State RegulationsAZ specificDifficulty 2/5
An Arizona health policy pays loss-of-time benefits for a disability expected to last more than 2 years. Besides the initial notice of claim, what does A.R.S. 20-1349 require the insured to do during the claim?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
A.R.S. 20-1349 requires written continuance notices of the continuing loss at intervals of every 6 months for loss-of-time claims payable for 2 years or longer. The periodic notices give the insurer ongoing proof that the disability persists, which is essential on long-duration claims.
Why the other options are wrong
- B) 90-day intervals are more frequent than the statutory 6-month interval.
- C) Annual intervals are too infrequent; the statute fixes 6 months.
- D) Continuance notices are mandatory on multi-year loss-of-time claims; the initial notice alone is insufficient.
Memory hook
Long claims report in every six months.