Florida Insurance Regulations Practice Questions — Page 7 of 12
600 free Florida-specific insurance regulation questions for the Florida Life & Health exam — page 7.
- 301.Because the Department of Financial Services sends licensing and appointment notices to the licensee's addr…Difficulty 2/5FL specific
- 302.A Florida agent tells a senior that her current Medicare supplement policy 'is being discontinued and will …Difficulty 2/5FL specific
- 303.An applicant for a Florida health policy is told by the agent that the insurer will issue the base policy o…Difficulty 2/5FL specific
- 304.Under Florida law, when does a licensed agent act in a fiduciary capacity?Difficulty 1/5FL specific
- 305.In Florida group health insurance, what is a certificate of coverage?Difficulty 1/5FL specific
- 306.Which of the following is an insurance contract under Florida law?Difficulty 1/5FL specific
- 307.A Florida life insurer drafts a policy containing an incontestability provision that gives the insurer more…Difficulty 2/5FL specific
- 308.A Florida agent's appointment with an insurer runs on what cycle, and when does it expire?Difficulty 1/5FL specific
- 309.Which statement about assignment of group life coverage in Florida is correct?Difficulty 3/5FL specific
- 310.Tom's group life coverage ended when he left his Tampa employer. He dies during the conversion period witho…Difficulty 3/5FL specific
- 311.A Florida agent tells a business owner, 'Buy the group health plan through me and I will apply 10% of my co…Difficulty 2/5FL specific
- 312.Under Florida law, a long-term care insurance policy may not impose an elimination (waiting) period longer …Difficulty 1/5FL specific
- 313.A Florida small employer applies for group health coverage, and one of its employees has a serious preexist…Difficulty 2/5FL specific
- 314.During a sales presentation in Orlando, an agent assures a prospect: 'Buy from this company - even if it ev…Difficulty 2/5FL specific
- 315.To attract clients, a Florida agent plans to give every prospective insured who attends her seminar a $250 …Difficulty 1/5FL specific
- 316.A Florida insurer markets its small employer plans only to businesses with young, healthy workforces and av…Difficulty 2/5FL specific
- 317.A Florida professional association formed years ago to provide continuing education now wants to add group …Difficulty 2/5FL specific
- 318.Jorge leaves his Tampa employer, and his group life coverage terminates. What can he do under Florida law?Difficulty 1/5FL specific
- 319.To have a reasonable basis for an annuity recommendation in Florida, what must the agent make reasonable ef…Difficulty 2/5FL specific
- 320.Under Fla. Stat. 631.717(12), the Florida Life & Health Insurance Guaranty Association's per-person limit f…Difficulty 1/5FL specific
- 321.A Florida employee pays the premium for her group health policy on a monthly basis. If a premium is not pai…Difficulty 2/5FL specific
- 322.How long is the Medicare supplement open enrollment period in Florida for a person who is 65 or older and e…Difficulty 1/5FL specific
- 323.A Tampa life agent has already given an insured a $100 advertising calendar gift this calendar year and now…Difficulty 2/5FL specific
- 324.A consumer finance company repeatedly violates Florida lending law. Which agency action may the Office of F…Difficulty 2/5FL specific
- 325.A Florida producer meets with a consumer, discusses the consumer's coverage needs, and completes an applica…Difficulty 2/5FL specific
- 326.A Florida health insurer decides not to renew an individual health policy at its expiration date. Which sta…Difficulty 3/5FL specific
- 327.All of the following statements about Florida's standard life policy provisions are true EXCEPT:Difficulty 2/5FL specific
- 328.Which of the following may a Florida Medicare supplement policy lawfully exclude?Difficulty 2/5FL specific
- 329.Which statement about the Florida Department of Financial Services' Division of Consumer Services is correct?Difficulty 2/5FL specific
- 330.A Jacksonville couple purchases a long-term care insurance policy. For how long after delivery may they ret…Difficulty 2/5FL specific
- 331.Which statement about variable life contracts and Fla. Stat. 626.99 is correct?Difficulty 3/5FL specific
- 332.A Florida consumer wants a health plan that treats every licensed provider the same, with no network tier r…Difficulty 3/5FL specific
- 333.A Miami policyholder's claim is delayed, and the policyholder knows the insurer has reinsured the risk. Und…Difficulty 3/5FL specific
- 334.At a community event, a Florida agent tells prospects that a competing insurer 'is on the verge of insolven…Difficulty 2/5FL specific
- 335.What is the primary purpose of the coordination-of-benefits provisions found in Florida group health policies?Difficulty 1/5FL specific
- 336.What does the Medicare supplement outline of coverage show the Florida applicant?Difficulty 1/5FL specific
- 337.When a licensed Florida agent solicits and delivers a policy, whom does the agent legally represent?Difficulty 2/5FL specific
- 338.A client of a licensed Tampa insurance agent wants to complain about misleading statements made by her stat…Difficulty 2/5FL specific
- 339.How can a Florida agent or a consumer verify which insurers currently appoint the agent?Difficulty 1/5FL specific
- 340.The Buyer's Guide that accompanies a Florida life insurance solicitation is best described as:Difficulty 1/5FL specific
- 341.What distinguishes hospice care within a Florida long-term care policy from other covered care?Difficulty 2/5FL specific
- 342.After converting her Florida group life coverage to an individual policy, who is responsible for paying the…Difficulty 2/5FL specific
- 343.How long must the replacing insurer keep the records of a Florida replacement transaction?Difficulty 2/5FL specific
- 344.Which is a required provision of a Florida blanket health policy?Difficulty 1/5FL specific
- 345.Under Florida law, when does a life insurer's obligation to settle a death claim arise?Difficulty 1/5FL specific
- 346.Under Fla. Stat. 624.4211, in lieu of revoking an insurer's certificate of authority, what administrative p…Difficulty 1/5FL specific
- 347.A Miami agent is approached by a new insurer seeking representation. How can the agent confirm that the ins…Difficulty 2/5FL specific
- 348.What is the maximum elimination period a Florida long-term care policy may impose?Difficulty 1/5FL specific
- 349.An agent renews her Florida insurance license after 6 years in the business and reviews the continuing educ…Difficulty 1/5FL specific
- 350.Once funds have been delivered to Florida as unclaimed property, the rightful owner:Difficulty 2/5FL specific