State RegulationsTN specificDifficulty 1/5
Which Tennessee statute addresses continuation of group health coverage for insureds who would otherwise lose that coverage?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
T.C.A. § 56-7-2304 is the Tennessee provision addressing continuation of group coverage. It operates alongside any federal continuation rights that may apply, giving Tennessee insureds a state-law route to keep group coverage in circumstances where it would otherwise terminate, and the Tennessee Department of Commerce & Insurance enforces the state mandate.
Why the other options are wrong
- B) T.C.A. § 56-7-2324 belongs to the school insurance provisions, not group continuation.
- C) T.C.A. § 56-7-1453 governs Medicare supplement eligibility, a different subject entirely.
- D) T.C.A. § 56-26-108 contains the standard required provisions for accident and sickness policies, such as grace period and claim rules, not the group continuation mandate.
Memory hook
Group continuation has its own state mandate alongside federal law.