5OH specific
- 160.A Cincinnati-based HIC enrolls members who live or work in the counties that make up its approved region. W…Difficulty 2/5OH specific
- 161.An Ohio underwriter is most likely to order an attending physician's statement when:Difficulty 1/5OH specific
- 162.An insurer organized in another state wants to market accident and health policies to Ohio consumers. To la…Difficulty 2/5OH specific
- 163.What does a guaranteed insurability option allow a life policyowner to do?Difficulty 1/5OH specific
- 164.A small employer's health plan in Cincinnati refuses to add an employee's newly adopted child to family cov…Difficulty 2/5OH specific
- 165.Which of the following best describes the unfair trade practice of rebating under Ohio law?Difficulty 1/5OH specific
- 166.A Cleveland issuer offers three Medicare supplement plans. Which practice disadvantages applicants who enro…Difficulty 3/5OH specific
- 167.A member of a health insuring corporation in Cleveland is scheduled for elective knee surgery, and the cont…Difficulty 2/5OH specific
- 168.Under ORC 3911.09(A), a person may insure their own life for the benefit of which of the following?Difficulty 1/5OH specific
- 169.An employee of a Dayton health insuring corporation asks whether member medical records may be shared with …Difficulty 2/5OH specific
- 170.A Columbus employee is laid off and wants to continue the employer's group medical coverage under ORC 3923.…Difficulty 2/5OH specific
- 171.An applicant comparing two A&H policies sees one labeled non-cancelable and the other guaranteed renewable.…Difficulty 3/5OH specific
- 172.An Ohio individual sickness and accident policy contains the optional misstatement-of-age provision, and th…Difficulty 2/5OH specific
- 173.An Akron producer misses the license renewal date but submits the renewal during the following month. What …Difficulty 2/5OH specific
- 174.What is the purpose of the shopper's guide required under Ohio's long-term care insurance rules?Difficulty 1/5OH specific
- 175.When an Ohio insurer terminates a producer's appointment, the insurer must notify the Superintendent of the…Difficulty 1/5OH specific
- 176.Under ORC 3905.02, which of the following activities constitutes transacting insurance in Ohio?Difficulty 1/5OH specific
- 177.Under Ohio long-term care rules, what is the most restrictive look-back period a policy may use when defini…Difficulty 1/5OH specific
- 178.For a violation of Ohio insurance law, what is the maximum civil penalty the Superintendent of Insurance ma…Difficulty 1/5OH specific
- 179.An Ohio life insurance policy has accumulated a substantial net cash surrender value when the issuing insur…Difficulty 2/5OH specific
- 180.An applicant in Dayton enrolls in a Medicare supplement policy during the open enrollment period and has 6 …Difficulty 2/5OH specific
- 181.An Ohio resident was continuously insured under her employer's group long-term care policy, which is now te…Difficulty 3/5OH specific
- 182.Under ORC 3923.26, benefits for children under an Ohio accident and sickness policy begin at what point for…Difficulty 1/5OH specific
- 183.A Dayton insured's life policy contains an irrevocable beneficiary designation. Before borrowing against th…Difficulty 2/5OH specific
- 184.Under Ohio's Medicare supplement standards for marketing, an issuer must submit its required data reports t…Difficulty 1/5OH specific
- 185.An Ohio agent takes an application for a new life policy that will replace the applicant's existing coverag…Difficulty 2/5OH specific
- 186.Under ORC 1751.01, vision care offered by an Ohio health insuring corporation falls into which service cate…Difficulty 1/5OH specific
- 187.Under ORC 3924.01, which of the following correctly defines a 'small employer' for purposes of Ohio's small…Difficulty 1/5OH specific
- 188.An Ohio applicant who manages a household and has no outside employment applies for disability income cover…Difficulty 2/5OH specific
- 189.In addition to ordering restitution, a cease-and-desist order issued by the superintendent under ORC 3901.2…Difficulty 3/5OH specific
- 190.A client in Cincinnati asks what kinds of conditions an Ohio individual life policy's standard provisions r…Difficulty 3/5OH specific
- 191.Among the standard provisions Ohio requires in individual life policies, which description corresponds to t…Difficulty 1/5OH specific
- 192.An Ohio employer wants to insure the lives of its employees for the employer's own benefit under an employe…Difficulty 3/5OH specific
- 193.An insurance agent in Akron proposes that several investors pay seniors to apply for new life policies, wit…Difficulty 2/5OH specific
- 194.An insured filing a covered A&H claim has one overdue premium. Under the optional unpaid premium provision,…Difficulty 1/5OH specific
- 195.A member in Canton receives notice that her health insuring corporation plans to end coverage at the end of…Difficulty 3/5OH specific
- 196.An Ohio life insurer's surplus drops below the minimum required under Ohio financial rules. The most likely…Difficulty 2/5OH specific
- 197.Under ORC 3924.03, the guaranteed-issue requirement for Ohio small-employer plans means the carrier:Difficulty 1/5OH specific
- 198.Following the death of the sole licensed producer of a small Ohio agency, which person may properly receive…Difficulty 2/5OH specific
- 199.An Ohio producer decides to leave the insurance business and surrenders her license. Under ORC 3905.16, wha…Difficulty 2/5OH specific
- 200.A Columbus resident's individual sickness and accident policy was reinstated earlier this month. Within day…Difficulty 3/5OH specific