Arizona Insurance Regulations Practice Questions — Page 8 of 9
450 free Arizona-specific insurance regulation questions for the Arizona Life & Health exam — page 8.
- 351.A 70-year-old Mesa resident buys an annuity, and the contract is delivered on the first of the month. On da…Difficulty 2/5AZ specific
- 352.A newly appointed Arizona producer receives an annuity application from a client on Monday and plans to com…Difficulty 2/5AZ specific
- 353.A 60-year-old Tucson contract holder returns an annuity 15 days after delivery and demands a refund. Under …Difficulty 2/5AZ specific
- 354.Frustrated by a slow health claim, an insured who filed written proof of loss wants to sue right away. Unde…Difficulty 1/5AZ specific
- 355.An Arizona health policy pays loss-of-time benefits for a disability expected to last more than 2 years. Be…Difficulty 2/5AZ specific
- 356.What is the license fee for an Arizona insurance producer license?Difficulty 1/5AZ specific
- 357.How many continuing education credit hours must an Arizona producer complete per four-year license term, an…Difficulty 1/5AZ specific
- 358.What restriction does Arizona law place on a producer using an assumed business name that has not been regi…Difficulty 2/5AZ specific
- 359.Under Arizona law, which entity must report suspected fraudulent claims to the insurance fraud unit operate…Difficulty 1/5AZ specific
- 360.An individual health policy delivered in Mesa is paid on a quarterly premium mode. Under A.R.S. 20-1347, wh…Difficulty 2/5AZ specific
- 361.Under 18 USC 1033, a person convicted of a felony involving dishonesty or a breach of trust:Difficulty 1/5AZ specific
- 362.Which of the following is permitted under Arizona's rebating rules for life and disability insurance?Difficulty 3/5AZ specific
- 363.Which sequence best describes the Arizona individual health claim timeline created by A.R.S. 20-1349, 20-13…Difficulty 3/5AZ specific
- 364.A nonresident producer maintains her Arizona license while living and being licensed in her home state, whe…Difficulty 2/5AZ specific
- 365.An insured's age was misstated in the application for an Arizona life policy. Under A.R.S. 20-1206, how is …Difficulty 1/5AZ specific
- 366.A policyholder in Phoenix named his spouse as beneficiary under a health policy and made the designation ir…Difficulty 2/5AZ specific
- 367.Under A.R.S. 20-1348, when does a lapsed individual health policy become reinstated if the insurer issued a…Difficulty 1/5AZ specific
- 368.A.R.S. 20-281 defines negotiating insurance. Which activity falls within that definition?Difficulty 1/5AZ specific
- 369.An Arizona life settlement provider pays a producer a referral fee for sending the names of potential settl…Difficulty 2/5AZ specific
- 370.A flexible-premium variable life policyholder in Tucson stops paying premiums. Under A.R.S. 20-2604, the gr…Difficulty 2/5AZ specific
- 371.What fee applies to obtain life settlement broker authority in Arizona when the applicant is a newly licens…Difficulty 1/5AZ specific
- 372.Under A.R.S. 20-1342(B), what minimum hospital stay after a cesarean section must an Arizona health policy …Difficulty 1/5AZ specific
- 373.Under A.R.S. 20-1233, an Arizona annuity contract holder who is age 65 or older on the date of application …Difficulty 1/5AZ specific
- 374.Under A.R.S. 20-447, making false entries in an insurer's books and records is:Difficulty 1/5AZ specific
- 375.A health policy delivered in Scottsdale limits the hospital stay after a normal vaginal delivery to a perio…Difficulty 2/5AZ specific
- 376.A Scottsdale investor offers to pay an elderly Arizona resident a fee if she applies for a new life insuran…Difficulty 2/5AZ specific
- 377.A life settlement provider in Arizona wants to share an applicant's medical records with a potential fundin…Difficulty 2/5AZ specific
- 378.A Mesa resident's life policy lapsed more than three years ago for premium default. He wants the same polic…Difficulty 3/5AZ specific
- 379.Under Arizona insurance law, how is a business entity defined for producer licensing purposes?Difficulty 1/5AZ specific
- 380.An insured files written proof of loss on an Arizona health claim and sues the insurer 45 days later. A sec…Difficulty 2/5AZ specific
- 381.Under A.R.S. 20-1350, once an insurer receives notice of a health claim, what is the deadline for furnishin…Difficulty 1/5AZ specific
- 382.An Arizona producer is reviewing solicitation rules. Which statement correctly pairs Arizona's do-not-call …Difficulty 3/5AZ specific
- 383.An Arizona producer renews her license. Under A.R.S. 20-285, how long is the renewal term and when does it …Difficulty 2/5AZ specific
- 384.An individual health policy is paid for with weekly premiums. Under A.R.S. 20-1347, what minimum grace peri…Difficulty 1/5AZ specific
- 385.An Arizona adjuster repeatedly tells claimants that their policies contain a coordination-of-benefits claus…Difficulty 2/5AZ specific
- 386.A Gilbert producer completes 60 continuing education credit hours halfway through her 4-year license term, …Difficulty 2/5AZ specific
- 387.Under A.R.S. 20-1346, what is the effect of the 2-year time limit on certain defenses in an individual heal…Difficulty 2/5AZ specific
- 388.After an Arizona individual health policy is reinstated with a conditional receipt, how does A.R.S. 20-1348…Difficulty 2/5AZ specific
- 389.The fresh contestable window following reinstatement of an Arizona life policy has run. The insurer now lea…Difficulty 3/5AZ specific
- 390.Under Arizona insurance law, insurance may be sold through vending machines:Difficulty 2/5AZ specific
- 391.What scaled score does an applicant need to pass an Arizona insurance producer licensing examination?Difficulty 1/5AZ specific
- 392.Under A.R.S. 20-1207, a participating life insurer in Arizona must begin apportioning divisible surplus div…Difficulty 1/5AZ specific
- 393.An Arizona resident signs an annuity application two weeks before her 65th birthday, and the contract is de…Difficulty 2/5AZ specific
- 394.An out-of-state insurer plans to enter the Arizona market. Before transacting insurance business, what must…Difficulty 1/5AZ specific
- 395.In addition to civil penalties under A.R.S. 20-295(F), what additional remedy may the Director order agains…Difficulty 2/5AZ specific
- 396.Two co-owners of a Mesa company want to insure each other's lives to fund a buy-sell agreement. Under A.R.S…Difficulty 2/5AZ specific
- 397.Under A.R.S. 20-1345, what documents make up the entire contract of an individual health policy?Difficulty 1/5AZ specific
- 398.Before an application is even submitted, a Chandler producer promises a prospect a complimentary television…Difficulty 2/5AZ specific
- 399.Under A.R.S. 20-295(F), what is the maximum civil penalty the Director may impose on a producer for a singl…Difficulty 1/5AZ specific
- 400.Which statement correctly pairs the two time limits that A.R.S. 20-1355 places on legal actions under an in…Difficulty 3/5AZ specific