California Insurance Regulations Practice Questions — Page 9 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 9.
- 401.Under California's Medi-Cal MAGI rules, children under age 19 are generally eligible when household income …Difficulty 2/5CA specific
- 402.A disability policy covers loss of income if the insured becomes totally disabled. Under California Insuran…Difficulty 2/5CA specific
- 403.Under California Insurance Code Section 250, for an event to be insurable it must be contingent or unknown …Difficulty 3/5CA specific
- 404.An unlicensed person solicits and sells a life insurance policy in California. Under California Insurance C…Difficulty 2/5CA specific
- 405.Which statement correctly describes Covered California for Small Business (CCSB)?Difficulty 2/5CA specific
- 406.Covered California for Small Business (CCSB) is available to employers with up to how many employees?Difficulty 2/5CA specific
- 407.Covered California for Small Business (CCSB) is the SHOP exchange that serves eligible small employers. Whi…Difficulty 2/5CA specific
- 408.Under California's MAGI-based eligibility rules, a child under age 19 qualifies for Medi-Cal when family in…Difficulty 3/5CA specific
- 409.Under California Insurance Code Section 1759, a third-party administrator (TPA) is a person who:Difficulty 2/5CA specific
- 410.A California life policy does not state the exact dollar amount of premium but states the basis on which th…Difficulty 1/5CA specific
- 411.Before an agent may write applications for Qualified Health Plans through Covered California, the agent must:Difficulty 1/5CA specific
- 412.In California, to receive federal premium tax credits (APTC), an eligible individual must:Difficulty 2/5CA specific
- 413.An agent who wants to enroll clients in qualified health plans through Covered California must:Difficulty 2/5CA specific
- 414.Under California Insurance Code Section 10110, a creditor generally has an insurable interest in the life a…Difficulty 1/5CA specific
- 415.Under California law, which condition must be met for a group to be eligible for group life insurance?Difficulty 3/5CA specific
- 416.Under California Insurance Code Section 250, an insurable event is:Difficulty 1/5CA specific
- 417.To sell qualified health plans on Covered California, an agent must:Difficulty 2/5CA specific
- 418.When a life insurer adds an endorsement excluding coverage for a dangerous hobby such as auto racing, the e…Difficulty 2/5CA specific
- 419.Under California's annuity suitability law, which transaction qualifies as a replacement of an existing ann…Difficulty 2/5CA specific
- 420.A life and disability insurance analyst charges a consumer a flat fee to analyze a proposed life insurance …Difficulty 3/5CA specific
- 421.A prospective insured reviews a life policy and notices it does not contain the insurer's financial rating …Difficulty 1/5CA specific
- 422.Cost-sharing reductions (CSR) that lower a consumer's deductibles and copayments are available on Covered C…Difficulty 2/5CA specific
- 423.Under California Insurance Code Section 250, which of the following events may be insured against?Difficulty 2/5CA specific
- 424.Under California Insurance Code Section 10110, the policyowner of a disability policy must have an insurabl…Difficulty 1/5CA specific
- 425.Covered California for Small Business (CCSB) serves employers with how many employees?Difficulty 2/5CA specific
- 426.Under CIC Section 250, which of the following is an insurable event for a medical expense policy?Difficulty 2/5CA specific
- 427.A California group life insurance policy has been in force for more than two years. Under the group inconte…Difficulty 2/5CA specific
- 428.In life and health insurance, California law requires the policyowner to have an insurable interest in the …Difficulty 2/5CA specific
- 429.For a life or health insurance policy issued in California, insurable interest must generally exist:Difficulty 2/5CA specific
- 430.Under California law, a person who transacts insurance without a license is subject to:Difficulty 1/5CA specific
- 431.Covered California for Small Business (CCSB) serves employers with:Difficulty 2/5CA specific
- 432.Which of the following is a core duty under the California insurance professional's code of ethics?Difficulty 1/5CA specific
- 433.The Covered California for Small Business (CCSB) program serves small businesses with up to how many employ…Difficulty 1/5CA specific
- 434.Under California's annuity suitability rule, a producer's annuity recommendation must be:Difficulty 3/5CA specific
- 435.Under CIC Section 250, an event that occurred in the past may be the subject of insurance only if it is:Difficulty 3/5CA specific
- 436.Under California Insurance Code Section 10110, every person is deemed to have an insurable interest in:Difficulty 1/5CA specific
- 437.An employee covered under a $100,000 group life certificate stated their age as 40 at enrollment, but their…Difficulty 3/5CA specific
- 438.Under California law, which statement correctly describes blanket insurance?Difficulty 2/5CA specific
- 439.An agent helps a terminally ill policyowner sell an existing life insurance policy to an investor for more …Difficulty 2/5CA specific
- 440.Under California law, a group life insurance policy issued to an employer may cover which group of persons?Difficulty 3/5CA specific
- 441.Before selling a qualified health plan through Covered California, an agent must:Difficulty 2/5CA specific
- 442.A dental practice buys disability income insurance on its only hygienist, whose absence would cost the prac…Difficulty 1/5CA specific
- 443.For a group life insurance plan to be valid under California's eligible-group rules, the group must be form…Difficulty 2/5CA specific
- 444.Under CIC Section 250, the insured event must have the capacity to:Difficulty 2/5CA specific
- 445.A critical illness policy pays a lump sum upon diagnosis of a covered cancer. Under CIC Section 250, the di…Difficulty 2/5CA specific
- 446.A new producer asks whether California offers a "life solicitor" license to support a licensed life agent. …Difficulty 2/5CA specific
- 447.Life insurance is considered a personal contract because it:Difficulty 2/5CA specific
- 448.Under California Section 381.5, a group life insurance policy that provides spousal coverage must:Difficulty 2/5CA specific
- 449.Under California law, when a senior citizen aged 60 or older purchases an individual annuity, the cancellat…Difficulty 1/5CA specific
- 450.Under California Insurance Code Section 381.5, group life insurance policies in California must treat regis…Difficulty 2/5CA specific