California Insurance Regulations Practice Questions — Page 4 of 17
820 free California-specific insurance regulation questions for the California Life & Health exam — page 4.
- 151.A California disability policy has been in force for more than two years when the insurer discovers that th…Difficulty 3/5CA specific
- 152.Under California Insurance Code Section 10270.5(4), which condition must an association meet before it may …Difficulty 2/5CA specific
- 153.An enrollee with household income between 138% and 250% of FPL selects a Silver plan through Covered Califo…Difficulty 2/5CA specific
- 154.An applicant for life insurance fails to mention a minor childhood condition that the insurer confirms woul…Difficulty 2/5CA specific
- 155.A California small employer with 20 employees may qualify for the federal small employer health insurance t…Difficulty 2/5CA specific
- 156.A person who transacts insurance in California without a license:Difficulty 2/5CA specific
- 157.Under California's Insurance Information and Privacy Protection Act (CIC Sections 791-791.29), an individua…Difficulty 2/5CA specific
- 158.Under California's life insurance illustration rules, a policy illustration used in a sales presentation must:Difficulty 2/5CA specific
- 159.Under California's life insurance illustration requirements (CIC Sections 10509.950 et seq.), a policy illu…Difficulty 2/5CA specific
- 160.A California insurer issues a policy to a school district covering "all students enrolled in the district" …Difficulty 1/5CA specific
- 161.A 14-year-old California resident lives in a household whose income equals 250 percent of the federal pover…Difficulty 2/5CA specific
- 162.An agent induces a client to surrender an existing, suitable life policy by making misleading and incomplet…Difficulty 3/5CA specific
- 163.Blanket medical expense insurance, as recognized under California law, is best described as:Difficulty 1/5CA specific
- 164.A 45-year-old California buyer cancels a variable life insurance policy during the statutory free-look peri…Difficulty 3/5CA specific
- 165.A fire insurance policy contains a provision requiring the insured to maintain a working fire alarm system …Difficulty 2/5CA specific
- 166.Under California Insurance Code Section 381, which required policy specification applies to property insura…Difficulty 2/5CA specific
- 167.In California, blanket insurance is a type of health insurance that:Difficulty 1/5CA specific
- 168.Under the standard disability policy provision required by California Insurance Code Section 10350.2, after…Difficulty 3/5CA specific
- 169.Under CIC §10509, the replacement rules for life insurance and annuities exist primarily to:Difficulty 2/5CA specific
- 170.Under California Insurance Code Section 10270.5, which of the following may be a policyholder of a group di…Difficulty 2/5CA specific
- 171.In California, a life agent replaces an existing life policy but fails to provide the required replacement …Difficulty 2/5CA specific
- 172.Under California Insurance Code Section 10127.10, when a life insurance policy or annuity is being replaced…Difficulty 2/5CA specific
- 173.In California, a Multiple Employer Welfare Arrangement (MEWA) that provides health benefits to employees of…Difficulty 3/5CA specific
- 174.Under CIC Section 10270.2, blanket insurance is best defined as a policy that:Difficulty 1/5CA specific
- 175.Under California law, which requirement must an association meet to qualify as an eligible group for group …Difficulty 3/5CA specific
- 176.Under California Insurance Code Section 10110, a person is considered to have an insurable interest in the …Difficulty 2/5CA specific
- 177.A 50-year-old applicant purchases an individual variable life insurance policy and returns it to the insure…Difficulty 2/5CA specific
- 178.Under California Insurance Code Section 10270.5, which entity may qualify as the policyholder of a group di…Difficulty 2/5CA specific
- 179.Under California Insurance Code Section 250, an "insurable event" is best described as:Difficulty 2/5CA specific
- 180.Covered California for Small Business (CCSB) serves employers with up to how many employees?Difficulty 2/5CA specific
- 181.A blanket disability policy under CIC §10270.2 covers persons:Difficulty 2/5CA specific
- 182.For a life insurance policy delivered to a California senior citizen (age 60 or older), the cancellation no…Difficulty 2/5CA specific
- 183.Under California Insurance Code Section 10270.2, which of the following is a permissible form of blanket di…Difficulty 1/5CA specific
- 184.When a California employer offers group health coverage to employees, the dependent coverage offered must t…Difficulty 2/5CA specific
- 185.Under California law, an insurance agent is required to:Difficulty 1/5CA specific
- 186.Under CIC Section 10127.10, the cancellation-notice statement that must appear on the front of the policy j…Difficulty 2/5CA specific
- 187.Under California Insurance Code Section 35, which activity is included in the definition of 'transacting' i…Difficulty 2/5CA specific
- 188.Under California Insurance Code Section 10270.5, before group disability insurance may be issued to an asso…Difficulty 2/5CA specific
- 189.Under California Insurance Code Section 10270.2, blanket insurance is characterized by:Difficulty 2/5CA specific
- 190.Under CIC Section 10270.2(e), a blanket health policy may NOT be:Difficulty 2/5CA specific
- 191.In California, a person who knowingly signs a fraudulent insurance claim statement that contains a false de…Difficulty 2/5CA specific
- 192.An agent repeatedly completes life insurance policy replacements without providing the required written not…Difficulty 2/5CA specific
- 193.Under California law, the insurable interest requirement for a life insurance policy applies to which party?Difficulty 1/5CA specific
- 194.Under California Insurance Code Section 10270.5, group disability insurance may be issued under a master po…Difficulty 2/5CA specific
- 195.Under California Insurance Code Section 780, an insurer or its agent is prohibited from issuing or circulat…Difficulty 2/5CA specific
- 196.An agent wants to sell Qualified Health Plans through Covered California. What must the agent do before sel…Difficulty 2/5CA specific
- 197.An insurance agent who wishes to voluntarily terminate their own license must:Difficulty 2/5CA specific
- 198.A producer recommends replacing a client's existing life insurance policy with a new one. Which of the foll…Difficulty 2/5CA specific
- 199.Under CIC Article 8 (Section 10509 et seq.), the principal purpose of California's rules regulating the rep…Difficulty 2/5CA specific
- 200.The California Insurance Commissioner is:Difficulty 1/5CA specific