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Tennessee Insurance Regulations Practice Questions — Page 2 of 5

225 free Tennessee-specific insurance regulation questions for the Tennessee Life & Health exam — page 2.

  1. 51.A Tennessee insured applies to reinstate a lapsed individual accident and health policy and submits the req…
    Difficulty 2/5TN specific
  2. 52.A dispute arises over statements made in an application for life insurance that a Tennessee producer solici…
    Difficulty 3/5TN specific
  3. 53.Tennessee's prohibition on rebating under T.C.A. § 56-8-104 applies to which of the following types of insu…
    Difficulty 1/5TN specific
  4. 54.A producer offers to pay an applicant's first premium out of her own pocket if the applicant buys a life po…
    Difficulty 2/5TN specific
  5. 55.An insurer that issued a Tennessee annuity contract becomes insolvent. Under T.C.A. § 56-12-204, the guaran…
    Difficulty 1/5TN specific
  6. 56.When the Commissioner of the Tennessee Department of Commerce & Insurance takes disciplinary action against…
    Difficulty 2/5TN specific
  7. 57.A nonresident property and casualty producer licensed in his home state places a multi-state commercial pro…
    Difficulty 2/5TN specific
  8. 58.Under Tennessee law, how many hours of continuing education must a licensed producer complete to satisfy th…
    Difficulty 1/5TN specific
  9. 59.Under Tennessee insurance law, two competing insurers privately agree that neither will write business thro…
    Difficulty 1/5TN specific
  10. 60.When a life insurance producer knows that a proposed sale will replace an applicant's existing life insuran…
    Difficulty 1/5TN specific
  11. 61.Under T.C.A. § 56-6-102, the term 'insurance producer' refers to which of the following?
    Difficulty 1/5TN specific
  12. 62.Under Tennessee insurance law, what makes an insurer an "unauthorized insurer" with respect to business wri…
    Difficulty 1/5TN specific
  13. 63.Under Tennessee insurance law, which practice constitutes defamation?
    Difficulty 1/5TN specific
  14. 64.An insurer delivers a Medicare supplement policy in Tennessee that contains a provision expressly prohibite…
    Difficulty 2/5TN specific
  15. 65.Under T.C.A. § 56-6-102, how is a 'business entity' understood for Tennessee insurance licensing purposes?
    Difficulty 1/5TN specific
  16. 66.Which line of insurance authority must a producer hold in Tennessee before soliciting annuity contracts?
    Difficulty 1/5TN specific
  17. 67.A Tennessee insurance producer falls significantly behind on court-ordered child-support payments. What may…
    Difficulty 2/5TN specific
  18. 68.A candidate fails the Tennessee life producer examination for the first time. After how long may the candid…
    Difficulty 1/5TN specific
  19. 69.A Tennessee accident and health policy contains a provision allowing the insurer to cancel the coverage. Wh…
    Difficulty 2/5TN specific
  20. 70.Under Tennessee law, what grace period must an individual life insurance policy provide for the payment of …
    Difficulty 1/5TN specific
  21. 71.A Tennessee long-term care policy has been in force for 4 months. On what basis may the insurer contest or …
    Difficulty 1/5TN specific
  22. 72.A producer was licensed for the same lines in another state, and that license was cancelled when the produc…
    Difficulty 2/5TN specific
  23. 73.A Tennessee producer is close to losing a life insurance sale when he offers to pay the applicant's initial…
    Difficulty 2/5TN specific
  24. 74.A Tennessee licensee's licensing violation continues day after day for months, and the Commissioner counts …
    Difficulty 3/5TN specific
  25. 75.Under Tennessee insurance regulations, which authority enumerates the policy provisions that are prohibited…
    Difficulty 1/5TN specific
  26. 76.Under Tennessee insurance law, an insurance company is classified as "domestic" if it was formed under the …
    Difficulty 1/5TN specific
  27. 77.A Tennessee health insurer denies a claim, citing an exclusion its adjusters located after a thorough, prom…
    Difficulty 3/5TN specific
  28. 78.Which of the following is NOT protected by the Tennessee Life and Health Insurance Guaranty Association und…
    Difficulty 2/5TN specific
  29. 79.A group life certificate holder in Tennessee dies. Under the group required-provisions statute, up to how m…
    Difficulty 2/5TN specific
  30. 80.Under Tennessee's annuity rule, what role does documentation play in a producer's annuity recommendation?
    Difficulty 2/5TN specific
  31. 81.A Tennessee producer continues violating a licensing provision for several weeks after being ordered to sto…
    Difficulty 3/5TN specific
  32. 82.A Tennessee university arranges accident coverage for its enrolled students. Which citation identifies the …
    Difficulty 1/5TN specific
  33. 83.In a Tennessee life insurance replacement, what role does the producer play with respect to the insurer tha…
    Difficulty 2/5TN specific
  34. 84.Which of the following practices is included among Tennessee's unfair claims settlement practices?
    Difficulty 2/5TN specific
  35. 85.What is the maximum duration of a temporary producer license issued under Tennessee law?
    Difficulty 1/5TN specific
  36. 86.What does Tennessee require by way of a written examination for an applicant seeking a limited lines produc…
    Difficulty 1/5TN specific
  37. 87.A Tennessee lender tells a consumer that a personal loan will be approved only if she buys her accident and…
    Difficulty 2/5TN specific
  38. 88.A Tennessee insured suffers a covered loss and submits written proof of loss. Under the required legal acti…
    Difficulty 2/5TN specific
  39. 89.Under T.C.A. § 56-12-204, what is the maximum net cash surrender and net cash withdrawal value the Tennesse…
    Difficulty 1/5TN specific
  40. 90.Under Tennessee law, who is entitled to receive a commission or other compensation for soliciting or negoti…
    Difficulty 1/5TN specific
  41. 91.Which statement correctly states Tennessee's continuing-education requirement for licensed producers?
    Difficulty 3/5TN specific
  42. 92.Which Tennessee producer conduct does NOT violate the rebating prohibition of T.C.A. § 56-8-104?
    Difficulty 3/5TN specific
  43. 93.An individual without a Tennessee license approaches homeowners, presents life insurance options from an in…
    Difficulty 2/5TN specific
  44. 94.Under Tennessee producer licensing law, what primarily determines whether an applicant receives a resident …
    Difficulty 1/5TN specific
  45. 95.A Tennessee employer reviews its group health plan's benefit design against state mandates. Which combinati…
    Difficulty 3/5TN specific
  46. 96.A consumer tells a producer that she will need access to nearly all of her savings for a home purchase with…
    Difficulty 3/5TN specific
  47. 97.Which unfair trade practice involves misrepresenting the terms or values of an existing policy to persuade …
    Difficulty 1/5TN specific
  48. 98.Which of the following activities is exempt from Tennessee producer-licensing requirements?
    Difficulty 1/5TN specific
  49. 99.The Commissioner finds that a Tennessee producer engaged in unlawful licensing practices. Which set of enfo…
    Difficulty 2/5TN specific
  50. 100.An insured in Tennessee gives written notice of claim for a covered hospital stay. Within how many days aft…
    Difficulty 1/5TN specific