Tennessee Insurance Regulations Practice Questions — Page 3 of 5
225 free Tennessee-specific insurance regulation questions for the Tennessee Life & Health exam — page 3.
- 101.Tennessee prohibits life policy provisions that limit the time within which a legal action may be brought u…Difficulty 1/5TN specific
- 102.To claim the examination exemption based on licensure in another state, within how many days of establishin…Difficulty 1/5TN specific
- 103.Which state agency administers Tennessee's insurance laws and oversees the licensing and conduct of insuran…Difficulty 1/5TN specific
- 104.A Tennessee producer tells a policyowner that her current life policy will pay nothing if she keeps it, and…Difficulty 2/5TN specific
- 105.A Tennessee long-term care policy has been in force for one year. The insurer discovers an application misr…Difficulty 2/5TN specific
- 106.Which statement accurately states Tennessee's rule on preferences or distinctions based on group membership…Difficulty 3/5TN specific
- 107.After an insurer files a notice of appointment in Tennessee, within what period must the Commissioner verif…Difficulty 1/5TN specific
- 108.A Tennessee life policy was issued 3 years ago. The insured, who was sane, dies by suicide. What is the out…Difficulty 2/5TN specific
- 109.Which official is authorized to investigate suspected violations of Tennessee's insurance laws, such as unl…Difficulty 1/5TN specific
- 110.As part of the continuing education requirement for Tennessee producers, how many hours of ethics must be i…Difficulty 1/5TN specific
- 111.Under Tennessee's suitability and best-interest rule for annuities, whose financial interest must a produce…Difficulty 1/5TN specific
- 112.The designated producer of a licensed Tennessee business entity dies, and a member of the entity needs time…Difficulty 2/5TN specific
- 113.A Tennessee resident owns an individual life policy, an annuity, and a disability income policy issued by t…Difficulty 2/5TN specific
- 114.When a Tennessee producer collects premium payments from applicants, in what capacity does the producer hol…Difficulty 1/5TN specific
- 115.A Tennessee insurer adds eligibility conditions to its Medicare supplement product that go beyond the stand…Difficulty 3/5TN specific
- 116.Before the Commissioner suspends or revokes a Tennessee insurance license, what does the law generally requ…Difficulty 1/5TN specific
- 117.Which authority supplies the required policy terms and definitions for Medicare supplement policies deliver…Difficulty 2/5TN specific
- 118.An insurer's claims manager warns a policyholder that continuing to complain to the Tennessee Department of…Difficulty 2/5TN specific
- 119.A Tennessee producer solicits a new life policy that the applicant intends to fund by surrendering a whole …Difficulty 2/5TN specific
- 120.Which of the following is a prohibited unfair claims settlement practice under T.C.A. § 56-8-105?Difficulty 1/5TN specific
- 121.A Tennessee health policy provides coverage for family members of the insured. When a child is newly born t…Difficulty 2/5TN specific
- 122.An insurer's salaried employee distributes enrollment materials and helps employees complete enrollment for…Difficulty 2/5TN specific
- 123.Which Tennessee statute addresses continuation of group health coverage for insureds who would otherwise lo…Difficulty 1/5TN specific
- 124.An insurer files a new long-term care policy form in Tennessee and asks whether the state's Medicare supple…Difficulty 2/5TN specific
- 125.A producer offers to pay the first premium out of her own pocket as an inducement for an applicant to buy a…Difficulty 1/5TN specific
- 126.Which of the following is a requirement for obtaining a Tennessee resident producer license?Difficulty 1/5TN specific
- 127.Which pair of Tennessee citations governs blanket or franchise school insurance?Difficulty 1/5TN specific
- 128.Under the general rules of Tenn. Comp. R. & Regs. 0780-1-40, on what must the nonguaranteed elements shown …Difficulty 1/5TN specific
- 129.Which Tennessee provision governs fees charged in connection with an individual major medical policy when n…Difficulty 1/5TN specific
- 130.Which description best captures the care obligation a Tennessee producer owes when recommending an annuity …Difficulty 3/5TN specific
- 131.An insured holds an individual accident and health policy in Tennessee with premiums payable monthly. What …Difficulty 1/5TN specific
- 132.To close a sale, a Tennessee producer deliberately quotes an applicant a life insurance premium far below t…Difficulty 2/5TN specific
- 133.A producer markets an insurance policy by telling prospects it is 'just like owning shares of stock in the …Difficulty 1/5TN specific
- 134.Within Tennessee's producer continuing-education requirement, a specific number of hours must be devoted to…Difficulty 1/5TN specific
- 135.Under Tennessee's replacement rules for life insurance, which statement about who carries duties in a repla…Difficulty 1/5TN specific
- 136.To induce an applicant to purchase an annuity, a Tennessee producer offers to sell her shares of stock he o…Difficulty 2/5TN specific
- 137.A Tennessee applicant asks her existing insurer to exercise the conversion privilege contained in her curre…Difficulty 3/5TN specific
- 138.How are Tennessee's mandated coverages for health insurance best described?Difficulty 2/5TN specific
- 139.Which applicant for a Tennessee insurance license is NOT required to take a written examination?Difficulty 2/5TN specific
- 140.The Tennessee framework of departmental investigations, hearings, and penalties applies to which of the fol…Difficulty 1/5TN specific
- 141.An employer purchases group life insurance for its employees through a payroll deduction plan, with no indi…Difficulty 2/5TN specific
- 142.A Tennessee insured is hospitalized for an extended period and submits written proof of loss long after the…Difficulty 2/5TN specific
- 143.A Tennessee producer "borrows" money from the premium account to cover office rent, planning to repay it be…Difficulty 2/5TN specific
- 144.A Tennessee producer repeatedly violates licensing provisions, and the Commissioner assesses multiple civil…Difficulty 1/5TN specific
- 145.Under Tennessee insurance law, which practice does 'rebating' describe?Difficulty 1/5TN specific
- 146.A producer in Tennessee has been cited for violations of the state's insurance licensing provisions followi…Difficulty 2/5TN specific
- 147.Upset that a rival agency won one of his clients, a Tennessee producer circulates an email to area clients …Difficulty 2/5TN specific
- 148.Under Tennessee insurance law, an insurer commits unfair discrimination when it:Difficulty 1/5TN specific
- 149.A Tennessee producer wants to sell both life insurance and property insurance. Under Tennessee's licensing …Difficulty 1/5TN specific
- 150.Under T.C.A. § 56-8-105, an insurer that misrepresents pertinent facts or insurance policy provisions to a …Difficulty 1/5TN specific