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State RegulationsAZ specificDifficulty 2/5

A nonresident producer maintains her Arizona license while living and being licensed in her home state, where she completes that state's continuing education requirement. What effect does this have on her Arizona continuing education obligation?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

A.R.S. 20-2903 provides that a nonresident producer who satisfies the continuing education requirements of her home state is deemed to satisfy Arizona's continuing education requirement. This reciprocity spares nonresidents from double coursework, provided the producer remains compliant in the state where she resides and holds her resident license.

Why the other options are wrong

  • A) Wrong because A.R.S. 20-2903 expressly excuses compliant nonresidents from duplicating Arizona's 48-hour requirement in Arizona.
  • C) Wrong because the reciprocity under A.R.S. 20-2903 is all-or-nothing based on home-state compliance; there is no Arizona-only ethics add-on for nonresidents.
  • D) Wrong because a compliant nonresident may continue transacting insurance in Arizona; A.R.S. 20-2903 treats her home-state hours as satisfying Arizona's rule.

Memory hook

Nonresident? Home-state CE counts — 20-2903 does the traveling for you.

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