State RegulationsFL specificDifficulty 1/5
Under current Florida law, twisting is a first-degree misdemeanor, and a violation carries a fine of
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Fla. Stat. 626.9541(1)(l),(aa), twisting and churning are first-degree misdemeanors carrying fines of up to $12,500 for a nonwillful violation and up to $187,500 when the violation is willful and accompanied by fraud. These are current-law amounts: chapter 2023-172 raised these from $5,000/$40,000 to $12,500/$100,000, so older textbook figures no longer state Florida law.
Why the other options are wrong
- A) The $5,000/$40,000 figures are pre-2023 values; chapter 2023-172 superseded them, and they cannot be the correct answer.
- C) A $50,000 ceiling applies to violating a cease-and-desist order, and revocation is discretionary rather than automatic.
- D) $100,000 and $500,000 are current willful ceilings (per violation and same-action aggregate against an insurer), not the twisting fine pair.
Memory hook
Twist and churn: misdemeanor, $12.5K plain, $187.5K with fraud.