State RegulationsFL specificDifficulty 1/5
The Florida Healthy Kids Corporation is best described as:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Florida law, the Florida Healthy Kids Corporation operates as a public-private initiative providing health coverage to uninsured children, functioning as part of the state's KidCare effort. Agents who market Healthy Kids coverage remain subject to Department of Financial Services licensing and market conduct oversight, so the program is neither an insurer liquidation fund nor a senior-only HMO.
Why the other options are wrong
- B) Healthy Kids serves children, not seniors, and it is not a senior-only HMO.
- C) The fund that stands behind insolvent insurers is the guaranty association, not Healthy Kids.
- D) School sports accident coverage is not the program's function; Healthy Kids provides broad health coverage for uninsured children.
Memory hook
Healthy Kids = coverage for uninsured children.