North Carolina Insurance Regulations Practice Questions — Page 8 of 9
450 free North Carolina-specific insurance regulation questions for the North Carolina Life & Health exam — page 8.
- 351.An insurance company's officer willfully files a false financial statement under oath as required by North …Difficulty 3/5NC specific
- 352.A hospital in Greensboro submits a health claim to an insurer. Under the prompt-pay statute, within how man…Difficulty 2/5NC specific
- 353.An insurer receives a health claim but neither pays, denies, nor requests information within the period req…Difficulty 2/5NC specific
- 354.How does North Carolina's regulatory treatment of fraternal benefit societies differ from its treatment of …Difficulty 2/5NC specific
- 355.Under G.S. 58-58-205(11), a viatical settlement in North Carolina is best described as:Difficulty 2/5NC specific
- 356.A producer discovers shortly after the deadline that she is one credit hour short for the biennial continui…Difficulty 2/5NC specific
- 357.An applicant for a life policy in Greensboro unintentionally gives an incorrect answer in the application. …Difficulty 2/5NC specific
- 358.Under 11 NCAC 4 .0423, which duty applies to a North Carolina producer's professional conduct?Difficulty 2/5NC specific
- 359.Within each biennial continuing education compliance period, how many credit hours of ethics must a North C…Difficulty 1/5NC specific
- 360.A life policyholder in Charlotte stops paying premiums and the policy lapses. Unless the policy was surrend…Difficulty 1/5NC specific
- 361.An insurer plans to forfeit an individual North Carolina life policy that carries a grace period because of…Difficulty 3/5NC specific
- 362.A producer in Charlotte failed to finish her continuing education by the end of her biennial compliance per…Difficulty 2/5NC specific
- 363.Under North Carolina's Insurance Information and Privacy Protection Act, how is an insurer's handling of an…Difficulty 1/5NC specific
- 364.A Greensboro employee's group major medical coverage terminates because her employment ends. Under North Ca…Difficulty 2/5NC specific
- 365.A Durham worker's group hospital coverage has terminated and she did not continue it. To obtain an individu…Difficulty 2/5NC specific
- 366.Under North Carolina's group continuation statute, for how long may an employee whose employment terminates…Difficulty 1/5NC specific
- 367.A Greensboro resident's individual hospital expense policy calls for quarterly premium payments. The insure…Difficulty 2/5NC specific
- 368.Which statement about North Carolina continuing education compliance is correct?Difficulty 2/5NC specific
- 369.How many ethics credit hours must a North Carolina accident and health producer complete during each bienni…Difficulty 1/5NC specific
- 370.For purposes of North Carolina's small-employer health coverage statutes, how many hours must a normal work…Difficulty 2/5NC specific
- 371.A policyholder in Greensboro pays premiums on an individual life insurance policy quarterly and misses a pr…Difficulty 1/5NC specific
- 372.Under North Carolina insurance law, which description best fits a viatical settlement provider?Difficulty 1/5NC specific
- 373.Under North Carolina's small-employer health coverage definitions, an employer qualifies as a small employe…Difficulty 2/5NC specific
- 374.A chronically ill employee was treated under her employer's group health plan, then converted to an individ…Difficulty 3/5NC specific
- 375.A producer licensed in North Carolina asks how long her individual producer license remains valid. Under G.…Difficulty 2/5NC specific
- 376.A group member whose employment terminated elects continuation coverage 45 days after the termination date …Difficulty 2/5NC specific
- 377.A North Carolina member insurer becomes impaired. One policyholder holds life coverage whose death benefit …Difficulty 1/5NC specific
- 378.A North Carolina insurer is preparing to deliver a life policy that contains no unconditional refund provis…Difficulty 2/5NC specific
- 379.A producer in North Carolina uses fabricated policy documents to trick an insurer into paying commissions o…Difficulty 2/5NC specific
- 380.For purposes of North Carolina insurance law, how is the term 'insurer' best understood under the Article 1…Difficulty 1/5NC specific
- 381.Which of the following practices by a North Carolina producer constitutes an unlawful rebate under G.S. 58-…Difficulty 2/5NC specific
- 382.The North Carolina administrative rules impose ethical standards on licensed producers. Which producer prac…Difficulty 2/5NC specific
- 383.More than 2 years after an individual major medical policy was issued in North Carolina, the insurer discov…Difficulty 3/5NC specific
- 384.An insurer appoints a North Carolina producer who immediately begins taking accident and health application…Difficulty 1/5NC specific
- 385.A standard individual life policy is delivered in North Carolina. Under the Ten Day Free Look provision, th…Difficulty 1/5NC specific
- 386.A North Carolina producer finishes the biennial compliance period short of the required continuing educatio…Difficulty 2/5NC specific
- 387.A person obtains money from an insurer by presenting a fabricated claim. Under which North Carolina authori…Difficulty 2/5NC specific
- 388.An insured applies to reinstate a lapsed health policy, and the insurer issues a conditional receipt but do…Difficulty 3/5NC specific
- 389.The Commissioner of Insurance issues a cease-and-desist order against an insurer after a hearing, and the i…Difficulty 1/5NC specific
- 390.Under North Carolina insurance law, the statements an applicant makes in an insurance application are treat…Difficulty 1/5NC specific
- 391.A custodian holds an unallocated annuity contract funding a private, non-governmental retirement arrangemen…Difficulty 2/5NC specific
- 392.An applicant in Charlotte knowingly submits a fabricated burglary claim to collect insurance benefits. Unde…Difficulty 1/5NC specific
- 393.Under G.S. 58-58-120's notice-before-forfeiture rule, which of the following life premium arrangements IS s…Difficulty 2/5NC specific
- 394.Under 11 NCAC 12 .0447, what must appear on the face of every individual life or annuity policy before issu…Difficulty 1/5NC specific
- 395.Which description matches a fraternal benefit society operating under North Carolina's fraternal benefit so…Difficulty 1/5NC specific
- 396.A Raleigh resident owns an individual disability income policy with premiums payable quarterly and misses a…Difficulty 2/5NC specific
- 397.For an accident and health insurance contract delivered in Greensboro to be enforceable, which combination …Difficulty 2/5NC specific
- 398.A producer fails to finish her continuing education by the end of the biennial compliance period. Under G.S…Difficulty 2/5NC specific
- 399.An individual life policy issued in Raleigh limits payment for suicide for two years after issue. If the in…Difficulty 2/5NC specific
- 400.A newly licensed North Carolina accident and health producer asks how long her license remains valid. The c…Difficulty 2/5NC specific