Florida Insurance Regulations Practice Questions — Page 8 of 12
600 free Florida-specific insurance regulation questions for the Florida Life & Health exam — page 8.
- 351.An agent receives repeated written requests from DFS for records in an investigation of a complaint and sim…Difficulty 2/5FL specific
- 352.In Florida insurance terminology, the insurer in a policy is best described as:Difficulty 1/5FL specific
- 353.As part of the Florida insurance license application, the background check requirement generally calls for:Difficulty 2/5FL specific
- 354.A Florida agent has held no appointment with any insurer - affiliated or unaffiliated - for 48 consecutive …Difficulty 2/5FL specific
- 355.A Florida LTC policyowner can no longer move safely from her bed to a chair without another person's help. …Difficulty 2/5FL specific
- 356.Under Florida long-term care terminology, severe cognitive impairment as a benefit trigger is best describe…Difficulty 1/5FL specific
- 357.For purposes of premium accountability under Florida law, the insurer is considered to have received a prem…Difficulty 1/5FL specific
- 358.Which statement about eligibility requirements for Florida group life insurance is correct?Difficulty 2/5FL specific
- 359.In Florida health coverage terminology, a dread disease policy is best described as:Difficulty 1/5FL specific
- 360.A Florida insured wants his life insurance death benefit to receive the strongest protection from his own c…Difficulty 2/5FL specific
- 361.What must a Florida group life insurer provide to each covered employee?Difficulty 1/5FL specific
- 362.In an insurance transaction, whom does a Florida agent legally represent when soliciting an application?Difficulty 1/5FL specific
- 363.A Florida agent is accused of converting a customer's premium funds for personal use. Which authority suspe…Difficulty 3/5FL specific
- 364.A Florida insured dies with large unpaid business debts. Before paying the death claim, the insurer receive…Difficulty 2/5FL specific
- 365.A Florida agent holds an active life license but wants to begin selling for an insurer she has never repres…Difficulty 2/5FL specific
- 366.Which practice is required of a Florida agent whose client is replacing an existing Medicare supplement pol…Difficulty 2/5FL specific
- 367.A Florida license applicant was convicted of a misdemeanor in the past. What is the applicant's obligation …Difficulty 2/5FL specific
- 368.Under Florida law, what does the term 'insurance transaction' include?Difficulty 1/5FL specific
- 369.In a Florida long-term care policy, covered services are considered medically necessary or appropriate when…Difficulty 1/5FL specific
- 370.Under Florida's replacement rules, when may a replacing insurer discard records of a replacement transaction?Difficulty 3/5FL specific
- 371.Which statement by a Florida agent to a Medicare supplement applicant is prohibited misrepresentation?Difficulty 2/5FL specific
- 372.What must the sponsor of a grandfathered group health plan do in order to claim and preserve the plan's gra…Difficulty 1/5FL specific
- 373.The CFO serves a cease-and-desist order on a Florida insurance agent, and the agent continues the prohibite…Difficulty 1/5FL specific
- 374.Before marketing a new long-term care policy in Florida, an insurer must have which of the following in place?Difficulty 2/5FL specific
- 375.A Florida agent knowingly misstates the values and terms of a policyowner's existing life policy to persuad…Difficulty 2/5FL specific
- 376.A Miami resident asks why she must complete a license application, background review, and examination befor…Difficulty 2/5FL specific
- 377.Two insurers apply for Florida certificates of authority: one is incorporated in Toronto, and the other is …Difficulty 3/5FL specific
- 378.What is the effect of an absolute assignment of a Florida life policy?Difficulty 1/5FL specific
- 379.A consumer enrolled in a Medicare Advantage plan asks a Florida agent to sell her a Medicare supplement pol…Difficulty 3/5FL specific
- 380.How does a Florida insurance agent's appointment renewal cycle work, and who pays the renewal fee?Difficulty 2/5FL specific
- 381.What is the primary purpose of the standard policy provisions that Chapter 627, Florida Statutes, requires …Difficulty 1/5FL specific
- 382.A Florida agent sponsors tables at charity events where prospective clients gather. What does Florida law a…Difficulty 1/5FL specific
- 383.Which of the following is a standard nonforfeiture option for a Florida life policyowner who stops paying p…Difficulty 1/5FL specific
- 384.What distinguishes a mutual insurance company from a stock insurance company under Florida law?Difficulty 1/5FL specific
- 385.Which statement about investigations by the Office of Insurance Regulation is correct?Difficulty 1/5FL specific
- 386.A Florida HMO member needs to see a dermatologist. Under the typical HMO model, the member:Difficulty 2/5FL specific
- 387.Which event gives a covered employee and the covered dependents a right to continued group health coverage …Difficulty 2/5FL specific
- 388.A Tampa agent holds a valid life and health license but no appointment from Insurer X, which asks the agent…Difficulty 3/5FL specific
- 389.A Florida Medicare supplement advertisement claims Medicare 'no longer pays anything for hospital care' — a…Difficulty 2/5FL specific
- 390.A Florida entrepreneur forms a club whose only real purpose is to let members buy group life insurance chea…Difficulty 2/5FL specific
- 391.A Florida-domiciled insurer is declared insolvent. Who is appointed to take control of its assets and manag…Difficulty 2/5FL specific
- 392.Under Fla. Stat. 626.9541(1)(i)3.e, within 30 days after receiving a completed proof of loss, an insurer mustDifficulty 1/5FL specific
- 393.What is the primary purpose of long-term care insurance in Florida?Difficulty 1/5FL specific
- 394.What is the purpose of an outline of coverage in Florida health insurance?Difficulty 1/5FL specific
- 395.A Florida agent forges a policyholder's signature on an application. Under Fla. Stat. 626.9541(1)(ee), how …Difficulty 3/5FL specific
- 396.A long-term care policy issued in Florida contains a preexisting condition exclusion. Under Fla. Stat. 627.…Difficulty 2/5FL specific
- 397.During one calendar year, a Florida agent gives a prospective insured an advertising gift valued at $100 an…Difficulty 2/5FL specific
- 398.A Florida agent's appointment with Insurer A ends when she begins representing Insurer B, an unaffiliated c…Difficulty 2/5FL specific
- 399.Under a Florida group life plan, what does each covered employee receive as evidence of his or her coverage?Difficulty 1/5FL specific
- 400.A Florida producer is asked to evaluate several organizations that want to purchase group life coverage. On…Difficulty 1/5FL specific