State RegulationsAZ specificDifficulty 3/5
Which sequence best describes the Arizona individual health claim timeline created by A.R.S. 20-1349, 20-1350, 20-1351, and 20-1355?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Arizona claim sequence runs: written notice of claim within 20 days (A.R.S. 20-1349), claim forms furnished within 15 days of notice (A.R.S. 20-1350), written proof of loss within 90 days (A.R.S. 20-1351), and legal action only after 60 days from proof and before 2 years from the time proof was required (A.R.S. 20-1355). Knowing the order of these deadlines is essential to preserving a claim.
Why the other options are wrong
- A) The sequence is reversed — legal action is the last step, and notice precedes proof.
- C) Proof of loss follows the notice and the furnishing of forms, not the other way around.
- D) The insurer furnishes claim forms only after receiving the notice of claim, not before.
Memory hook
Notice, forms, proof, then court — in that order.