State RegulationsNC specificDifficulty 1/5
What ethics requirement applies to a North Carolina life or accident and health producer during each biennial continuing education compliance period?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under 11 NCAC 6A .0802(a), every biennial compliance period must include 3 ICECs of ethics for life, accident and health, and other licensee classes, including adjusters. The ethics hours are a mandatory subset of — not in addition to — the 24 total credit hours required for the period.
Why the other options are wrong
- A) The ethics requirement repeats every biennial period, not only in the first period after licensure.
- C) Ethics is mandatory under the rule, not merely recommended.
- D) The ethics mandate covers producers as well as adjusters; it is not limited to adjuster licensees.
Memory hook
Three ethics every two years — inside the 24, not on top.