North Carolina Insurance Regulations Practice Questions — Page 3 of 9
450 free North Carolina-specific insurance regulation questions for the North Carolina Life & Health exam — page 3.
- 101.A North Carolina producer takes an application for a new individual life insurance policy and collects the …Difficulty 2/5NC specific
- 102.An individual applies to the North Carolina Department of Insurance for a producer license in one line of a…Difficulty 1/5NC specific
- 103.A licensed North Carolina producer dies, and the Commissioner is asked to issue a temporary license so the …Difficulty 1/5NC specific
- 104.An insurance company appoints a North Carolina producer, and the producer submits the first application thr…Difficulty 1/5NC specific
- 105.What ethics requirement applies to a North Carolina life or accident and health producer during each bienni…Difficulty 1/5NC specific
- 106.An individual health policy delivered in Raleigh has premiums payable monthly. Under G.S. 58-51-15(a)(3), w…Difficulty 2/5NC specific
- 107.A pension fund that is not a governmental plan holds an unallocated annuity contract, and the issuing insur…Difficulty 2/5NC specific
- 108.An insurer terminates a producer's appointment for cause in North Carolina. Which sequence of notices and d…Difficulty 3/5NC specific
- 109.An accident and health policy delivered in Greensboro contains a provision that conflicts with a mandatory …Difficulty 2/5NC specific
- 110.Under G.S. 58-58-267, what must accompany viatical settlement applications and purchase agreements in North…Difficulty 2/5NC specific
- 111.During an investigation of possible unfair trade practices, which action may the North Carolina Commissione…Difficulty 1/5NC specific
- 112.The Commissioner issues a cease-and-desist order against an insurer, and the insurer willfully continues th…Difficulty 1/5NC specific
- 113.A candidate is preparing to take the North Carolina Accident and Health examination. What prelicensing educ…Difficulty 2/5NC specific
- 114.A North Carolina resident's individual life policy has been in force for some time and a premium other than…Difficulty 1/5NC specific
- 115.Under North Carolina common law, when must an insurable interest in the life of the insured exist for a lif…Difficulty 2/5NC specific
- 116.A North Carolina insurer corporation willfully makes a false statement in a financial document filed under …Difficulty 3/5NC specific
- 117.A person in Charlotte knowingly submits a fraudulent accident and health application in order to obtain ins…Difficulty 2/5NC specific
- 118.Under G.S. 58-62-21(d)(2a), what is the North Carolina Life and Health Insurance Guaranty Association limit…Difficulty 1/5NC specific
- 119.A North Carolina accident and health producer seeks a waiver of the continuing education requirement. Which…Difficulty 3/5NC specific
- 120.A candidate preparing for the North Carolina Accident and Health examination asks what prelicensing educati…Difficulty 1/5NC specific
- 121.An employer stops remitting payroll-deducted premiums on an employee's non-group health policy. At least ho…Difficulty 2/5NC specific
- 122.The Commissioner of Insurance finds that a producer violated a provision of Chapter 58 and orders a civil p…Difficulty 1/5NC specific
- 123.A Charlotte resident purchases an individual family hospitalization policy. What return right must the poli…Difficulty 1/5NC specific
- 124.An insured in Charlotte dies during the 31-day grace period of a life policy with the premium still unpaid.…Difficulty 2/5NC specific
- 125.An insured in Durham dies by suicide less than two years after an individual life policy was issued, and th…Difficulty 2/5NC specific
- 126.A licensed producer tells a prospect, 'You should buy this policy because the state guaranty association st…Difficulty 2/5NC specific
- 127.An insurer terminates a North Carolina producer's appointment. The insurer notifies the Commissioner within…Difficulty 3/5NC specific
- 128.An applicant in North Carolina knowingly makes a false and fraudulent statement in an insurance application…Difficulty 2/5NC specific
- 129.Under the North Carolina insurance code, which of the following best describes a contract of insurance?Difficulty 1/5NC specific
- 130.After group health coverage terminates, a former member wants the conversion privilege. Under G.S. 58-53-55…Difficulty 2/5NC specific
- 131.An individual life policy delivered in Charlotte limits suicide benefits for two years after issue. If the …Difficulty 2/5NC specific
- 132.A producer in Greensboro is handling a life insurance replacement. Under 11 NCAC 12 .0612(a)(4), what retur…Difficulty 2/5NC specific
- 133.A producer willfully continues the exact practice that a cease-and-desist order issued by the Commissioner …Difficulty 3/5NC specific
- 134.An insurer appoints a new North Carolina producer, who submits her first application for coverage on the in…Difficulty 1/5NC specific
- 135.An accident and health producer in Asheville completes her biennial compliance period but is short of the r…Difficulty 2/5NC specific
- 136.Under North Carolina insurance law, how are the statements an applicant makes in an application for insuran…Difficulty 1/5NC specific
- 137.The Commissioner of Insurance opens an investigation into an accident and health producer's sales practices…Difficulty 1/5NC specific
- 138.The Commissioner finds that a licensee violated a provision of Chapter 58 and decides to order a civil pena…Difficulty 1/5NC specific
- 139.The Commissioner finds a continuing violation of Chapter 58 by a producer that persists over several days. …Difficulty 1/5NC specific
- 140.The North Carolina Commissioner of Insurance finds that a licensed producer willfully violated a provision …Difficulty 1/5NC specific
- 141.An employee's group health coverage in North Carolina terminates because her job ends. Under state law, for…Difficulty 1/5NC specific
- 142.A North Carolina-domiciled insurer becomes financially impaired. A policyholder holds an individual health …Difficulty 1/5NC specific
- 143.Under G.S. 58-58-205(11), which transaction is a viatical settlement?Difficulty 1/5NC specific
- 144.A North Carolina applicant replaces an existing life policy with a new policy issued by the same insurer. U…Difficulty 3/5NC specific
- 145.Fourteen months after a North Carolina life policy is issued, the insured dies by suicide. The policy limit…Difficulty 3/5NC specific
- 146.Sixty days after losing her job, a former employee elects to continue her group health coverage and tenders…Difficulty 2/5NC specific
- 147.Under the North Carolina Insurance Information and Privacy Protection Act, an insurer may disclose a custom…Difficulty 2/5NC specific
- 148.After a member's group health coverage under a North Carolina group policy terminates, he wants an individu…Difficulty 2/5NC specific
- 149.Under North Carolina law, an employer qualifies as a 'small employer' for health coverage purposes when, on…Difficulty 1/5NC specific
- 150.Under North Carolina's Insurance Information and Privacy Protection Act, which condition would permit an in…Difficulty 1/5NC specific