North Carolina Insurance Regulations Practice Questions — Page 5 of 9
450 free North Carolina-specific insurance regulation questions for the North Carolina Life & Health exam — page 5.
- 201.A Raleigh resident allowed an individual life policy to lapse for nonpayment three years ago. The policy wa…Difficulty 3/5NC specific
- 202.A North Carolina health insurer writes a claim-filing provision into its policies. Under G.S. 58-3-225(f), …Difficulty 2/5NC specific
- 203.Which of the following is NOT protected by the North Carolina Life and Health Insurance Guaranty Associatio…Difficulty 2/5NC specific
- 204.An insurer in North Carolina receives satisfactory proof of death, including a certified death certificate,…Difficulty 2/5NC specific
- 205.Under North Carolina law, which transaction must carry the statutory fraud warning stating that knowingly p…Difficulty 3/5NC specific
- 206.Under G.S. 58-62-21(d), what is the maximum the North Carolina Life and Health Insurance Guaranty Associati…Difficulty 1/5NC specific
- 207.A licensed North Carolina producer tells a prospect, "You really should buy this policy today — the state g…Difficulty 2/5NC specific
- 208.Under a North Carolina individual accident and health policy, an insured suffers a covered loss. Within how…Difficulty 1/5NC specific
- 209.A life insurance policy delivered in Charlotte is past due for a premium after the first. Under G.S. 58-58-…Difficulty 1/5NC specific
- 210.A North Carolina resident producer asks when her producer license will expire. Which statement correctly re…Difficulty 2/5NC specific
- 211.While selling an individual life policy in Durham, an agent tells the prospect that she does not need to wo…Difficulty 1/5NC specific
- 212.A licensed North Carolina producer dies, and her spouse wants to keep the agency operating. Under G.S. 58-3…Difficulty 3/5NC specific
- 213.A Durham hospital submits a health claim to an insurer. Under G.S. 58-3-225, within what period must the in…Difficulty 2/5NC specific
- 214.When must a North Carolina insurer deliver the Buyer's Guide and Policy Summary for a life policy that has …Difficulty 2/5NC specific
- 215.A licensed North Carolina producer dies, and the court appoints a personal representative for the estate. T…Difficulty 1/5NC specific
- 216.A person who has never held a North Carolina insurance license regularly sells accident and health policies…Difficulty 1/5NC specific
- 217.After losing eligibility for group health coverage, a North Carolina member elects the state continuation r…Difficulty 2/5NC specific
- 218.A member insurer fails, and a policyholder in Greensboro had held several life policies from that insurer. …Difficulty 1/5NC specific
- 219.Under North Carolina's small employer health insurance provisions, which employer meets the definition of a…Difficulty 2/5NC specific
- 220.A baby is born to an employee whose health plan requires an additional premium for newborn coverage. Within…Difficulty 2/5NC specific
- 221.While underwriting an accident and health application, a North Carolina insurer collects detailed personal …Difficulty 2/5NC specific
- 222.A North Carolina producer fails to complete her continuing education hours by the end of the biennial perio…Difficulty 2/5NC specific
- 223.An insurance company willfully makes a false statement in a financial statement filed under oath with the C…Difficulty 3/5NC specific
- 224.Following a hearing, the Commissioner of Insurance orders a civil penalty against a producer for a single v…Difficulty 1/5NC specific
- 225.A resident North Carolina accident and health producer must satisfy the biennial continuing education requi…Difficulty 1/5NC specific
- 226.An insurance company in North Carolina wants to disclose an applicant's personal information gathered durin…Difficulty 2/5NC specific
- 227.A North Carolina insurer receives a health claim and neither pays it, denies it, nor requests additional in…Difficulty 2/5NC specific
- 228.An insured is injured in an accident and submits a claim under an individual accident and health policy. Un…Difficulty 2/5NC specific
- 229.After a licensed North Carolina producer dies, the Commissioner issues a temporary license to the producer'…Difficulty 1/5NC specific
- 230.A North Carolina producer missed the continuing education deadline and faces license lapse. Rather than all…Difficulty 1/5NC specific
- 231.A person in North Carolina uses materially false statements to obtain money in connection with an insurance…Difficulty 1/5NC specific
- 232.A North Carolina producer just completed a continuing education course. Under 11 NCAC 6A .0802(e),(f),(g), …Difficulty 2/5NC specific
- 233.Under G.S. 58-1-5, an arrangement in which one party undertakes to indemnify another against loss, damage, …Difficulty 1/5NC specific
- 234.A Raleigh resident pays the premium on her individual health insurance policy monthly and misses the due da…Difficulty 2/5NC specific
- 235.An officer of an insurance company willfully makes a false statement in the company's financial statement f…Difficulty 3/5NC specific
- 236.A resident North Carolina producer fails to complete the required continuing education by the end of the co…Difficulty 2/5NC specific
- 237.A North Carolina insurance company willfully makes a false statement in a financial statement that is requi…Difficulty 3/5NC specific
- 238.The North Carolina Department of Insurance receives a complaint that a Greensboro insurer sold policyholder…Difficulty 1/5NC specific
- 239.A business owner in Charlotte purchases a life insurance policy on a key employee. Under North Carolina com…Difficulty 2/5NC specific
- 240.Which of the following transactions is a viatical settlement under North Carolina insurance law?Difficulty 2/5NC specific
- 241.A candidate preparing for the North Carolina Accident and Health examination asks how many hours of prelice…Difficulty 1/5NC specific
- 242.A covered employee had heart disease that was fully covered under his employer's group health policy. After…Difficulty 3/5NC specific
- 243.An individual accident and health policy sold in Raleigh has premiums payable monthly. The policyowner miss…Difficulty 2/5NC specific
- 244.An employer sponsors a payroll-deduction non-group health policy for its workers and fails to remit the pre…Difficulty 1/5NC specific
- 245.An insurer collects detailed personal and health information while underwriting an application in North Car…Difficulty 2/5NC specific
- 246.A North Carolina producer offers to give an applicant a portion of her own commission as an inducement to p…Difficulty 2/5NC specific
- 247.A resident North Carolina producer asks how many insurance continuing education credit hours (ICECs) she mu…Difficulty 1/5NC specific
- 248.A North Carolina resident owns an individual accident and health policy with premiums payable monthly. The …Difficulty 1/5NC specific
- 249.A licensing-prep school advertises that North Carolina requires every Life examination candidate to complet…Difficulty 2/5NC specific
- 250.An applicant who received medical care shortly before applying is issued an individual health policy contai…Difficulty 3/5NC specific