State RegulationsTN specificDifficulty 2/5
Which authority supplies the required policy terms and definitions for Medicare supplement policies delivered in Tennessee?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
The Tennessee content outline maps Medicare supplement policy terms and definitions to the Tennessee Department of Commerce & Insurance rule chapter 0780-1-58, citing its definitions and policy-terms sections (Tenn. Comp. R. & Regs. 0780-1-58-.04 and 0780-1-58-.05). A producer working with Medicare supplement products should look to that state rule chapter — not to the general A&H or life statutes — for the mandated vocabulary and policy structure.
Why the other options are wrong
- A) T.C.A. § 56-26-129 provides the 10-day free look for individual accident and health policies; it does not define Medicare supplement policy terms.
- B) T.C.A. § 56-7-2307 supplies individual life policy provisions, a different product line from Medicare supplement insurance.
- C) Federal Medicare publications name the program, but the Tennessee Department of Commerce & Insurance's rule chapter 0780-1-58 is the authority for required policy terms and definitions in this state.
Memory hook
Med-supp definitions live in the rule book — 0780-1-58.