Florida Insurance Regulations Practice Questions — Page 12 of 12
600 free Florida-specific insurance regulation questions for the Florida Life & Health exam — page 12.
- 551.An insured's family member needs a supervised setting that provides health, social, and support services du…Difficulty 1/5FL specific
- 552.To pass the Florida life and health agent examination, an applicant must score:Difficulty 1/5FL specific
- 553.Under a Florida group life plan, who chooses the beneficiary of an employee's life coverage?Difficulty 1/5FL specific
- 554.Who can change the terms of a Florida group life master policy?Difficulty 2/5FL specific
- 555.DFS learns that a Miami man has been soliciting annuity contracts without ever holding an insurance license…Difficulty 2/5FL specific
- 556.A Florida agent is counseling a client whose divorce will be final next month. The client's ex-spouse is st…Difficulty 2/5FL specific
- 557.Under a Florida group life plan, who typically pays the premium for dependent life coverage?Difficulty 1/5FL specific
- 558.A Florida family cares for an insured relative at home but needs a supervised daytime program providing hea…Difficulty 2/5FL specific
- 559.A Florida agent honestly compares a client's existing policy with a proposed new policy, uses the comparati…Difficulty 3/5FL specific
- 560.When a Florida agent sells a fixed annuity, what refund right must the contract give the buyer?Difficulty 2/5FL specific
- 561.The Office of Insurance Regulation (OIR) is responsible for regulatingDifficulty 1/5FL specific
- 562.Which of the following is a general power of the Florida Department of Financial Services?Difficulty 2/5FL specific
- 563.Does a variable life policy sold in Florida fall under the same 14-day Buyer's Guide refund condition as or…Difficulty 3/5FL specific
- 564.Which statement best describes custodial care in a Florida long-term care policy?Difficulty 1/5FL specific
- 565.A corporation wants to open an office in Tampa that will employ licensed agents to sell life and health ins…Difficulty 2/5FL specific
- 566.Carlos named his wife Elena as beneficiary of his Florida life policy. They later divorced, and Carlos died…Difficulty 1/5FL specific
- 567.A Florida employee leaves her job and exercises her group life conversion right. What does she receive?Difficulty 1/5FL specific
- 568.A Florida insurer wants to issue a newly designed life insurance policy in Jacksonville. What must happen f…Difficulty 2/5FL specific
- 569.An insured in a Florida nursing facility no longer needs continuous daily nursing attention but still recei…Difficulty 2/5FL specific
- 570.Under a Florida employer's group life plan that offers dependent coverage, whom may the employee typically …Difficulty 1/5FL specific
- 571.Before the Department of Financial Services may suspend or revoke an agent's license for cause, what must t…Difficulty 2/5FL specific
- 572.In a Florida replacement transaction, within what time must the replacing insurer mail the Comparative Info…Difficulty 1/5FL specific
- 573.To discourage a competitor's client, a Florida agent tells a policyowner that her current insurer can cance…Difficulty 2/5FL specific
- 574.An insured has held a Florida long-term care policy for several years. Because the insured has grown older …Difficulty 2/5FL specific
- 575.Which statement about the effect of divorce on Florida life insurance beneficiary designations is correct?Difficulty 3/5FL specific
- 576.Under current Florida law, twisting is a first-degree misdemeanor, and a violation carries a fine ofDifficulty 1/5FL specific
- 577.A Florida agent induces a policyholder to drop an existing policy by misrepresenting its terms, causing the…Difficulty 1/5FL specific
- 578.Which statement correctly describes the grace period that a Florida annuity contract must provide under Fla…Difficulty 1/5FL specific
- 579.Which office investigates suspected securities fraud and violations of Florida securities law?Difficulty 1/5FL specific
- 580.A Florida insurer that issued long-term care policies becomes insolvent and is placed in liquidation. Under…Difficulty 2/5FL specific
- 581.A life insurance applicant answers every question on the application truthfully but deliberately fails to m…Difficulty 3/5FL specific
- 582.A Florida entity wants to operate as a prepaid (limited) health service organization, contracting to provid…Difficulty 2/5FL specific
- 583.A Florida applicant has completed separate life-only and health-only prelicensing coursework. Which alterna…Difficulty 3/5FL specific
- 584.Under a Florida group health plan's coordination-of-benefits provision, how does the secondary plan pay a c…Difficulty 2/5FL specific
- 585.The Florida Healthy Kids Corporation is best described as:Difficulty 1/5FL specific
- 586.A Florida agent represents several unaffiliated insurers. Her bookkeeper asks whether premiums collected fo…Difficulty 3/5FL specific
- 587.A Florida agent sells a fixed annuity to a consumer. What refund right and disclosure must the contract inc…Difficulty 3/5FL specific
- 588.Which group of Florida residents under age 65 also receives a Medicare supplement open enrollment period?Difficulty 1/5FL specific
- 589.Why do Florida noncontributory employee life plans generally require that all eligible employees be enrolled?Difficulty 2/5FL specific
- 590.While investigating a complaint against a securities firm, the Office of Financial Regulation needs the fir…Difficulty 2/5FL specific
- 591.A woman lived in Florida for many years, then moved to Georgia. Her life insurer is later declared insolven…Difficulty 2/5FL specific
- 592.Which of the following correctly pairs a product with its Florida right of return or refund?Difficulty 3/5FL specific
- 593.Which of the following transactions is exempt from Florida's replacement notice requirements under Fla. Sta…Difficulty 3/5FL specific
- 594.A Florida agent tells an applicant that, in addition to the premium, a $50 'policy processing fee' must be …Difficulty 2/5FL specific
- 595.Under Florida law, unfair discrimination by an insurer meansDifficulty 1/5FL specific
- 596.A carrier selling small employer coverage in Tampa refuses to make its plans available to a qualified small…Difficulty 2/5FL specific
- 597.An insured in Florida is diagnosed with a terminal condition and elects a care program that focuses on comf…Difficulty 1/5FL specific
- 598.An employee's age was misstated when his Florida group life coverage took effect, and he dies while insured…Difficulty 2/5FL specific
- 599.In a Florida long-term care policy, which statement best describes skilled care?Difficulty 1/5FL specific
- 600.Which of the following is a nonforfeiture option available to a Florida life policyowner whose policy has b…Difficulty 1/5FL specific