A resident North Carolina accident and health producer must complete how many continuing education credit hours each biennial compliance period, and how many of those hours must be in ethics?

Why A is correct

Under 11 NCAC 6A .0802(a) together with G.S. 58-33-130, each producer must complete 24 ICECs of continuing education in every biennial compliance period, and 3 of those credit hours must be specifically in ethics. The ethics requirement applies across license lines including life, accident and health, and adjuster licensees, and courses may not be repeated for credit within the same biennial period.

Why the other options are wrong

• B) 15 hours is a lower continuing education figure used in other jurisdictions; North Carolina requires 24.
• C) Only 3 of the 24 hours must be ethics — the remaining 21 hours may be any approved continuing education coursework.
• D) 30 hours overstates the requirement; the statutory and regulatory total is 24 ICECs per biennial period.

Memory hook

24 every two years, and 3 of them must be ethics.

Why A is correct

Under 11 NCAC 6A .0802(a) and G.S. 58-33-130(d), a North Carolina producer must complete 24 ICECs of continuing education in each biennial compliance period, and 3 of those hours must be ethics courses. The requirement applies to life, accident and health, and other producer licensees in every biennial period.

Why the other options are wrong

• B is wrong because 15 credit hours is the requirement of other jurisdictions, not North Carolina; NC requires 24 ICECs.
• C is wrong because the ethics component is 3 hours per biennial period, not 10.
• D is wrong because the total is 24 credit hours, not 30.

Memory hook

NC CE: 24 total, 3 ethics, every biennium.

Why C is correct

Under 11 NCAC 6A .0802(h), a nonresident licensee who satisfies the continuing education requirements of her home state satisfies North Carolina's CE requirement as well. The reciprocal treatment applies on top of the resident framework of 24 ICECs per biennial period under 11 NCAC 6A .0802(a) and G.S. 58-33-130.

Why the other options are wrong

• A) Nonresidents are not stacked onto the resident 24-ICEC requirement; home-state satisfaction is honored under 11 NCAC 6A .0802(h).
• B) No extra North Carolina ethics hours are required of a nonresident who has met her home state's CE requirements.
• D) CE compliance never requires retaking the licensing examination; the examination is a licensure requirement, not a CE remedy.

Memory hook

Home-state hours count — North Carolina accepts them.