California Insurance Regulations Practice Questions — Page 10 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 10.
- 451.An insurance producer who wants to sell Qualified Health Plans through California's exchange must first:Difficulty 2/5CA specific
- 452.A school district purchases a life insurance policy covering all students on a field trip without issuing i…Difficulty 1/5CA specific
- 453.A California employer's group life plan provides coverage for the spouses of employees. Under California la…Difficulty 2/5CA specific
- 454.Which statement best describes blanket insurance?Difficulty 1/5CA specific
- 455.Under California Insurance Code Section 10110, a person has an insurable interest in the life and health of:Difficulty 2/5CA specific
- 456.Under California Insurance Code Section 380, the 'policy' is:Difficulty 1/5CA specific
- 457.Under California Insurance Code Section 1626(a)(1), a 'life agent' is a person who:Difficulty 2/5CA specific
- 458.Covered California for Small Business (CCSB) serves employers with up to how many employees?Difficulty 2/5CA specific
- 459.Under California Insurance Code Section 333, an applicant is NOT required to disclose which of the followin…Difficulty 3/5CA specific
- 460.Under the Equal Insurance HIV Act (CIC §799), which action is prohibited in the underwriting of disability …Difficulty 2/5CA specific
- 461.Under California Section 10270.2, blanket insurance is characterized by:Difficulty 1/5CA specific
- 462.During the 30-day cancellation period for a variable annuity sold to a senior citizen, the premium may be i…Difficulty 2/5CA specific
- 463.Which statement correctly describes the California Insurance Commissioner?Difficulty 1/5CA specific
- 464.A California licensed agent is approached by a nonadmitted insurer to sell its policies. Under California I…Difficulty 2/5CA specific
- 465.Under CIC Section 10206.5, a California group life insurance policy may provide that the insurer is not lia…Difficulty 2/5CA specific
- 466.In California, insurable interest for a health or disability policy must exist:Difficulty 2/5CA specific
- 467.In California, an insurer may NOT use which of the following as a basis for declining or rating a health in…Difficulty 2/5CA specific
- 468.Under California Insurance Code Section 381.5, an insurer that offers group life insurance to spouses of em…Difficulty 2/5CA specific
- 469.A covered employee's group life insurance terminates and the 31-day conversion period begins. The employee …Difficulty 3/5CA specific
- 470.In California, which statement about solicitors is correct?Difficulty 2/5CA specific
- 471.Covered California for Small Business (CCSB) serves:Difficulty 2/5CA specific
- 472.Under California Insurance Code Section 10270.2, a blanket policy is best described as one that:Difficulty 2/5CA specific
- 473.Under California law, a person who solicits or negotiates contracts of insurance without a valid license is…Difficulty 2/5CA specific
- 474.Under the misstatement-of-age provision (Section 10369.3) applicable to group life insurance in California,…Difficulty 2/5CA specific
- 475.An agent who sells individual Qualified Health Plans through Covered California must:Difficulty 2/5CA specific
- 476.Under Section 10127.10, the cancellation-notice language on an individual nonvariable annuity sold to a sen…Difficulty 2/5CA specific
- 477.Under California's Insurance Information and Privacy Protection Act (Sections 791-791.29), an insurer colle…Difficulty 2/5CA specific
- 478.Under California Insurance Code Section 381.5, a group life insurance policy that offers coverage to the sp…Difficulty 2/5CA specific
- 479.Which of the following does NOT create an insurable interest under CIC Section 10110?Difficulty 2/5CA specific
- 480.Under CIC Section 10202.5, which of the following is an eligible group that may be insured under a group li…Difficulty 2/5CA specific
- 481.An unlicensed person solicits life insurance for a licensed insurer and is paid a commission. Under Califor…Difficulty 2/5CA specific
- 482.At the time an applicant pays the first premium for an individual disability policy, the agent must, under …Difficulty 3/5CA specific
- 483.In an insurance contract, a 'warranty' is best described as:Difficulty 2/5CA specific
- 484.Under California Insurance Code Section 10206.5, a group life policy may provide that the insurer is not li…Difficulty 2/5CA specific
- 485.Under California Insurance Code Section 354, a representation may:Difficulty 3/5CA specific
- 486.A California employer offers group life insurance that covers the spouses of employees. Under California la…Difficulty 2/5CA specific
- 487.Under California group life insurance rules (CIC §10202.5 et seq.), which of the following would qualify as…Difficulty 2/5CA specific
- 488.Under CIC Section 10209, when an employee's group life insurance terminates and the employee applies to the…Difficulty 2/5CA specific
- 489.An employee's age is misstated on a group life insurance application. Under California Insurance Code Secti…Difficulty 2/5CA specific
- 490.A blanket life insurance policy covering members of an organization differs from a regular group life polic…Difficulty 2/5CA specific
- 491.For a 45-year-old consumer who purchases an individual fixed annuity in California, the free-look cancellat…Difficulty 2/5CA specific
- 492.Under California Insurance Code Section 703, an agent may transact insurance with a nonadmitted insurer:Difficulty 3/5CA specific
- 493.An insurance agent publishes a false statement accusing a competing insurer of being insolvent, intending t…Difficulty 2/5CA specific
- 494.Under a California group life insurance policy, if the insured's age was misstated at the time coverage beg…Difficulty 2/5CA specific
- 495.Under California Insurance Code Section 10206.5, a group life insurance policy may provide that the insurer…Difficulty 2/5CA specific
- 496.Under California Insurance Code Section 985, an insurer is considered insolvent when:Difficulty 3/5CA specific
- 497.Under the age misstatement provision in group life insurance (CIC §10369.3), if the insured's age was misst…Difficulty 2/5CA specific
- 498.When a producer recommends replacing an existing annuity contract with a new one, California law requires t…Difficulty 2/5CA specific
- 499.Under California law, which group would generally qualify for group life insurance?Difficulty 2/5CA specific
- 500.Under California Insurance Code Section 334, the materiality of a fact is determined by:Difficulty 2/5CA specific