Ohio Insurance Regulations Practice Questions — Page 3 of 9
450 free Ohio-specific insurance regulation questions for the Ohio Life & Health exam — page 3.
- 101.Under Ohio's annuity suitability rule, a producer in Akron recommends an annuity to a consumer. What obliga…Difficulty 2/5OH specific
- 102.An Ohio member life insurer becomes insolvent and the Ohio Life and Health Insurance Guaranty Association s…Difficulty 1/5OH specific
- 103.An employee in Dayton who has been covered under her employer's group life policy quits her job. Within how…Difficulty 1/5OH specific
- 104.An Ohio issuer is drafting the preexisting-condition provisions of its Medicare supplement policy. Which st…Difficulty 3/5OH specific
- 105.After a hearing, the Ohio Superintendent imposes the maximum administrative penalty on a licensee for a sin…Difficulty 3/5OH specific
- 106.An Ohio life insurer designs a new individual life policy form it plans to market to consumers. Under Ohio …Difficulty 2/5OH specific
- 107.In Ohio A&H insurance, subrogation is best described as:Difficulty 1/5OH specific
- 108.An independent Ohio producer creates her own sales flyers for a life insurer's products. Under Ohio's solic…Difficulty 1/5OH specific
- 109.A producer's unlicensed assistant refers a prospect who then buys a policy; the assistant asks for a share …Difficulty 3/5OH specific
- 110.An Ohio issuer is designing the benefit package for a new Medicare supplement policy. Which provision would…Difficulty 2/5OH specific
- 111.A producer in Toledo tells a client that a verbal promise from the underwriter has changed the settlement o…Difficulty 2/5OH specific
- 112.An Ohio producer's license is revoked for misconduct. What happens to the company appointments the producer…Difficulty 2/5OH specific
- 113.An Ohio producer's license was suspended last month for nonrenewal, but he continues to sell life policies …Difficulty 3/5OH specific
- 114.An agent in Akron offers to backdate an individual life application so the applicant can lock in a younger …Difficulty 2/5OH specific
- 115.After a year of unusually high claims, an insurer notifies a Dayton small employer that the group health pl…Difficulty 2/5OH specific
- 116.Which child satisfies the conditions of ORC 3923.24 for continued coverage under a parent's Ohio health pol…Difficulty 2/5OH specific
- 117.The Ohio Superintendent of Insurance finds that a viatical settlement broker misrepresented the terms of a …Difficulty 2/5OH specific
- 118.Before selling, soliciting, or negotiating annuities in Ohio, what training must an agent complete?Difficulty 1/5OH specific
- 119.The primary beneficiary of an Ohio life policy dies before the insured, who never named a contingent benefi…Difficulty 2/5OH specific
- 120.A plan issues an adverse benefit determination on a member's claim. To comply with the consumer-protection …Difficulty 3/5OH specific
- 121.The Ohio Department of Insurance asks a producer to appear for an interview regarding a consumer complaint.…Difficulty 1/5OH specific
- 122.A Toledo insured with advanced Alzheimer's disease can still physically perform every activity of daily liv…Difficulty 2/5OH specific
- 123.An Akron producer persuades a client to let an existing life policy lapse and buy a new one by overstating …Difficulty 2/5OH specific
- 124.Several small employers in Toledo form a trust through which they jointly provide hospital and surgical ben…Difficulty 2/5OH specific
- 125.An Ohio health insuring corporation's pharmacy benefit covers prescription drug services. A Columbus produc…Difficulty 2/5OH specific
- 126.A candidate studying for the Ohio examination wants to identify the state authority that defines and classi…Difficulty 3/5OH specific
- 127.An applicant in Columbus completes a Medicare supplement application through a licensed producer. When must…Difficulty 2/5OH specific
- 128.During the pendency of a claim under an Ohio individual sickness and accident policy, the insurer requires …Difficulty 1/5OH specific
- 129.A producer licensed and CE-compliant in a home state holds a nonresident Ohio license. Which statement abou…Difficulty 2/5OH specific
- 130.An Ohio health insurer obtains a genetic test report and cancels an insured's sickness and accident policy,…Difficulty 2/5OH specific
- 131.An employer averaged 12 eligible employees on business days during the preceding calendar year, but only 1 …Difficulty 3/5OH specific
- 132.Under Ohio law, a health insuring corporation's coverage is organized around defined service categories. In…Difficulty 1/5OH specific
- 133.A Columbus resident buys an individual sickness and accident policy and pays a premium a few days late but …Difficulty 2/5OH specific
- 134.An Ohio life insurer becomes insolvent and its policies are taken over by the Ohio Life and Health Insuranc…Difficulty 1/5OH specific
- 135.An individual sickness and accident policy contains the optional misstatement of age provision. The policyh…Difficulty 1/5OH specific
- 136.An HIC's basic health services under ORC 1751.01(A) include both emergency care and urgent care. Which stat…Difficulty 3/5OH specific
- 137.How does a health insuring corporation (HIC) typically make health care services available to its members?Difficulty 1/5OH specific
- 138.When drafting its Ohio individual life policy, an insurer wants to keep certain provisions outside the 2-ye…Difficulty 2/5OH specific
- 139.An insurer is found in court to have committed repeated unfair trade practices in a single sales campaign. …Difficulty 3/5OH specific
- 140.Under the cancellation provision required in Ohio individual sickness and accident policies, what does the …Difficulty 1/5OH specific
- 141.An insured in Akron was receiving nursing facility benefits, was discharged, and is readmitted shortly afte…Difficulty 3/5OH specific
- 142.A Cincinnati producer reviews a client's existing Medicare supplement policy, which fits the client's needs…Difficulty 3/5OH specific
- 143.An Ohio producer is reviewing free-look requirements for individual sickness and accident policies. Which s…Difficulty 3/5OH specific
- 144.A person sells accident and health policies in Ohio without the required license. Under ORC 3905.99(D), sel…Difficulty 1/5OH specific
- 145.Which statement best describes the supplemental health care services category that ORC 1751.01(B) defines f…Difficulty 2/5OH specific
- 146.A Cincinnati insured has back trouble that began before her individual sickness policy took effect. The pol…Difficulty 2/5OH specific
- 147.In Ohio small-employer coverage, a service waiting period under ORC 3924.01 is:Difficulty 1/5OH specific
- 148.An Ohio underwriter needs detailed information about an applicant's prior medical treatment from the physic…Difficulty 1/5OH specific
- 149.A resident of an Ohio nursing facility receives nursing and rehabilitative care on an intermittent basis, l…Difficulty 2/5OH specific
- 150.An employer in Columbus terminates its group life policy entirely. A member who was insured under the group…Difficulty 2/5OH specific