North Carolina Insurance Regulations Practice Questions — Page 2 of 9
450 free North Carolina-specific insurance regulation questions for the North Carolina Life & Health exam — page 2.
- 51.A licensed producer in Durham tells a policyholder that her current health policy is about to lapse and tha…Difficulty 2/5NC specific
- 52.A North Carolina insured owns an individual accident and health policy with premiums payable monthly. Under…Difficulty 1/5NC specific
- 53.A North Carolina insurer receives a health insurance claim from an insured. Under G.S. 58-3-225, within how…Difficulty 1/5NC specific
- 54.After a covered accident, an insured under an individual accident and health policy in North Carolina must …Difficulty 1/5NC specific
- 55.A producer makes statements misrepresenting the terms of a competitor's policies to induce policyholders to…Difficulty 2/5NC specific
- 56.A Durham policyholder receives a new individual hospital insurance policy and decides within 10 days of rec…Difficulty 2/5NC specific
- 57.An insured dies on the twentieth day of the grace period under a North Carolina life policy, with the overd…Difficulty 2/5NC specific
- 58.Under 11 NCAC 12 .0612(a)(3),(d), for how long must a replacing insurer be able to produce copies of the No…Difficulty 2/5NC specific
- 59.A candidate preparing for the North Carolina Accident and Health examination asks how many hours of prelice…Difficulty 3/5NC specific
- 60.A Raleigh applicant is replacing an existing life policy with a new policy from another insurer. Under 11 N…Difficulty 2/5NC specific
- 61.A life policy delivered in North Carolina has lapsed for nonpayment of premium, has not been surrendered, a…Difficulty 1/5NC specific
- 62.Which portion of the North Carolina Insurance Code governs fraternal benefit societies?Difficulty 1/5NC specific
- 63.Under G.S. 58-62-21(d)(2a), what guaranty association limit applies to health benefit plans for any one lif…Difficulty 2/5NC specific
- 64.A nonresident producer licensed in North Carolina completes all the continuing education her home state req…Difficulty 1/5NC specific
- 65.Group health coverage terminates and the member does not elect continuation. To exercise the conversion pri…Difficulty 1/5NC specific
- 66.An insurer receives satisfactory proof of death under a North Carolina life policy. Under G.S. 58-58-110(a)…Difficulty 2/5NC specific
- 67.An officer of an insurance company willfully makes a false statement in a financial report the company is r…Difficulty 3/5NC specific
- 68.An applicant for an accident and health policy in North Carolina knowingly makes a false statement about a …Difficulty 2/5NC specific
- 69.An insurer mails advertisements into North Carolina that materially misrepresent the benefits of its accide…Difficulty 1/5NC specific
- 70.A North Carolina producer's long-term medical disability qualifies her for a waiver of the continuing educa…Difficulty 1/5NC specific
- 71.Which North Carolina licensees must complete flood insurance (NFIP) continuing education, and on what sched…Difficulty 3/5NC specific
- 72.Following an examination by the North Carolina Department of Insurance, the Commissioner finds that a produ…Difficulty 2/5NC specific
- 73.Before issuing an individual life insurance policy in North Carolina, what must appear on the face of the p…Difficulty 1/5NC specific
- 74.Which characteristic describes a fraternal benefit society operating under North Carolina's Article 24 (G.S…Difficulty 2/5NC specific
- 75.A North Carolina producer completed fewer than the required credit hours by the end of her biennial continu…Difficulty 2/5NC specific
- 76.Under G.S. 58-62-86, which practice involving the guaranty association is prohibited?Difficulty 2/5NC specific
- 77.A North Carolina insurer receives a health insurance claim. Within how many calendar days must it pay the c…Difficulty 1/5NC specific
- 78.Under North Carolina law, what grace period must an individual life insurance policy provide for payment of…Difficulty 1/5NC specific
- 79.A person in North Carolina submits fabricated invoices to an insurer to obtain a claim payment that is not …Difficulty 2/5NC specific
- 80.An insured in Durham holds an individual sickness policy under which premiums are collected weekly by the p…Difficulty 1/5NC specific
- 81.An insurer receives a North Carolina producer's first application for insurance from a new client. Under G.…Difficulty 1/5NC specific
- 82.An insurer in Greensboro terminates a producer's appointment. Under G.S. 58-33-56, which timeline correctly…Difficulty 2/5NC specific
- 83.A producer licensed in North Carolina asks when her individual producer license will expire so she can plan…Difficulty 1/5NC specific
- 84.During a regulatory examination, a North Carolina replacing insurer is asked to produce copies of Notices R…Difficulty 2/5NC specific
- 85.A North Carolina producer's first insurance application is submitted through a new insurer relationship. Un…Difficulty 1/5NC specific
- 86.Of the 24 ICECs a North Carolina accident and health producer must complete each biennial compliance period…Difficulty 1/5NC specific
- 87.A licensing candidate is reading the North Carolina Insurance Code and wants to know which provision suppli…Difficulty 1/5NC specific
- 88.A producer in Greensboro tells a policyholder that her current accident and health policy's benefits are ma…Difficulty 2/5NC specific
- 89.Under G.S. 58-60-15, when must an insurer deliver the Buyer's Guide and Policy Summary for an individual li…Difficulty 1/5NC specific
- 90.Under North Carolina continuing education rules, how many continuing education credit hours must a resident…Difficulty 1/5NC specific
- 91.Chapter 58 of the North Carolina General Statutes contains a definitions provision at G.S. 58-1-5. What eff…Difficulty 2/5NC specific
- 92.Under North Carolina solicitation law, in which situation may an insurer use a simplified written statement…Difficulty 1/5NC specific
- 93.A producer in Greensboro sells a new life policy that will replace an existing life policy owned by the app…Difficulty 2/5NC specific
- 94.An individual life policy issued in North Carolina limits suicide benefits for two years after issue. If th…Difficulty 2/5NC specific
- 95.In Greensboro, one applicant replaces an existing life policy through a new insurer, while another applican…Difficulty 3/5NC specific
- 96.A nonresident producer licensed in North Carolina allows her home-state license to lapse. Under G.S. 58-33-…Difficulty 3/5NC specific
- 97.A North Carolina producer offers to pay a portion of an applicant's first-year premium out of her own commi…Difficulty 2/5NC specific
- 98.A Raleigh resident buys an individual accident and health policy containing a preexisting condition exclusi…Difficulty 2/5NC specific
- 99.A North Carolina life policyowner stops paying premiums and later wants the policy back in force. Within wh…Difficulty 1/5NC specific
- 100.To induce a policyholder in Greensboro to surrender an existing life policy and buy a new one, a producer m…Difficulty 2/5NC specific