Florida Insurance Regulations Practice Questions — Page 2 of 12
600 free Florida-specific insurance regulation questions for the Florida Life & Health exam — page 2.
- 51.Which of the following comparisons with a competitor is lawful in Florida rather than defamation?Difficulty 2/5FL specific
- 52.In a Florida replacement transaction, the prospective insured asks the replacing insurer for the Comparativ…Difficulty 2/5FL specific
- 53.A Florida trade association wants to arrange health coverage for its members through a licensed insurer. Ho…Difficulty 2/5FL specific
- 54.Several Florida employers want to pool together to insure their employees under one group life arrangement …Difficulty 2/5FL specific
- 55.Besides the signed replacement statement, what must accompany a replacement application that a Florida agen…Difficulty 2/5FL specific
- 56.A Florida agent forges a policyholder's signature on an insurance application. Under Florida law, this act is:Difficulty 2/5FL specific
- 57.Which statement about a Florida group life insurance arrangement is correct?Difficulty 1/5FL specific
- 58.A Florida life insurer has issued large policies and wants to reduce its exposure to the mortality risk on …Difficulty 2/5FL specific
- 59.A Florida employer wants its group health plan to retain grandfathered status. Which of the following chang…Difficulty 2/5FL specific
- 60.Which statement correctly distinguishes an agent's license from an insurer's certificate of authority?Difficulty 3/5FL specific
- 61.In a Florida replacement transaction, the applicant asks the replacing insurer for the Comparative Informat…Difficulty 2/5FL specific
- 62.A Florida agent takes a completed life insurance application from a client. What must the agent do with it?Difficulty 2/5FL specific
- 63.To establish defamation in the insurance context under Florida law, the essential elements includeDifficulty 1/5FL specific
- 64.A Florida life agent has been licensed for 4 years. How much continuing education must she complete each 2-…Difficulty 2/5FL specific
- 65.Under Fla. Stat. 626.381(1),(4) and F.A.C. 69B-211.004, a Florida agent's appointment runs on a 24-month cy…Difficulty 1/5FL specific
- 66.Which statement correctly distinguishes nonforfeiture options from settlement options in a Florida life pol…Difficulty 3/5FL specific
- 67.In the fiduciary relationship created by handling insurance funds, a Florida agent owes duties of loyalty a…Difficulty 3/5FL specific
- 68.A mortgage lender in Jacksonville tells a loan applicant that her loan will be denied unless she buys a lif…Difficulty 2/5FL specific
- 69.A replacing insurer in Florida receives Form OIR-B2-312 with a new application. Under F.A.C. 69B-151.007, h…Difficulty 1/5FL specific
- 70.During a Florida replacement transaction, what must the agent do with the replacement statement?Difficulty 2/5FL specific
- 71.A certificate of authority in Florida insurance regulation is:Difficulty 1/5FL specific
- 72.An agent collects an annual premium on a life policy and, before remitting anything, deducts the full first…Difficulty 2/5FL specific
- 73.How is the amount of dependent life coverage under a Florida group life plan typically set?Difficulty 1/5FL specific
- 74.A Tampa business owner assigns her individual life policy to her bank as collateral for a business loan. If…Difficulty 2/5FL specific
- 75.To reassure a hesitant prospect, a Florida agent says: 'Buy this long-term care policy; even if the company…Difficulty 2/5FL specific
- 76.Which statement correctly distinguishes home health care from home care under Florida long-term care termin…Difficulty 3/5FL specific
- 77.A Florida agent markets Medicare supplement policies in a subsidized housing complex whose residents are la…Difficulty 2/5FL specific
- 78.A Tampa policyowner misses her life policy's premium due date but pays within the 30-day grace period. What…Difficulty 2/5FL specific
- 79.Which statement about the individual policy issued upon conversion from a Florida group health plan is corr…Difficulty 2/5FL specific
- 80.Which statement about Florida group life conversion rights is correct?Difficulty 3/5FL specific
- 81.An insurance company is owned by investors who hold shares of the company and may receive a portion of its …Difficulty 1/5FL specific
- 82.Which element is essential to an insurance contract under Florida law?Difficulty 2/5FL specific
- 83.The Office of Financial Regulation's regulatory jurisdiction includes all of the following EXCEPT:Difficulty 2/5FL specific
- 84.Where can a covered employee find the terms of his conversion rights under a Florida group life plan?Difficulty 1/5FL specific
- 85.A Florida insurer denies a health claim after only a cursory file review, without interviewing the treating…Difficulty 2/5FL specific
- 86.To avoid committing sliding when offering an optional ancillary product alongside a policy, a Florida agent…Difficulty 2/5FL specific
- 87.An insurer that was organized under the laws of a country outside the United States wants to write coverage…Difficulty 1/5FL specific
- 88.Under Florida's standard provisions for individual life contracts, what is the purpose of the protection of…Difficulty 1/5FL specific
- 89.A consumer needs help understanding a life insurance policy and wants to complain about an agent's conduct.…Difficulty 1/5FL specific
- 90.Which statement about recordkeeping duties in replacement transactions is correct?Difficulty 2/5FL specific
- 91.Under Florida law, a carrier offering health coverage in the small employer market must make available:Difficulty 1/5FL specific
- 92.Which statement correctly describes when the free-look period runs for a Florida Medicare supplement policy?Difficulty 3/5FL specific
- 93.A Florida small employer renews its group health plan and the carrier explains how future premiums may be a…Difficulty 2/5FL specific
- 94.A consumer with a preexisting heart condition applies for a NON-grandfathered individual health policy in F…Difficulty 1/5FL specific
- 95.What must a Florida license applicant submit so the Department of Financial Services can complete the requi…Difficulty 1/5FL specific
- 96.What information does the Policy Summary give a Florida life insurance applicant that the Buyer's Guide doe…Difficulty 1/5FL specific
- 97.The Division of State Fire Marshal, which investigates fires and suspected arson in Florida, is part of whi…Difficulty 1/5FL specific
- 98.The Florida Long-Term Care Partnership Program is best described as a program that:Difficulty 1/5FL specific
- 99.A Florida civic organization pays the premium for its blanket health policy on an annual basis. If a due pr…Difficulty 2/5FL specific
- 100.Which Florida office regulates state-chartered banks, consumer finance companies, and the securities industry?Difficulty 1/5FL specific