California Insurance Regulations Practice Questions — Page 5 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 5.
- 201.In California, children under age 19 are eligible for Medi-Cal when their family's household income is at o…Difficulty 1/5CA specific
- 202.For an association or trust to qualify for a group disability policy under Section 10270.5(a)(4), the assoc…Difficulty 3/5CA specific
- 203.Under California's replacement rules (Section 10509 et seq.), which practice is the primary target of the r…Difficulty 2/5CA specific
- 204.Blanket insurance, as defined in California Insurance Code Section 10270.2, is best described as coverage t…Difficulty 1/5CA specific
- 205.An agent receives a premium payment from a client and must forward it to the insurer. Under California law,…Difficulty 2/5CA specific
- 206.An agent who has not completed the required continuing education before license renewal:Difficulty 2/5CA specific
- 207.Under California's life insurance illustration rules (CIC Section 10509.950 et seq.), an illustration must:Difficulty 2/5CA specific
- 208.Under California and federal law, coverage for a newborn child under a health plan:Difficulty 2/5CA specific
- 209.In California, before an agent may submit an application for a Qualified Health Plan (QHP) through Covered …Difficulty 2/5CA specific
- 210.Which statement about life insurance policy forms in California is correct?Difficulty 2/5CA specific
- 211.Under CIC Section 10127.10, a life insurance policy issued to a person age 60 or older must contain which f…Difficulty 2/5CA specific
- 212.Which income measure is used to determine eligibility for Medi-Cal under MAGI rules in California?Difficulty 2/5CA specific
- 213.Continuing education courses used to satisfy the California CE requirement must be:Difficulty 1/5CA specific
- 214.An applicant for life insurance is told by an agent that the moment the application is signed, a "binding r…Difficulty 2/5CA specific
- 215.Under California Insurance Code Section 10127.10, an individual life insurance policy issued to a senior ci…Difficulty 2/5CA specific
- 216.In a California life insurance policy illustration, the values labeled "guaranteed" differ from those label…Difficulty 2/5CA specific
- 217.Under California's illustration rules (CIC §10509.950 et seq.), a life insurance policy illustration must:Difficulty 2/5CA specific
- 218.Under California Insurance Code Section 1749.8, the 8-hour initial and 4-hour biennial annuity training req…Difficulty 2/5CA specific
- 219.Under California's life insurance illustration rules (CIC Sections 10509.950 et seq.), an illustration that…Difficulty 2/5CA specific
- 220.Under California's life insurance illustration standards (CIC §10509.950 et seq.), when an agent uses an il…Difficulty 2/5CA specific
- 221.Under California group disability insurance law, group coverage may be written under a master policy issued…Difficulty 1/5CA specific
- 222.In the small-group health insurance market in California, 'guaranteed issue' means:Difficulty 1/5CA specific
- 223.A licensed life and disability insurance analyst is authorized by California law to:Difficulty 2/5CA specific
- 224.Under California's life insurance illustration rules, an illustration that shows policy values based on cur…Difficulty 2/5CA specific
- 225.An applicant withholds a known diagnosis of a serious heart condition from the application, and the insurer…Difficulty 3/5CA specific
- 226.Blanket disability insurance under California Insurance Code Section 10270.2 differs from ordinary group in…Difficulty 2/5CA specific
- 227.The California Life and Health Insurance Guarantee Association (CLHIGA) exists primarily to:Difficulty 1/5CA specific
- 228.Under California's policy replacement rules, 'twisting' is best defined as:Difficulty 2/5CA specific
- 229.Under the California life insurance illustration requirements, an illustration of a life insurance policy m…Difficulty 2/5CA specific
- 230.A producer offers to give every customer who buys a policy a 'free' $500 life insurance policy. Under Calif…Difficulty 2/5CA specific
- 231.Under California Insurance Code Section 10270.2, blanket insurance is characterized by:Difficulty 2/5CA specific
- 232.To start the free-look period running, a California insurer must deliver a life insurance policy to the pol…Difficulty 2/5CA specific
- 233.A STOLI (stranger-originated life insurance) arrangement, in which a life policy is initiated for the benef…Difficulty 3/5CA specific
- 234.A life insurance policy with an accelerated death benefit for chronic illness must disclose that:Difficulty 2/5CA specific
- 235.Under CIC Section 10110, which of the following relationships gives a policyowner a valid insurable interes…Difficulty 2/5CA specific
- 236.Under California's life insurance illustration rules (Sections 10509.950-10509.965), an illustration provid…Difficulty 2/5CA specific
- 237.Under CIC §10110, which of the following relationships gives a person an insurable interest in another pers…Difficulty 2/5CA specific
- 238.Under California Insurance Code Section 10270.5, which entity qualifies as a group for group disability ins…Difficulty 2/5CA specific
- 239.In California, the principal purpose of having the policyowner sign a delivery receipt when a life policy i…Difficulty 1/5CA specific
- 240.California's Cal-COBRA law provides continuation coverage for individuals who:Difficulty 2/5CA specific
- 241.In California, an agent may not issue a binder for life or disability insurance. Instead, when a life appli…Difficulty 2/5CA specific
- 242.An unlicensed assistant at an agency discusses coverage limits, rates, and terms with a prospective custome…Difficulty 2/5CA specific
- 243.An applicant for individual health insurance knowingly fails to mention a recent hospitalization when asked…Difficulty 2/5CA specific
- 244.In California, a small employer with 25 or fewer employees may qualify for the federal small employer healt…Difficulty 2/5CA specific
- 245.A client is comparing cash-value policies and asks about surrender charges. Under California law, surrender…Difficulty 2/5CA specific
- 246.Under California's life insurance illustration rules, an illustration that shows projected (non-guaranteed)…Difficulty 2/5CA specific
- 247.Which arrangement best fits the definition of insurance under California Insurance Code Section 22?Difficulty 2/5CA specific
- 248.Regarding life insurance coverage in California, which statement about binders is correct?Difficulty 2/5CA specific
- 249.A California employer with 20 employees wants to claim the federal small business health care tax credit. U…Difficulty 3/5CA specific
- 250.Under California Insurance Code Section 380, the "policy" is best defined as:Difficulty 1/5CA specific